Core Insights - Pudong Development Bank (PDB) held a forum themed "Financial Empowerment for the Construction of a High Ground for Scientific Innovation" on October 24, gathering over twenty experts and industry leaders from various fields [1] - PDB released an action plan titled "Pudong Development Bank Builds a New Paradigm of Technology Finance to Support the Construction of Shanghai International Science and Technology Innovation Center," which includes four major actions and eighteen specific measures [1][2] Group 1: Action Plans - The "Innovation Source Engine Construction" action aims to deeply serve high-level major scientific facilities, promote the transformation of scientific achievements in collaboration with top universities, and provide entrepreneurial support plans for high-level talents [1] - The "High-end Industry Financial Quality Improvement" action focuses on deepening strategic cooperation with leading technology companies, targeting support for enterprise upgrades, and safeguarding three major leading industries [1] - The "Technology Ecosystem Linkage Empowerment" action seeks to connect with venture capital funds, assist in the integrated operation of technology industrial parks, and support the construction of the G60 Science and Technology Innovation Corridor in the Yangtze River Delta [1] Group 2: Digital Strategy - The "Intelligent Operation Strategy Leap" action aims to build a large-scale scientific innovation service system and create a digital product system for technology finance, enhancing the AI and financial digital infrastructure [2] - Technology finance is identified as the primary track for PDB's "intelligent" strategy, with a goal to create a comprehensive product system covering the entire lifecycle of enterprises [2] - As of the end of Q3 2025, PDB has served over 250,000 technology-based enterprises, indicating a strong commitment to supporting Shanghai's development as a global science and technology innovation hub [2]

Core Viewpoint - Shanghai Pudong Development Bank Chengdu Branch is actively supporting local economic development through innovative financial products and services, demonstrating its commitment to the "Four Modernizations" strategy in Sichuan [5][6]. Financial Performance - As of June 30, 2025, the bank reported a general deposit balance of 72.088 billion RMB, an increase of 20.81% year-on-year, and a loan balance of 137.302 billion RMB, which grew by 8.48% [5][6]. - The bank has cumulatively provided 216 billion RMB in loans and over 30 billion RMB in bond financing to Sichuan over the past five years [5]. Strategic Initiatives - The bank has launched the "Tongwei Co., Ltd. 2025 Second Phase Technology Innovation Bond" to support technological research and development, showcasing its role in financing local enterprises [5]. - The bank has implemented a digital strategy focusing on five key financial sectors: technology finance, supply chain finance, inclusive finance, cross-border finance, and treasury finance [6]. Community and Social Responsibility - The bank has provided over 30 billion RMB in loans to 700 key projects across the province, supporting strategic emerging industries and high-tech sectors [6]. - As of June 2025, the bank's green finance loan balance reached 20.157 billion RMB, focusing on renewable energy and green construction [6]. - The bank has donated over 2.38 million RMB to various rural communities and educational initiatives, reinforcing its commitment to social responsibility [6].

Core Viewpoint - The article highlights the innovative financial solutions provided by SPD Bank's Suzhou branch to address the funding challenges faced by technology-driven enterprises, particularly in the context of their unique asset-light and high R&D characteristics [1][2]. Group 1: SPD Bank's Innovative Financial Products - SPD Bank Suzhou branch has developed a "5+7+X" product system to support technology enterprises throughout their lifecycle, serving 95% of companies listed on the Sci-Tech Innovation Board and 75% on the Beijing Stock Exchange [1]. - The "Pu Yan Loan" allows technology companies to secure funding based on their R&D capabilities rather than traditional asset-based collateral, exemplified by a 20 million yuan loan to Xizhi Technology without any collateral [2]. - The "Pu Tou Loan" integrates equity financing into the credit assessment process, enabling companies like Kafei Technology to receive 5 million yuan in loans by considering their equity financing capabilities [3]. Group 2: Macro Perspective on Financial Services for Technology Enterprises - The issuance of a 600 million yuan technology innovation bond led by SPD Bank represents a shift in commercial banking services towards supporting technology innovation in sectors like smart manufacturing and integrated circuits [4]. - SPD Bank's merger loan initiative aims to facilitate strategic mergers and acquisitions in the technology sector, providing long-term financing solutions to enhance industry chain integration [5][6]. - The comprehensive service model developed by SPD Bank, from R&D financing to merger loans, creates a complete financial ecosystem that supports technology enterprises from inception to industry chain optimization [6].