中新网重庆新闻12月29日电(张旭) 12月29日，记者从重庆市委金融办优化营商环境获取金融服务工作专 班获悉，"十四五"期间，重庆渝中区，以"政策护航引领、机构协同发力、服务创新升级"为实施路径， 助力企业绿色转型，书写了金融赋能高质量发展的生动答卷。 产品创新同步推进，"排污权抵押贷""船舶贷"等特色金融产品相继落地——农发行重庆市分行发放全市 首笔1.05亿元水土保持绿色贷款；恒丰银行重庆分行通过"船舶贷"授信超12.9亿元，助力航运企业绿色 转型。 此外，渝中区制定的《既有商业商务楼宇绿色化改造导则》，在全国率先探索老旧楼宇绿色改造路径， 目前已应用于Moxy酒店等项目。 下一步，渝中区将以推进金融高质量发展为主题，以深化金融供给侧结构性改革为主线，以深入实 施"智融惠畅"工程为抓手，通过开展创新绿色信贷，以金融之力为高质量发展注入不竭动力。(完) 作为全市首批气候投融资试点区，渝中区正加快构建"生态为底、金融为翼、产业为核"的发展格局。曾 经淤积杂乱的滨江岸线，如今已蜕变为市民共享的"亲水生态后花园"。这背后，离不开8亿元生态修复 资金与230亿元智创新城投资的强力支持，更折射出绿色金融工具的赋能效 ...

Core Insights - The construction of the Pinglu Canal is a significant opportunity for the regional development of Guangxi's Hengzhou City, transforming it from a traditional agricultural county to a new urban center along the canal [1][2] - Hengzhou Rural Credit Cooperative is actively supporting the economic development along the Pinglu Canal, with substantial growth in deposits and loans since 2022 [1][3] Financial Performance - As of June 2025, Hengzhou Rural Credit Cooperative's total assets reached 23.261 billion yuan, with deposits exceeding 21.217 billion yuan and loans surpassing 13.8 billion yuan, positioning it among the top rural cooperative institutions in the region [1] - The cooperative's loan balance for shipbuilding reached 372 million yuan by August 2025, reflecting a 5 million yuan increase since the beginning of the year, with 241 loans issued to support the shipping industry [3] Economic Growth - Hengzhou City's GDP is projected to exceed 40 billion yuan in 2024, with a growth rate of 5.8%, and industrial value-added output increasing by 12.3% [2] - The city is expected to see a significant rise in industrial investment, with a growth rate of 48.7% and the addition of 50 new industrial enterprises, marking a historical high [2] Strategic Initiatives - Hengzhou Rural Credit Cooperative has introduced innovative financial products like "ship loans" and "order loans" to meet the specific funding needs of the shipping and agricultural sectors [3][6] - The cooperative has established a "Port Financial Service Station" in the Liujing Industrial Park, providing tailored financial services to 42 industrial enterprises, with a total credit support of 695 million yuan from January 2024 to August 2025 [4] Industry Development - The cooperative is focusing on supporting the jasmine flower industry, which has seen the formation of a "1+9" industrial cluster, enhancing the value chain from production to export [6] - Hengzhou Rural Credit Cooperative aims to further strengthen its support for the port industry, modern logistics, and specialty industries, aligning with national strategies for high-quality economic development [6]

Core Viewpoint - The strategic cooperation agreement between Henan Rural Commercial Bank and the Henan Provincial Department of Agriculture and Rural Affairs aims to inject strong financial momentum into the development of agriculture, rural areas, and farmers by providing 400 billion yuan in agricultural loans over the next three years, focusing on food security, rural prosperity industries, and new agricultural productivity [1][2][3]. Group 1: Financial Support for Food Security - Henan Rural Commercial Bank has created various financial products such as "High Standard Farmland Loan," "Planting Loan," and "Storage Loan" to provide comprehensive financial services for the agricultural supply chain, with a total of 58.7 billion yuan in loans for grain production and processing [2]. - The cooperation agreement emphasizes the importance of "storing grain in the ground and technology," offering a package of financial services for high-standard farmland construction and providing intellectual property pledge financing for seed industry enterprises [2]. Group 2: Support for Rural Prosperity Industries - The bank has developed a tailored action plan to support rural prosperity industries, focusing on local characteristics and specific needs, resulting in over 100 specialized financial products such as "Garlic Loan" and "Spicy Noodle Loan," with 44.133 billion yuan in loans issued to county-level prosperity industries [3]. - The bank serves approximately 208,600 agricultural industry chain clients, demonstrating its commitment to localized financial solutions [3]. Group 3: Inclusive Financial Services - Henan Rural Commercial Bank aims to enhance financial service accessibility through a "党建+网格+大数据" model, achieving a credit coverage rate of 73.41% for county farmers and a usage rate of 14.34% [4]. - The bank has issued 47.3 billion yuan in small loans to impoverished populations, reinforcing its commitment to poverty alleviation and rural revitalization [4]. Group 4: Empowering Agricultural Technology - The bank has established a dedicated credit quota for the technology sector, offering loans totaling 8.385 billion yuan to 942 agricultural technology enterprises, supporting long-term and low-cost financing [5]. - It is also focusing on supply chain financial products for agricultural machinery manufacturing, facilitating financial services for the entire industry chain [5]. Group 5: Integration of Financial Services in Rural Governance - The bank actively participates in grid governance by collaborating with community organizations, providing professional financial consulting, and promoting a trustworthy credit environment through credit village and credit household evaluations [6][7]. - Initiatives such as "Financial Knowledge Going to the Countryside" aim to educate the public on financial safety, enhancing community engagement and cultural life [7].