本报（chinatimes.net.cn）记者李明会 北京报道 12月26日，由华夏时报社主办的2025（第五届）华夏公益论坛在京举行。本届论坛以"拥抱智能向善时 代"为主题，汇聚公益界、企业界、学界及政府相关部门代表共话行业发展，深入探讨人工智能技术与 公益事业深度融合的创新路径，为推动公益事业高质量发展注入科技动能。 论坛上，交通银行党委宣传部部长周恩静发表题为《通向明天助残共富》的主旨演讲。他表示，8500万 名残疾人朋友是推进中国式现代化的重要力量，也是需要格外关心、格外关注的特殊群体。 作为2025年全国残特奥会官方合作伙伴，交通银行将湾区创新特色融入助残共富综合金融服务方案，推 出了包括产业链金融、跨境金融、智慧民生、智慧政务、社保养老、助残优惠、数字人民币钱包等17项 专属助残金融服务项目，通过全方位、多层次的金融服务保障残特奥会的成功举办。 在教育赋能领域，交通银行自2007年起和中国残联共同启动"通向明天——交通银行残疾青少年助学计 划"，携手教育部设立"交通银行特教园丁奖"，资助残疾大学生优化特教硬件环境、开展特教园丁培 训、举办残疾学生技能比赛、支持首届国家通用手语和国家通用盲文比赛等等 ...

Group 1: Company Performance and Challenges - The company's revenue decline in 2024 is primarily due to macroeconomic factors and changes in government procurement intentions, affecting demand from fiscal-funded clients like government agencies [3][4] - The accounts receivable turnover rates from 2022 to 2024 are 1.06, 0.54, and 0.50, indicating a downward trend [5] - Credit impairment losses for accounts receivable from 2022 to 2024 are CNY 36.13 million, CNY 56.60 million, and CNY 32.24 million, with these losses accounting for 185.21%, 80.82%, and 42.34% of net profit respectively [5] Group 2: Strategic Responses and Future Outlook - The company is adopting a more prudent operational strategy to manage cash flow and mitigate liquidity risks by tightening project funding controls and selectively pursuing projects with favorable payment terms [4][6] - The company aims to enhance its operational capabilities and revenue generation by focusing on high-quality development and strategic transformation, targeting new markets and expanding into smart industry and smart livelihood sectors [6][8] - The software and information technology service industry is projected to grow, with software business revenue expected to reach CNY 1.37276 trillion in 2024, a 10% increase year-on-year [10][11] Group 3: Industry Trends and Opportunities - The aging population in China presents significant growth potential for the smart elderly care sector, with the company actively developing services in this area [7][8] - The digital economy is recognized as a core driver of global development, with the software and information technology service industry being a strategic focus for national support [10][11] - The government is implementing measures to improve the financial situation of local governments and clear debts owed to enterprises, which is expected to positively impact the industry [6][10]