Core Viewpoint - Technological innovation is a crucial driving force for China's economic development, with financial services playing an essential role in supporting the growth of technology-driven enterprises [1][2]. Group 1: Financial Support for Technological Innovation - Postal Savings Bank's Beijing branch focuses on six key industries: artificial intelligence, integrated circuits, information technology, pharmaceutical health, new energy, and new materials, providing tailored financial services to support the entire lifecycle of technology enterprises [1][2]. - The bank has established over 2,300 technology enterprise clients and provided loans exceeding 20 billion yuan [1]. Group 2: Innovative Financial Solutions - The bank has launched the "U Billion Computing" loan platform to address the unique needs of high-growth technology companies, emphasizing early, small, long-term investments in hard technology [2][3]. - A "Technical Flow" evaluation model has been implemented to better assess the value and risks of technology enterprises, facilitating easier access to credit for these companies [2][3]. Group 3: Product Development and Lifecycle Support - The bank has introduced a series of products tailored to the entire lifecycle of enterprises, including the "Easy Enterprise" platform for comprehensive financial management and the "U Benefit Innovation" financial brand with five service lines to meet diverse needs [3][4]. - The bank has successfully executed its first loan under the investment-loan linkage model, addressing the equity investment characteristics of technology enterprises [3]. Group 4: Strengthening Technological Capabilities - The bank is enhancing its technological capabilities by integrating advanced information technology with traditional banking services, exemplified by the opening of a new branch utilizing the HarmonyOS system [4][5]. - The establishment of the "Golden Harmony Laboratory" aims to deepen the integration of the Harmony system with financial terminals, contributing to national financial security [5]. Group 5: Promoting New Growth Drivers - The bank actively seeks to identify and support emerging industries, having hosted the "New Quality Wealth Competition" to showcase innovative technology companies in fields like biomedicine and artificial intelligence [6]. - The bank has organized multiple competitions to strengthen investment-loan linkages and enhance brand visibility, successfully attracting nearly 100 new clients [6]. Group 6: Future Strategies and Goals - The bank plans to deepen its three major linkages: public-private, investment-loan, and cross-departmental collaboration, to provide customized financial solutions [7]. - Future initiatives include increasing credit and medium-to-long-term loan offerings, optimizing product applications, and enhancing financial services for technology enterprise mergers and acquisitions [7].

Core Viewpoint - The 27th China Beijing International Science and Technology Industry Expo showcases the integration of financial technology and traditional banking services, highlighting Postal Savings Bank of China's innovative practices and products in the financial technology sector [1][10]. Group 1: Exhibition Highlights - Postal Savings Bank of Beijing's exhibition theme is "Financial Technology Empowering the Development of Science and Technology Finance," featuring advanced technologies and innovative practices [1]. - The exhibition area is designed with a "Samsung Surround" architectural style, symbolizing the concepts of "innovation, openness, and sharing," and showcases the bank's "five major articles" in finance [3]. - Interactive technology projects, such as personalized laser engraving and digital human interaction, provide immersive experiences for visitors, demonstrating the bank's innovative financial products [4]. Group 2: Product Innovations - The "Easy Enterprise" platform offers a comprehensive suite of services for small and medium-sized enterprises, integrating financial services into core operational areas like tax management and payroll [6]. - Various financial products, including Uyi Chuang, Small Micro Easy Loan, and Quick Loan, cater to the diverse needs of technology enterprises, providing flexible financing options [7]. Group 3: Social Responsibility and Financial Ecosystem - The bank actively promotes digital finance, green finance, inclusive finance, and pension finance, aiming to build a diverse and inclusive financial ecosystem [8]. - The green loan balance reached 76.091 billion yuan, with a year-on-year growth of 17.48%, and green financing accounted for 41.99% of total loans [9]. - The bank's initiatives in inclusive finance include tailored financial services for small enterprises and the establishment of "Golden Sunshine" service platforms for elderly clients [10][11]. Group 4: Future Directions - Postal Savings Bank of Beijing aims to continue deepening the integration of technology and finance, optimizing service models, and driving innovation to support high-quality development in the financial sector and the real economy [10].