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金融如何读懂科技?高交会上这家银行给出了一些答案
2 1 Shi Ji Jing Ji Bao Dao· 2025-11-16 23:35
Core Viewpoint - The 27th China International High-tech Achievements Fair (CHTF) in Shenzhen showcases over 5,000 enterprises and institutions, with more than 5,000 cutting-edge technology achievements displayed, 20% of which are global debuts [1][2] Group 1: Event Overview - The CHTF spans an exhibition area of 400,000 square meters and attracts participants from over 100 countries and regions [1] - The event features a significant presence of enterprises from advanced manufacturing sectors, including semiconductors, automation, LED displays, and new energy vehicles, which have received timely credit support from China Resources Bank [2] Group 2: China Resources Bank's Participation - China Resources Bank debuts its science and technology financial brand "Run Chuang Wan" at the fair, marking its first appearance as an independent exhibitor [1][3] - The bank has deployed a professional science and technology financial team at the event to engage with participating enterprises and explore customized cooperation paths [3][4] Group 3: Financial Services and Growth - The bank's science and technology financial loans have seen rapid growth, with a balance of 43.3 trillion yuan as of mid-2025, reflecting a year-on-year increase of 12%, surpassing the overall loan growth rate [5] - "Run Chuang Wan" aims to provide comprehensive services for high-tech enterprises, specialized and innovative enterprises, and technology-based SMEs in the Guangdong-Hong Kong-Macao Greater Bay Area [5][6] Group 4: Service Offerings - The "Run Chuang Wan" brand offers four main product categories tailored to the financing, sales expansion, management enhancement, and digital transformation needs of science and technology enterprises [6] - As of September 2025, the bank's technology enterprise client base has grown by 332% to nearly 2,000, and the balance of technology financial loans has surged by 433% to over 25 billion yuan [6] Group 5: Organizational Capability and Innovation - The bank has established a dedicated approval channel for science and technology finance, enhancing approval efficiency and professionalism through a unique "Science and Technology Power" risk evaluation system [7][8] - The bank's "1+10+1" service system aims to efficiently coordinate resources and support innovation enterprises, focusing on long-term organizational capability development [8]
金融如何读懂科技?高交会上这家银行给出了一些答案
21世纪经济报道· 2025-11-16 23:26
Core Viewpoint - The 27th China International High-tech Achievements Fair (High-tech Fair) showcases over 5,000 cutting-edge technology achievements, with more than 20% being global debuts, highlighting the importance of innovation and technology in driving economic growth [1][3]. Group 1: Event Overview - The High-tech Fair spans 400,000 square meters and attracts over 5,000 enterprises and institutions from more than 100 countries and regions [1]. - The event features a significant presence of enterprises that are clients of China Resources Bank, particularly in advanced manufacturing sectors such as semiconductors and new energy vehicles [1][3]. Group 2: China Resources Bank's Participation - China Resources Bank launched its independent technology finance brand "Run Chuang Wan" at the fair, marking its first appearance as an independent exhibitor [1][3]. - The bank deployed a professional technology finance team on-site to engage with participating enterprises, aiming to identify their financial and non-financial needs [3]. Group 3: Technology Finance Growth - The technology finance loan balance in China reached 43.3 trillion yuan by mid-2025, growing by 12% year-on-year, outpacing overall loan growth [3]. - China Resources Bank's technology finance business has seen rapid growth, with the number of technology enterprise clients increasing by 332% to nearly 2,000 and technology finance loan balances exceeding 25 billion yuan, a 433% increase [5]. Group 4: Service Model and Offerings - The "Run Chuang Wan" brand offers four comprehensive product categories tailored to the needs of high-tech enterprises, including financing, sales expansion, management improvement, and digital transformation [5]. - The bank's unique "Kechuangli" risk evaluation system quantifies the innovation capabilities of enterprises, using various metrics to enhance credit approval processes [9]. Group 5: Recognition and Achievements - The "Run Chuang Wan" brand has been recognized as a typical case of technology finance by the People's Bank of China and has received multiple honors for its innovative approach [6].
华润银行首秀高交会 助力“科技—产业—金融”良性循环
2 1 Shi Ji Jing Ji Bao Dao· 2025-11-11 23:16
Core Insights - The 27th China International High-tech Achievements Fair (High-tech Fair) will be held in Shenzhen, showcasing over 5,000 technology companies from more than 30 countries, focusing on cutting-edge fields like artificial intelligence and new energy [2] - China Resources Bank will debut as an independent exhibitor at the fair, promoting its innovation-driven financial brand "Run Chuang Wan" [2][3] - The bank aims to integrate technology, industry, and finance, aligning with national innovation strategies [2][3] Financial Transformation - Traditional banking support for tech companies has evolved from merely providing loans to becoming partners throughout the entire innovation lifecycle [3] - The bank has seen a 332% increase in tech enterprise clients, reaching nearly 2,000, and a 433% growth in tech financial loans, surpassing 25 billion yuan [3][4] Ecosystem Development - "Run Chuang Wan" represents a systematic approach to technology financial services, offering an open ecosystem rather than just a product package [5] - The bank's innovative financing products assess companies based on multiple dimensions, moving away from collateral dependency [5] - Additional services include connecting tech firms with real business scenarios and providing expertise in non-financial challenges [5] Market Engagement - The bank's participation in the High-tech Fair aims to facilitate a virtuous cycle of technology, industry, and finance, enhancing efficient connections between these sectors [9] - The fair will feature international investment negotiation areas, inviting top global investment institutions to foster precise matching in high-tech supply and demand [9] Strategic Positioning - The bank's unique position, backed by a diverse industrial giant, allows it to understand both technology and market needs, acting as a translator and accelerator for tech companies [8] - The ongoing exploration of integrating finance with technology aligns with China's dual goals of becoming a financial and technological powerhouse [10]