Core Viewpoint - Xi'an Bank and Shaanxi Cultural Industry Investment Holding Group have launched a strategic cooperation to create a "Cultural Tourism Intelligent Supply Chain Financial Platform," aimed at enhancing the digital financial services in the cultural tourism sector and supporting the development of a trillion-level cultural tourism industry cluster in Shaanxi [1][2][3]. Group 1: Platform Overview - The platform is designed to integrate data flow, capital flow, logistics, and business flow in the cultural tourism industry, enhancing demand forecasting, intelligent decision-making, and risk perception capabilities [1][2]. - It has already facilitated credit issuance of 200 million yuan and reduced financing cycles to 2 days, achieving full online processes and data-driven credit assessments [2][3]. Group 2: Financial Services and Innovations - Xi'an Bank is leveraging its financial products and digital technology to provide customized financial services to cultural tourism enterprises, focusing on high-quality development [3][5]. - The bank has developed specialized financial products like "Cultural Tourism Loan" and "Scenic Business Loan" to support the development of key scenic spots in Shaanxi [6]. Group 3: Technological Integration - The bank is integrating technology into the cultural tourism ecosystem, offering services such as online ticket sales, smart payment solutions, and comprehensive financial services for various scenic spots [7]. - It has provided over 15 billion yuan in credit support to key cultural tourism enterprises in Shaanxi, focusing on projects related to scenic spots, cultural creativity, and rural tourism [7].

签约仪式后，双方参加文旅数智供应链金融平台发布仪式。该平台由陕文投集团与西安银行联合打造，是响应国家"数据要素×"三年行动计划及央行供应链 金融创新发展政策的重要成果。平台以"数据驱动+场景应用+金融赋能"为核心，创新文旅数据资产交易路径，推动实现文旅数据流、资金流、物流、商 流"四流合一"，强化需求预测、智能决策、风险感知能力，切实将文旅数据资产转化为企业增信工具，成为融资"通行证"，持续构建新型数字化供应链金融 模式，推动文旅产业价值链延伸。目前，该平台已累积实现授信2亿元，融资周期缩短至2天，实现全流程线上化、信用评估数据化、风控智能化。未来，依 托数据金融风控大模型智能化分析能力，平台将为文旅全产业链提供涵盖授信、放款、监管的全周期金融服务，为陕西打造万亿级文旅产业集群提供强大数 字金融引擎。 根据相关协议，双方将围绕推动文旅产业高质量发展，充分发挥资金规模、金融产品、数字金融科技等优势，提供专业化、多元化、定制化的综合性金融服 务，围绕财资管理体系搭建、文旅数智供应链金融平台建设以及赋能"人工智能+文旅"场景创新等方面全方位深化合作，共同打造"文旅+金融+科技"创新产 品和合作品牌，携手推进以新一代 ...