Group 1 - Xiamen International Bank's Beijing branch was established in 2007, focusing on serving the capital's economy and supporting national strategies [1] - The bank transitioned from a Sino-foreign joint venture to a Chinese commercial bank in 2013, marking a significant strategic transformation [1] - As of the end of 2024, the Beijing branch has established 15 outlets, with deposits nearing 110 billion yuan and loans close to 60 billion yuan, indicating robust growth in operational metrics [1] Group 2 - The bank emphasizes technology finance to foster new productive forces, focusing on "4+4" key industry directions, with technology loan balances exceeding 8.3 billion yuan by the end of 2024 [2] - Green finance initiatives have led to a 24% growth in green credit balances, supporting sectors like energy efficiency and clean production [2] - The bank has developed inclusive financial products, with over 16 billion yuan in micro-loans disbursed in the past three years, and has established a one-stop signing center for inclusive loans [2] - The bank aims to be the preferred financial institution for overseas Chinese in Beijing, serving over 2,200 clients with a total business volume exceeding 28 billion yuan [2]

Group 1 - The 30th anniversary celebration of the Beijing Overseas Chinese Chamber of Commerce was held, attended by over 350 guests from various sectors, including government officials and overseas Chinese business leaders [1] - Wang Meng, the president of Xiamen International Bank's Beijing branch, highlighted the bank's extensive financial cooperation with member enterprises and the establishment of a financial service station for overseas Chinese businesses [1][3] - The bank aims to leverage its financial resources and unique overseas Chinese heritage to provide precise and efficient financial services, promoting information sharing and mutual benefits among member enterprises [1][6] Group 2 - Xiamen International Bank emphasizes its overseas Chinese heritage and is committed to building a financial service system with international vision and characteristics of overseas Chinese [3] - The bank showcased its overseas Chinese financial services at the event, enhancing recognition and trust among overseas Chinese businesses [3] - The "Beijing Overseas Chinese Card" was launched, offering various benefits such as account opening discounts and convenient services, reflecting the bank's commitment to meeting the needs of overseas Chinese businesses [3] Group 3 - The celebration marked not only the achievements of the Beijing Overseas Chinese Chamber of Commerce but also the active integration of Xiamen International Bank into the overseas Chinese business ecosystem [6] - Looking ahead, the bank plans to continue leveraging its overseas Chinese heritage and cross-border financial advantages to contribute to the high-quality development of overseas Chinese businesses [6]

被公认的是，中国银行业已进入低利率、低利差时代。从国际经验来看，低利率时代必将催化银行业分化。 善弈者谋势。过去四年，厦门国际银行锚定高质量发展目标，持续推进资产负债表重塑，并围绕"五篇大文章+产业 金融""华侨金融+跨境金融"下好"先手棋"。 截至2024年末，该行资产规模约1.14万亿元，当年营业收入、净利润分别超过155亿元、15亿元，营业收入逐季上 升，全年同比增幅达24.5%，在持续恢复中展现韧性与活力。 在低利率时代的"棋局"中，厦门国际银行正通过战略定力与敏捷落子，在转型中积蓄增长动能，走出穿越周期的长 线布局。 立华侨金融战略 低利率时代，国际化布局往往成为重要的战略选择之一。 作为国内城商行中唯一一家在港澳均拥有全功能附属商业银行的机构,"国际化"是厦门国际银行的天然底色。 其中，通过发挥闽港澳三地协同联动的优势，该行已累计助力超百家中资非金融企业发行境外债，折合人民币超 1800亿元。去年三地机构全行联动业务发生额近817亿元。 值得一提的是，厦门国际银行创新提出华侨金融发展战略，并将"打造'华侨金融优选银行'"写入第五个五年规划 （2021年—2025年）中，视为抢占未来价值制高点的关键 ...