转自：新华财经 近年来，农业银行成都分行作为金融服务乡村振兴的主力军在巴蜀大地的乡野里，以产品创新破解产业 痛点，以全链服务构建金融生态，以场景嵌入延伸服务触角，将普惠金融甘霖注入田间地头，探索出兼 具温度与效能的乡村振兴金融服务新路径，为成都地区乡村振兴高质量发展"贷"来强劲动能。 这种全链赋能，不仅做大了产业规模，更助推了产业升级。为支持蒲江县"有机肥替代化肥、绿色防控 替代化学防治"的"两个替代"工程，农行成都分行还专门配套相关信贷产品，引导产业向高质量、可持 续方向转型。种植户李大姐坦言，用有机肥种出的猕猴桃更受市场欢迎，农行的贷款让老百姓们更愿尝 试新技术。 截至2025年9月末，农行成都分行已向蒲江猕猴桃产业累计投放贷款3000万元，惠及60余户产业链上下 游客户，让蒲江猕猴桃成为名副其实的"绿色金果"。 模式革新：场景嵌入打通服务末梢 农行成都分行三农金融服务团队始终坚持"深耕乡村、深耕场景"的理念，有效打通金融服务群众的"最 后一公里"。位于郫都区的成都君乐园调味品开发有限公司是当地老牌豆瓣生产企业，随着市场需求增 长，老旧设备难以承担产能扩张需求，但因缺乏传统抵押物，贷款屡屡碰壁。农行成都分 ...

Group 1 - The article highlights the role of Industrial and Commercial Bank of China (ICBC) in supporting local fruit farmers and enterprises through its "Thousand Enterprises and Ten Thousand Households Visit" initiative, which aims to provide inclusive financial services to boost rural revitalization [1][2] - In Guangdong's Maoming, a modern agricultural company utilizing a "company + orchard + farmer" model received nearly 2 million yuan in loans from ICBC to meet seasonal funding needs for harvesting and transportation of lychees [1] - In Yunnan's Zhaotong, ICBC provided a specialized "Li Zi Loan" to a local farmer facing financial difficulties during the critical management period of his plum orchard, helping him upgrade irrigation facilities and improve planting efficiency [2] Group 2 - In Guizhou's Bijie, ICBC's support through the "Thousand Enterprises and Ten Thousand Households Visit" initiative enabled cherry farmers to overcome challenges related to high costs and lack of collateral, facilitating the expansion of their orchards and enhancing both yield and quality [2]

Core Viewpoint - The article highlights the successful implementation of a specialized loan product, "Li Zi Dai," by the Industrial and Commercial Bank of China (ICBC) in support of local farmers growing the unique "Ban Bian Hong" plums in Suijiang County, contributing to rural revitalization efforts [1][5]. Group 1: Agricultural Development - Suijiang County is recognized as a key national rural revitalization support area, with over 100,000 acres dedicated to the cultivation of "Ban Bian Hong" plums, which have become a significant agricultural industry for local farmers [1]. - The "Ban Bian Hong" plums received geographical indication protection from the Ministry of Agriculture and Rural Affairs in 2019, enhancing their market value and recognition [1]. Group 2: Financial Support Initiatives - ICBC's Suijiang branch has developed a tailored financial service system to support rural revitalization, including the introduction of the "Li Zi Dai" loan product specifically for plum farmers [2][5]. - The "Li Zi Dai" product was designed based on thorough research of local agricultural needs, providing flexible online credit loans with favorable interest rates to reduce financing costs for farmers [5][6]. Group 3: Impact and Results - The "Li Zi Dai" loan enabled a local farmer, Yu Dage, to secure 200,000 yuan within a day, allowing him to pay for labor and upgrade irrigation systems, significantly boosting his confidence in this year's harvest [4][6]. - ICBC has successfully implemented financing solutions for five distinct agricultural products, with a total loan balance exceeding 16 million yuan, marking a nearly 140% increase since the beginning of the year [6]. - The bank has received recognition for its efforts in rural financial services, achieving excellent ratings in assessments of financial institutions' contributions to rural revitalization for two consecutive years [7].