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万州优化金融服务厚植营商沃土
Sou Hu Cai Jing· 2025-11-13 13:14
11月12日,据重庆市委金融办优化营商环境获取金融服务专项小组办公室消息,万州区不断深化金融改革,提升服务效能,聚焦产业支撑、绿色驱动与普惠 覆盖,持续优化营商环境,为加快建设全市重要城市副中心贡献金融力量。数据显示,截至今年9月底,全区存贷款余额3490.72亿元,同比增长14.62%,其 中贷款余额1258.42亿元,同比增长20.98%;绿色贷款余额223.5亿元,同比增长50.04%。 精准强基 全力提升产业支撑力 走进重庆长安跨越车辆有限公司的生产车间,新上市的纯电X3小卡赢得市场青睐。作为全产业链商用车制造企业,长安跨越近年来持续加码新能源赛道。 企业转型的背后,离不开金融"活水"的精准滴灌。 "多亏了工商银行万州分行为我们授信1亿多元技术改造贷款。"公司有关负责人表示,"这笔资金破解了瓶颈,让我们完成了核心设备与工艺的迭代升级,对 未来发展充满信心。"据悉,公司今年计划产销汽车17.5万辆,其中新能源车预计突破4万辆,同比大幅增长57%。 作为第三批国家产融合作试点城市,万州区认真落实市委"33618"现代制造业集群体系要求,围绕重点产业,通过建立融资协调机制、召开政企恳谈会等方 式,提供精准多 ...
建设银行四川省分行:执金融之笔,以“两山”理念描绘蜀地新图景
转自:新华财经 四川不仅是我国西部资源富集之地,坐拥丰富的矿产、水能、天然气等战略资源,更是长江上游重要的 生态屏障和国家生态文明建设的重要区域。建设银行四川省分行积极响应国家战略号召,深入践行"绿 水青山就是金山银山"理念,以一系列扎实有力的实践与举措,将生态文明价值观深度融入金融服务脉 络,有序推进金融资源向清洁能源、绿色交通、节能环保等领域配置,助力四川将资源禀赋转化为绿色 发展动能,持续描绘蜀地绿色转型与高质量发展新图景。 赋能资源安全:打造绿色矿山,破解"卡脖子"难题 面对我国铁矿石进口依存度超过80%、供应链安全面临严峻挑战的宏观背景,破解矿产资源"卡脖子"困 境已成为保障国家战略安全的迫切命题。 四川省攀枝花市,地处川滇交界处,因蕴藏丰富的战略资源而被誉为"钒钛之都"。位于攀枝花市盐边县 的红格南钒钛磁铁矿,是目前全国储量规模最大、共伴生元素最多、资源潜在价值最高的钒钛磁铁矿, 其开发建设已被纳入国家"基石计划"和《国家矿产资源总体规划(2021-2025年)》,成为保障国家资 源安全、提升战略资源自主可控能力的重大战略项目。 磁铁矿山 图为红格南钒钛 在这一关乎国家战略的重大领域,建设银行成都 ...
中国进出口银行陕西省分行:以金融活水润泽西部沃土赋能高质量发展
Sou Hu Cai Jing· 2025-09-25 01:45
Group 1 - The core viewpoint emphasizes the role of the Export-Import Bank of China, Shaanxi Branch, in supporting high-level opening-up and high-quality development of the real economy during the 14th Five-Year Plan period, with a total loan issuance exceeding 240 billion yuan [1] - The bank has established multiple joint working mechanisms with various government departments and signed strategic cooperation agreements to enhance foreign trade quality and promote high-quality development in Shaanxi Province [2] - The bank has implemented 11 specific measures to support foreign trade, resulting in a 30% increase in service clients in the foreign trade sector compared to the beginning of the year [3] Group 2 - The bank has provided nearly 6 billion yuan in financing support for the China-Europe Railway Express (Xi'an), which has become a key logistics channel connecting Europe and Asia, with over 4,000 trains operated [4] - As of August 2025, the China-Europe Railway Express (Xi'an) has surpassed 30,000 trains in total, accounting for one-quarter of the national total, making Xi'an the leading hub for this service [5] - The bank is committed to enhancing financial services for private small and micro enterprises, having supported nearly 2,000 such businesses and provided over 8 billion yuan in financing [8][9] Group 3 - The bank's total assets exceeded 100 billion yuan by June 2025, reflecting a nearly 30% growth over five years, attributed to strong leadership and collective efforts [9] - The bank aims to continue implementing national strategies, focusing on high-quality development and enhancing marketing management capabilities [9]
用好科技金融与绿色金融政策协同 建行成都第三支行为某高新技术企业发放技术改造贷款
转自:新华财经 做好"五篇大文章",是当前金融系统服务实体经济、推动高质量发展的重要使命。随着"双碳"目标的深入推进与科技创新的加速发展,"绿色金融"与"科技 金融"深度融合、交相辉映,呈现出"你中有我、我中有你"的共进状态。在这一背景下,那些处于"绿色"与"科技"交叉地带的新兴产业,正成为驱动经济转 型的重要引擎。 近期,建设银行成都第三支行成功为成都市某高新技术企业发放技术改造贷款1.5亿元,该笔贷款成功认定为绿色贷款,并通过了人民银行技术改造再贷款 审核,实现科技金融与绿色金融政策红利深度融合,企业融资成本下降约60%。 建行成都三支行为该高新企业定制金融服务方案讨论会现场 建行成都第三支行获悉该重点高新技术企业计划打造一座全新的智慧工厂,涉及大规模的定制化厂房建设和先进设备购置,支行服务团队主动上门对接,量 身定制综合金融服务方案。由于企业定制化厂房符合绿色三星建筑标准,支行还为其申请绿色信贷认定,进而降低企业融资成本。 "更值得一提的是,它还用到了人行的技术改造再贷款这一结构性货币政策工具。我在参与办理的过程中深切体会到,这笔贷款不只是一串数字,更是在搭 建一座连接宏观政策与微观市场的桥梁。"建行客 ...
