通讯员 发改萱扬州市新闻传媒中心记者 默然 中小微企业，是产业科创名城的重要生态和高质量就业的根基，其贷款难、贷款贵一直备受关注。为进 一步优化中小微企业融资环境，做好普惠金融大文章，改善中小微企业融资环境，更好服务实体经济， 近日，市发改委等部门联合出台《扬州市支持中小微企业融资10条措施》，从扩大融资供给、降低融资 成本、优化融资机制三大方面破解融资难、融资贵问题。 "首先是通过政府性融资担保增信，构建多层次风险担保机制。"扬州金融监管局相关负责人说，将强化 政府性融资担保机构准公共服务定位，聚焦主责主业，加强中小微企业增信融资服务，持续做好降费让 利，政府性融资担保费率不超过1%。深化政银担联动，优化风险分担机制，加强与国家融资担保基 金、省级政府性再担保机构的多级联动，构建多层次风险担保机制。在省财政对增加资本金的政府性融 资担保机构给予增资部分2%奖励的基础上，市财政予以配套，鼓励政府性融资担保机构做大做强。 "其次，进一步统筹用好风险补偿及财政贴息政策。"该负责人说，将发挥扬州市级普惠金融风险补偿资 金池作用，支持"苏科贷""扬创贷""富民创业担保贷""小微贷"等省市普惠金融产品，助力创业群体、小 ...

Group 1 - Jiangsu Qiwushui Aquaculture Development Co., Ltd. has transformed from a single shrimp farming business to a comprehensive cold chain logistics entity for special aquatic products, with a total industry chain output value exceeding 100 million yuan [1] - The local financial institution, Gaoyou Rural Commercial Bank, has introduced innovative loan products such as "breeding loans" and "industry loans," providing 79.5 million yuan in loans to 740 shrimp farmers, enabling nearly zero-capital entrepreneurship [1] - Yangzhou has a significant number of small and micro enterprises, totaling 526,800, which account for over 90% of private enterprises in the region [1] Group 2 - Baoying County, known as the "hometown of lotus root," has launched innovative products like salted egg yolk cheese lotus root and lotus root chips, gaining popularity among young consumers [2] - The establishment of lotus root cooperatives and a trading market has created an industrial operation model that connects small farmers with large markets, supported by Baoying Rural Commercial Bank [2] - Jiangsu Hongxin Supermarket Chain Co., Ltd. successfully listed on the Hong Kong Stock Exchange, with financial support playing a crucial role in its development, including various inclusive financial policies [2] Group 3 - Yangzhou is focusing on developing six major industrial clusters and thirteen emerging industrial chains, having provided credit services to over 980 technology enterprises [3] - The city plans to expand its financing coordination mechanism to all private and foreign trade enterprises, aiming to enhance satisfaction and accessibility of financial policies [3] - Yangzhou aims to create a business-friendly environment that supports investment, operations, and development for enterprises [3]