Core Viewpoint - The 27th China International High-tech Achievements Fair (CHTF) in Shenzhen showcases over 5,000 enterprises and institutions, with more than 5,000 cutting-edge technology achievements displayed, 20% of which are global debuts [1][2] Group 1: Event Overview - The CHTF spans an exhibition area of 400,000 square meters and attracts participants from over 100 countries and regions [1] - The event features a significant presence of enterprises from advanced manufacturing sectors, including semiconductors, automation, LED displays, and new energy vehicles, which have received timely credit support from China Resources Bank [2] Group 2: China Resources Bank's Participation - China Resources Bank debuts its science and technology financial brand "Run Chuang Wan" at the fair, marking its first appearance as an independent exhibitor [1][3] - The bank has deployed a professional science and technology financial team at the event to engage with participating enterprises and explore customized cooperation paths [3][4] Group 3: Financial Services and Growth - The bank's science and technology financial loans have seen rapid growth, with a balance of 43.3 trillion yuan as of mid-2025, reflecting a year-on-year increase of 12%, surpassing the overall loan growth rate [5] - "Run Chuang Wan" aims to provide comprehensive services for high-tech enterprises, specialized and innovative enterprises, and technology-based SMEs in the Guangdong-Hong Kong-Macao Greater Bay Area [5][6] Group 4: Service Offerings - The "Run Chuang Wan" brand offers four main product categories tailored to the financing, sales expansion, management enhancement, and digital transformation needs of science and technology enterprises [6] - As of September 2025, the bank's technology enterprise client base has grown by 332% to nearly 2,000, and the balance of technology financial loans has surged by 433% to over 25 billion yuan [6] Group 5: Organizational Capability and Innovation - The bank has established a dedicated approval channel for science and technology finance, enhancing approval efficiency and professionalism through a unique "Science and Technology Power" risk evaluation system [7][8] - The bank's "1+10+1" service system aims to efficiently coordinate resources and support innovation enterprises, focusing on long-term organizational capability development [8]

Core Viewpoint - The 27th China International High-tech Achievements Fair (High-tech Fair) showcases over 5,000 cutting-edge technology achievements, with more than 20% being global debuts, highlighting the importance of innovation and technology in driving economic growth [1][3]. Group 1: Event Overview - The High-tech Fair spans 400,000 square meters and attracts over 5,000 enterprises and institutions from more than 100 countries and regions [1]. - The event features a significant presence of enterprises that are clients of China Resources Bank, particularly in advanced manufacturing sectors such as semiconductors and new energy vehicles [1][3]. Group 2: China Resources Bank's Participation - China Resources Bank launched its independent technology finance brand "Run Chuang Wan" at the fair, marking its first appearance as an independent exhibitor [1][3]. - The bank deployed a professional technology finance team on-site to engage with participating enterprises, aiming to identify their financial and non-financial needs [3]. Group 3: Technology Finance Growth - The technology finance loan balance in China reached 43.3 trillion yuan by mid-2025, growing by 12% year-on-year, outpacing overall loan growth [3]. - China Resources Bank's technology finance business has seen rapid growth, with the number of technology enterprise clients increasing by 332% to nearly 2,000 and technology finance loan balances exceeding 25 billion yuan, a 433% increase [5]. Group 4: Service Model and Offerings - The "Run Chuang Wan" brand offers four comprehensive product categories tailored to the needs of high-tech enterprises, including financing, sales expansion, management improvement, and digital transformation [5]. - The bank's unique "Kechuangli" risk evaluation system quantifies the innovation capabilities of enterprises, using various metrics to enhance credit approval processes [9]. Group 5: Recognition and Achievements - The "Run Chuang Wan" brand has been recognized as a typical case of technology finance by the People's Bank of China and has received multiple honors for its innovative approach [6].

Core Insights - The rapid development of "hard technology" in the Guangdong-Hong Kong-Macao Greater Bay Area is also a frontier for exploring technology finance [1] - In October, the Ministry of Industry and Information Technology announced the addition of 675 new "little giant" enterprises in the Greater Bay Area, marking a historical high [2] Group 1: Financial Support for Technology Enterprises - Banks are shifting from traditional asset-based lending to a focus on technological strength and the professional background of actual controllers, alleviating financing difficulties for "light asset" technology companies [3][4] - The collaboration between banks and enterprises is deepening, with banks increasingly proactively connecting with high-quality small and medium-sized technology enterprises [3] - Banks are expanding their services beyond traditional corporate loans to include support for sales expansion, management improvement, digital transformation, and cost reduction [3][8] Group 2: Case Studies of Technology Companies - Shenzhen Zhihui Technology, founded in 2015, has faced challenges in financing due to long cash flow cycles, requiring banks to extend loan terms [4][5] - Jinzhai Times, established in 2009, received nearly 200 million yuan in investment in 2023 and is seeking to attract industrial investors, highlighting the need for banks to understand the unique characteristics of high R&D investment technology companies [7][8] - Beike Biotechnology, a leading company in the stem cell industry, has received the highest credit limit from Huaren Bank, which has supported its R&D and international expansion [9][10] Group 3: The Role of Banks in Supporting Innovation - Huaren Bank's "Run Chuang Port" brand offers a comprehensive financial service system tailored to the needs of technology enterprises, including products for financing, sales expansion, digital transformation, and management improvement [8] - The collaboration between private equity/venture capital and banks is crucial for technology companies, with banks providing essential support for scaling production and supply chain management [11][12] - The deep integration of banks and industries is activating the innovation potential of enterprises and creating a virtuous cycle of "technology-capital-ecosystem" [12]

Core Insights - The 27th China International High-tech Achievements Fair (High-tech Fair) will be held in Shenzhen, showcasing over 5,000 technology companies from more than 30 countries, focusing on cutting-edge fields like artificial intelligence and new energy [2] - China Resources Bank will debut as an independent exhibitor at the fair, promoting its innovation-driven financial brand "Run Chuang Wan" [2][3] - The bank aims to integrate technology, industry, and finance, aligning with national innovation strategies [2][3] Financial Transformation - Traditional banking support for tech companies has evolved from merely providing loans to becoming partners throughout the entire innovation lifecycle [3] - The bank has seen a 332% increase in tech enterprise clients, reaching nearly 2,000, and a 433% growth in tech financial loans, surpassing 25 billion yuan [3][4] Ecosystem Development - "Run Chuang Wan" represents a systematic approach to technology financial services, offering an open ecosystem rather than just a product package [5] - The bank's innovative financing products assess companies based on multiple dimensions, moving away from collateral dependency [5] - Additional services include connecting tech firms with real business scenarios and providing expertise in non-financial challenges [5] Market Engagement - The bank's participation in the High-tech Fair aims to facilitate a virtuous cycle of technology, industry, and finance, enhancing efficient connections between these sectors [9] - The fair will feature international investment negotiation areas, inviting top global investment institutions to foster precise matching in high-tech supply and demand [9] Strategic Positioning - The bank's unique position, backed by a diverse industrial giant, allows it to understand both technology and market needs, acting as a translator and accelerator for tech companies [8] - The ongoing exploration of integrating finance with technology aligns with China's dual goals of becoming a financial and technological powerhouse [10]