龙游农商银行相关负责人表示，未来该行将继续聚焦水产养殖等乡村特色产业，持续优化金融产品、提 升服务效能，以更精准、更高效的金融服务助力乡村振兴，推动更多养殖户依"水"兴业、借"渔"致富。 近日，龙游农商银行针对水产养殖户推出一系列专项信贷帮扶政策，以金融"活水"精准滴灌当地养鱼产 业，助力养殖户拓宽增收渠道，加速迈向致富之路。 在龙游县湖镇，养鱼户陈大哥站在自家鱼塘边，望着水中穿梭的鱼群，眼中充满期待。拥有十余年养殖 经验的陈大哥，凭借扎实的技术与敏锐的市场眼光，养出的鱼肉质鲜美，在当地口碑良好。随着市场对 优质水产品的需求持续增长，他计划扩大养殖规模、引进优质鱼苗并升级智能化增氧设备，却一度受限 于资金压力。 龙游农商银行客户经理在下乡走访中了解到陈大哥的困难后，迅速开展实地调研，综合评估其经营状况 与信用资质，量身定制了信贷支持方案。很快，一笔30万元的"渔农贷"顺利发放至陈大哥手中，为他解 决了扩大生产的资金难题。"这笔资金到位后，我可以立即扩建鱼塘、引进优质鱼苗、添置新设备，今 年增收更有底气了！"陈大哥满怀信心地说。 （来源：衢州日报） 转自：衢州日报 通讯员 毛航都 方超群 钟羽婷 华孟莉 ...

Core Viewpoint - Guangdong Province is implementing the "Hundred Counties, Thousand Towns, and Ten Thousand Villages High-Quality Development Project" to promote coordinated urban-rural development, with significant changes observed in rural areas over the past three years [1] Group 1: Financial Support and Investment - Guangfa Bank has increased its credit support, committing over 350 billion yuan to the "Hundred Thousand Project" since 2023, enhancing urban-rural coordination in Guangdong [2] - The bank focuses on infrastructure projects such as transportation, water conservancy, and logistics, with notable loans including 3 billion yuan for highway upgrades and 80 million yuan for water supply infrastructure in Huizhou [2] - Guangfa Bank has also been a key player in issuing special bonds for rural revitalization, supporting 22 marine ranch projects in Zhanjiang, which account for two-thirds of the city's reported projects [2] Group 2: Financing Channels and Partnerships - The bank has deepened cooperation with the Guangdong Provincial Department of Agriculture and Rural Affairs, facilitating over 1.3 billion yuan in inclusive agricultural loans [3] - Collaboration with guarantee companies has led to over 600 million yuan in business scale across nine branches in the Greater Bay Area since June of last year [3] - The bank has initiated "total-to-total" business cooperation with local agricultural financing guarantee companies, focusing on grain and local specialty industries [3] Group 3: Innovative Financial Products and Services - Guangfa Bank is exploring the integration of green finance with rural revitalization, launching various credit products tailored to local agricultural specialties [4] - The bank has introduced agricultural carbon credit pledge loans, allowing farmers to use carbon credits as collateral for financing, and has achieved carbon neutrality for its operations in Shaoguan [5] - The bank has developed a "transformation bill" financing mechanism to support companies transitioning to low-carbon operations, with expected annual carbon reductions of 6,464.8 tons [5] Group 4: Rural Support and Development - Guangfa Bank emphasizes a supportive approach to rural development, actively engaging in poverty alleviation and enhancing local economic resilience [6] - The bank has undertaken responsibilities for rural revitalization in 16 towns/villages, deploying 14 support staff to work closely with local governments [7] - The bank has established an online sales platform for local agricultural products, generating an additional income of 450,000 yuan for local communities through employee purchasing initiatives [7] - Future strategies will continue to focus on the "Hundred Thousand Project," enhancing financial supply and innovating products and services in key areas [7]

Core Viewpoint - The Guangdong Provincial Government is implementing the "Hundred Counties, Thousand Towns, and Ten Thousand Villages High-Quality Development Project" to promote coordinated urban-rural development, with significant changes observed in rural areas over the past three years, enhancing economic strength and development capabilities [1] Group 1: Financial Support and Investment - Guangfa Bank has increased its credit support, implementing differentiated FTP pricing and subsidy policies, injecting over 350 billion yuan into the "Hundred Thousand Project" since 2023 to facilitate urban-rural coordinated development [2] - The bank focuses on infrastructure projects such as transportation, water conservancy, and logistics, approving 3 billion yuan for the Renshan Ring Island Expressway and 80 million yuan for water supply infrastructure in Huizhou [2] - Guangfa Bank has also acted as a lead underwriter for special bonds, supporting 22 marine ranch projects in Zhanjiang, which account for two-thirds of the total reported projects in the city [2] Group 2: Financing Channels and Innovative Models - The bank has deepened cooperation with the Guangdong Provincial Department of Agriculture and Rural Affairs, launching innovative financing models like "government-bank-insurance" and "government-bank-guarantee," with over 1.3 billion yuan in inclusive agricultural loans disbursed [3] - Collaboration with guarantee companies has led to over 600 million yuan in business scale since June of last year, enhancing credit support for local agricultural industries [3] Group 3: Innovative Financial Products - Guangfa Bank is exploring the integration of green finance with rural revitalization, launching agricultural carbon credit pledge loans to convert carbon credit values into collateral for financing [5] - The bank has achieved carbon neutrality for its operations by purchasing carbon credits from rice farmers, establishing the first "zero-carbon outlet" in Guangdong [5] - A tailored "transformation bill" business was developed for a company in Qingyuan, supporting its technological upgrades with an expected annual carbon reduction of 6,464.8 tons [5] Group 4: Rural Support and Empowerment - Guangfa Bank emphasizes a "focus on helping and supporting" philosophy, undertaking rural revitalization tasks in 16 towns/villages and deploying 14 support staff to prevent large-scale poverty [7] - The bank has established an online sales platform for local agricultural products, generating 450,000 yuan in revenue for supported villages through employee purchasing initiatives [7] - Future strategies will continue to align with the "Hundred Thousand Project," focusing on county economies, rural revitalization, and green transformation [7]