Core Viewpoint - The "16th Financial Golden Ding Award" was presented at the "2025 Financial Development Conference," recognizing outstanding financial institutions in China, with Xi'an Bank winning the "Annual Support for Local Economic Development Award" for its contributions to regional economic growth and service to the real economy [1][3]. Group 1: Xi'an Bank's Achievements - Xi'an Bank has been acknowledged for its commitment to local economic development and its innovative financial products tailored to meet the needs of key industries [3][4]. - The bank has launched various financial products such as "Hard Technology Loan," "Talent Management Loan," and "Salary Manager," which align with the demands of local economic development [3][4]. Group 2: Innovative Practices - Xi'an Bank partnered with Shaanxi Cultural Investment Group to create a digital supply chain financial platform for the cultural tourism industry, facilitating 200 million yuan in credit and significantly reducing financing cycles to 2 days [4]. - The bank introduced the "Specialized and Innovative Special Board Loan" to support technology enterprises, offering up to 50 million yuan in unsecured loans to address the challenges of asset-light businesses [4]. - In the high-end manufacturing sector, the bank developed the "Aerospace Technology Loan," providing over 70 million yuan in credit to aircraft component suppliers, supporting the national strategy for independent aerospace manufacturing [4]. Group 3: Financial Performance - In the first three quarters of the year, Xi'an Bank reported a revenue of 7.691 billion yuan, a year-on-year increase of 39.11%, and a net profit of 2.033 billion yuan, up 5.51% [5]. - The bank's total assets exceeded 500 billion yuan by March 2025, reaching 551.1 billion yuan by September, indicating a steady growth trajectory [5]. Group 4: Future Outlook - The recognition from the Golden Ding Award reflects both past efforts and future commitments, as Xi'an Bank continues to innovate and support high-quality regional economic development [6].

Core Viewpoint - Xi'an Bank and Shaanxi Cultural Industry Investment Holding Group have launched a strategic cooperation to create a "Cultural Tourism Intelligent Supply Chain Financial Platform," aimed at enhancing the digital financial services in the cultural tourism sector and supporting the development of a trillion-level cultural tourism industry cluster in Shaanxi [1][2][3]. Group 1: Platform Overview - The platform is designed to integrate data flow, capital flow, logistics, and business flow in the cultural tourism industry, enhancing demand forecasting, intelligent decision-making, and risk perception capabilities [1][2]. - It has already facilitated credit issuance of 200 million yuan and reduced financing cycles to 2 days, achieving full online processes and data-driven credit assessments [2][3]. Group 2: Financial Services and Innovations - Xi'an Bank is leveraging its financial products and digital technology to provide customized financial services to cultural tourism enterprises, focusing on high-quality development [3][5]. - The bank has developed specialized financial products like "Cultural Tourism Loan" and "Scenic Business Loan" to support the development of key scenic spots in Shaanxi [6]. Group 3: Technological Integration - The bank is integrating technology into the cultural tourism ecosystem, offering services such as online ticket sales, smart payment solutions, and comprehensive financial services for various scenic spots [7]. - It has provided over 15 billion yuan in credit support to key cultural tourism enterprises in Shaanxi, focusing on projects related to scenic spots, cultural creativity, and rural tourism [7].

签约仪式后，双方参加文旅数智供应链金融平台发布仪式。该平台由陕文投集团与西安银行联合打造，是响应国家"数据要素×"三年行动计划及央行供应链 金融创新发展政策的重要成果。平台以"数据驱动+场景应用+金融赋能"为核心，创新文旅数据资产交易路径，推动实现文旅数据流、资金流、物流、商 流"四流合一"，强化需求预测、智能决策、风险感知能力，切实将文旅数据资产转化为企业增信工具，成为融资"通行证"，持续构建新型数字化供应链金融 模式，推动文旅产业价值链延伸。目前，该平台已累积实现授信2亿元，融资周期缩短至2天，实现全流程线上化、信用评估数据化、风控智能化。未来，依 托数据金融风控大模型智能化分析能力，平台将为文旅全产业链提供涵盖授信、放款、监管的全周期金融服务，为陕西打造万亿级文旅产业集群提供强大数 字金融引擎。 根据相关协议，双方将围绕推动文旅产业高质量发展，充分发挥资金规模、金融产品、数字金融科技等优势，提供专业化、多元化、定制化的综合性金融服 务，围绕财资管理体系搭建、文旅数智供应链金融平台建设以及赋能"人工智能+文旅"场景创新等方面全方位深化合作，共同打造"文旅+金融+科技"创新产 品和合作品牌，携手推进以新一代 ...