排污权抵押贷
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重庆渝中以金融助力企业绿色转型
Xin Lang Cai Jing· 2025-12-29 11:01
中新网重庆新闻12月29日电(张旭) 12月29日,记者从重庆市委金融办优化营商环境获取金融服务工作专 班获悉,"十四五"期间,重庆渝中区,以"政策护航引领、机构协同发力、服务创新升级"为实施路径, 助力企业绿色转型,书写了金融赋能高质量发展的生动答卷。 产品创新同步推进,"排污权抵押贷""船舶贷"等特色金融产品相继落地——农发行重庆市分行发放全市 首笔1.05亿元水土保持绿色贷款;恒丰银行重庆分行通过"船舶贷"授信超12.9亿元,助力航运企业绿色 转型。 此外,渝中区制定的《既有商业商务楼宇绿色化改造导则》,在全国率先探索老旧楼宇绿色改造路径, 目前已应用于Moxy酒店等项目。 下一步,渝中区将以推进金融高质量发展为主题,以深化金融供给侧结构性改革为主线,以深入实 施"智融惠畅"工程为抓手,通过开展创新绿色信贷,以金融之力为高质量发展注入不竭动力。(完) 作为全市首批气候投融资试点区,渝中区正加快构建"生态为底、金融为翼、产业为核"的发展格局。曾 经淤积杂乱的滨江岸线,如今已蜕变为市民共享的"亲水生态后花园"。这背后,离不开8亿元生态修复 资金与230亿元智创新城投资的强力支持,更折射出绿色金融工具的赋能效 ...
宁波银行绍兴分行创新落地“排污权”抵押贷 赋能绿色企业提升市场竞争力
Zhong Guo Jing Ji Wang· 2025-08-08 07:19
近日,在人民银行绍兴市分行的专业指导下,宁波银行绍兴分行在动产融资创新领域再获突破,成 功为浙江某新能源企业落地2000万元排污权抵押融资业务。这一创新信贷模式的落地,不仅为企业发展 注入金融活水,更开创了区域绿色金融服务的新范式。 宁波银行绍兴分行表示,将持续深化绿色金融创新,加大对节能环保、新能源等绿色产业的支持力 度,不断探索环境权益类动产融资新模式,充分运用人民银行征信中心动产融资统一登记公示系统为更 多企业提供多元化、个性化的金融服务方案,助力地方经济绿色低碳高质量发展。 作为新能源废旧电池梯次回收及循环利用领域的标杆企业,浙江某公司凭借领先的核心产品技术, 先后荣获"国家高新技术企业"、"RMI认证企业"、"绍兴市绿色工厂"等多项荣誉。企业依托中国节能环 保有限公司、北京汽车、浙能电力股份等新能源行业龙头国企的资金与技术支持,专注于新能源产业高 值服务的研发与应用。目前,企业已建成规模宏大的退役锂电池及钴镍资源循环项目,具备年产12000 金属吨钴、10000金属吨镍、8000金属吨碳酸锂的生产能力,其产出的钴、镍、锂、锰化合物产品,可 高效循环应用于动力锂电池生产,形成绿色经济闭环。 近年来,随 ...
高邮农商银行精准施策惠实体 夯实机制助振兴
Jiang Nan Shi Bao· 2025-05-21 06:35
Core Viewpoint - Gao You Rural Commercial Bank is committed to a small and scattered strategy, focusing on community service and supporting rural revitalization, achieving significant recognition through quality services and convenient products [1] Group 1: Business Strategy and Performance - As of April 2025, the bank's total loan balance reached 20.015 billion, with 83.45% allocated to entity loans and 17.871 billion in private enterprise loans, reflecting a growth of 562 million since the beginning of the year [1] - The bank has established a cooperative mechanism with over 50 units, covering more than 90% of villages, to enhance service ecosystems for the development of the real economy [2] - The bank has hosted government-enterprise connection meetings in 9 towns, reaching 301 enterprises and expecting cooperation worth 320 million [3] Group 2: Service Innovation and Product Development - The bank has launched nearly 20 localized products, including "Intellectual Property Pledge Loan" and "Postal Fortune Sci-tech Loan," to address financing challenges for small and micro enterprises [2] - A combination of "subsidy + financing" services has been introduced to support the construction of the "S333" Sci-tech Corridor, with a technology loan balance of 2.375 billion [4] - The bank has developed a "Technology + Finance" dual-driven model, offering various financial products tailored to the needs of technology enterprises [5] Group 3: Operational Efficiency and Community Engagement - The bank has implemented a dynamic incentive mechanism for inclusive small micro-loan issuance, with private enterprise loans accounting for 75.47% and manufacturing loans at 48.45% as of April [4] - A comprehensive outreach initiative has been conducted, covering 24,000 tax-paying enterprises and individual businesses, resulting in 20,048 visits and 4.111 billion in new credit [4] - The bank has restructured its credit process to enhance efficiency, achieving a 30% improvement in report writing efficiency and reducing the time from signing to disbursement to half a day [5]