有福之州，群贤毕至；侨智汇聚，共襄盛举。12月2日，以"侨智汇榕·科技兴国"为主题的第三届中国侨 智发展大会农林科技专场会议在福州举办。作为连续三届协办中国侨智大会这一侨界盛会的金融机构， 厦门国际银行受邀出席本次会议。 会上，厦门国际银行福州分行有关负责人作《华侨金融及农业金融服务推介》报告，向海内外120余位 农林科技专家、华侨华人代表及涉农企业家展示了厦门国际银行在"华侨金融"与"科技兴农"领域的战略 布局与深耕成果，发出了"勇当华侨金融服务主力军"的响亮声音。 厦门国际银行福州分行有关负责人作《华侨金融及农业金融服务推介》报告 农业科技的转化与落地，离不开金融"活水"的精准滴灌。厦门国际银行持续加强华侨金融的探索和实 践，贯彻"护侨、助侨、惠侨、暖侨、聚侨"的战略重点，基于全方位的服务体系与减费让利举措，通过 设立国际结算"绿色通道"提升资金流转效率，切实降低侨企综合融资成本。截至2025年9月末，厦门国 际银行已服务涉侨客户近10万户，华侨金融业务量超过2300亿元。这一串数字的背后是厦门国际银行深 耕福建、联通世界的生动实践，也是金融服务实体经济、助力高水平对外开放的真实写照。 本次专场会议重点关 ...

Core Insights - The article highlights the financial reforms in Wanzhou District, aimed at enhancing service efficiency and optimizing the business environment to support the development of a significant urban sub-center in Chongqing [1] Financial Performance - As of September 2023, Wanzhou District reported a total deposit and loan balance of 349.072 billion yuan, marking a year-on-year increase of 14.62%, with loans specifically increasing by 20.98% to 125.842 billion yuan [1] - Green loans reached 22.35 billion yuan, reflecting a substantial year-on-year growth of 50.04% [1] Industry Support - Chongqing Chang'an KuaYue Vehicle Co., Ltd. has successfully launched the new pure electric X3 mini truck, with plans to produce and sell 175,000 vehicles this year, including over 40,000 new energy vehicles, a 57% increase year-on-year [3] - The company received over 100 million yuan in technology transformation loans from the Industrial and Commercial Bank of China, which facilitated critical upgrades in equipment and processes [3] Agricultural Financing Innovations - Wanzhou District has introduced an "integrated garden credit" model, with a planned rolling credit of 5 billion yuan, of which 1.082 billion yuan has already been granted to the industrial park [4] - The district has also implemented an "integrated chain credit" service model, providing 756 million yuan in loans to 4,350 chain operating entities in the agricultural sector [4] Green Transformation Initiatives - The new plant of Chongqing Jiulong Wanbo New Materials Technology Co., Ltd. was completed in 18 months, supported by a 1.5 billion yuan transformation loan from Chongqing Rural Commercial Bank, which was 30 basis points lower than standard loan rates [6] - The district has provided loans totaling 8.09 billion yuan to 188 project library enterprises, resulting in a carbon reduction of over 3 million tons, approximately 30% of the district's average carbon emissions in recent years [7] Inclusive Financial Services - Wanzhou District has developed a financing plan to address the challenges faced by agricultural enterprises lacking collateral, introducing products like "Agricultural Facility Mortgage Loans" and "Knowledge Value Credit Loans," totaling 558 million yuan for 467 enterprises [9] - The district has also launched unique financing products tailored to local specialties, such as "Grilled Fish Loans" and "Rose Orange Loans," converting unique resource endowments into tangible industrial development momentum [9] Future Directions - The Wanzhou District government plans to continue the "Financial 'Vitality' for All Industries" initiative, encouraging financial institutions to innovate products and optimize processes to support small and micro enterprises and rural revitalization [10]