金融“实招”惠民企
Jin Rong Shi Bao· 2025-08-12 02:34
Group 1 - The financial system in Huaihua City, Hunan Province, is promoting deep integration of finance and industry, exemplified by various successful cases such as a 20 million yuan technology transformation loan for recycling waste batteries and a new financing path combining equity and debt for the local building materials industry [1] - As of April 2025, the loan balance for the private economy in Huaihua reached 59.59 billion yuan, a year-on-year increase of 8.5%, with loans to private enterprises at 29.55 billion yuan, up 12.8%, benefiting over 5,000 companies and covering sectors like manufacturing and new energy [1] Group 2 - The People's Bank of China Huaihua Branch has introduced a special action plan to support the high-quality development of the private economy, focusing on expanding financial supply, enhancing service capabilities, and broadening financing channels for private enterprises [3] - From January to April 2025, financial institutions in Huaihua issued loans totaling 9.76 billion yuan to ten key industries, with a weighted average interest rate 1.1 percentage points lower than the overall rate for enterprises [3] Group 3 - The bank has strengthened policy promotion and interpretation, conducting various activities to address financing difficulties for private enterprises, including the publication of a financial service manual that compiles over 30 policies and 20 financial products [4] - Since 2025, over 20 policy promotion events have been held, benefiting more than 30,000 market entities and distributing over 7,000 financial service manuals [4] Group 4 - Financial institutions in Huaihua are leveraging technology to address the financing challenges faced by private enterprises, introducing innovative products like "Technology Loans" and "Knowledge Property Pledge Financing" to meet the specific needs of technology-driven companies [5][6] - The use of data from national and provincial credit information platforms has enabled banks to develop products like "Flow Loans" and "Capital Flow Loans," enhancing the financing service model [6] Group 5 - The People's Bank of China Huaihua Branch has implemented initiatives to improve financial service quality for private enterprises, including a "White List" system to identify key enterprises and their financing needs, resulting in significant engagement with banks [7] - Since 2025, over 3,000 enterprises have been identified on the "White List," with financing needs exceeding 4 billion yuan, and banks have conducted over 200 visits to industrial parks and major projects [7] Group 6 - The bank is promoting transparency in loan costs by guiding banks and enterprises to fill out a comprehensive financing cost checklist, which has led to a decrease in financing costs for small and micro enterprises [8] - From January to April 2025, the interest rate for inclusive loans to small and micro enterprises in Huaihua decreased by 0.73 percentage points, resulting in over 90 million yuan in savings for enterprises [8]
“园区+科技”深度融合,兴业银行南宁分行赋能新能源车企智造升级
Core Viewpoint - Recently, Industrial Bank's Nanning Branch provided a loan of 86.8 million yuan to a listed new energy vehicle company for the construction of an intelligent manufacturing project for hybrid crankshafts, supporting the company's smart manufacturing upgrade [1][2]. Group 1: Financial Support and Strategy - The loan is part of a broader strategy by Industrial Bank to accelerate the layout of five new financial sectors: science and technology finance, inclusive finance, energy finance, automotive finance, and park finance [1]. - The Nanning Branch has tailored financing solutions for the new energy vehicle company by optimizing approval processes, matching special quotas, and offering preferential interest rates to ensure funds reach the company's R&D and production frontline [2]. - As of now, the Nanning Branch has cumulatively provided 276.93 million yuan in loan support for the project, assisting the company in optimizing financial management and reducing financing costs [2]. Group 2: Technological and Economic Integration - The Nanning Branch employs a "technology flow" credit evaluation system, converting the company's patent technology, R&D investment, and market prospects into financing "hard currency," providing long-term stable credit support [2]. - The bank continues to optimize its "commercial bank + investment bank" service model to offer a comprehensive suite of financial services, including investment-loan linkage, supply chain finance, and cross-border settlement, aiding the company in achieving sustainable development [2]. - The Nanning Branch aims to integrate "park finance + technology finance" to construct a comprehensive financial ecosystem that provides timely financial assistance to high-tech industrial clusters [3].