2022年12月，广东省委推动实施"百县千镇万村高质量发展工程"（以下简称"百千万工程"），推动城乡 区域协调发展。三年来，全省乡村面貌正发生深刻改变，城乡融合、产业兴旺、美丽乡村等方面取得新 突破，县域经济综合实力和发展能级进一步提档升级。 作为唯一一家总部位于广州、机构和业务覆盖粤港澳大湾区"9+2"城市的全国性股份制商业银行，广发 银行围绕"三农"发展、县镇产业升级、城乡基础设施、居民消费、防返贫帮扶及服务渠道建设等六大方 向持续发力，全力推动将县镇村发展的短板转化为广东高质量发展的潜力板。 加大投入夯实发展根基 广发银行加大信贷额度支持倾斜，落实差异化FTP定价或优惠补贴政策，确保金融活水精准滴灌。自 2023年起，累计向"百千万工程"领域投放信贷资金超3500亿元，为广东城乡区域协调发展注入新动能。 在优化贷款投向方面，广发银行积极发挥综合金融优势，聚焦交通、水利、电网、物流与信息化等城乡 基础设施建设，推动一批强基础、利长远的重点项目落地。在惠州，广发银行向稔平环岛高速公路有限 公司批复30亿元授信，助力区域交通网络优化升级；为惠东水务有限公司提供8000万元贷款，支持供水 基础设施建设，提升城乡 ...

广发银行加大信贷额度支持倾斜，落实差异化FTP定价或优惠补贴政策，确保金融活水精准滴灌。 自2023年起，累计向"百千万工程"领域投放信贷资金超3500亿元，为广东城乡区域协调发展注入新动 能。 在优化贷款投向方面，广发银行积极发挥综合金融优势，聚焦交通、水利、电网、物流与信息化等 城乡基础设施建设，推动一批强基础、利长远的重点项目落地。在惠州，该行向稔平环岛高速公路有限 公司批复30亿元授信，助力区域交通网络优化升级；为惠东水务有限公司提供8000万元贷款，支持供水 基础设施建设，提升城乡公共服务均等化水平。在湛江，该行作为广东省专项债主承销商之一，积极发 挥广东省乡村振兴专项债指定服务银行优势，协助申报"海洋牧场"项目22个，占湛江市上报项目总数的 三分之二；同时，为湛江国联水产集团发放贷款1.38亿元，支持其拓展海洋经济产业链，推动县域经济 向"蓝色经济"转型升级。 在拓宽融资渠道方面，广发银行深化与广东省农业农村厅的政银合作，通过"政银保""政银担"等创 新模式，持续推动广东乡村振兴融资风险补偿金业务落地，累计投放普惠型涉农贷款超13亿元。加强与 担保公司合作，对接粤财担保集团，自去年6月开展相关合作 ...

Group 1 - The core viewpoint emphasizes the comprehensive implementation of the "Ten Million Project" experience from Zhejiang by Guangfa Bank, focusing on targeted assistance for rural revitalization [1] Group 2 - Guangfa Bank adheres to "Party Building + Assistance," enhancing leadership in rural revitalization through partnerships with local party organizations, organizing collective learning, and conducting financial knowledge outreach [2] Group 3 - The bank focuses on local specialties to boost income, developing financial products like "Grape Loan" and "Tea Farmer Loan," and increasing credit investment in local industries to support cooperative formation and industry base construction [3] Group 4 - Guangfa Bank has established a "Mall Zone" to connect rural and urban areas, with over 6.2 million yuan in agricultural product purchases from designated assistance counties and a cumulative sales figure of over 16.1 million yuan from the "Rural Revitalization Zone" [5] Group 5 - The bank has initiated charitable activities, donating 1 million yuan to support local rural revitalization projects and educational facility renovations, with the Guangfa Hope Charity Fund raising over 100 million yuan in 15 years [6] Group 6 - Guangfa Bank leverages comprehensive financial services to support the development of unique local industries, implementing risk-sharing models and providing tailored loans to farmers, with 2.2 million yuan in loans issued to 11 farmers [8] Group 7 - The bank aims to continuously optimize financial supply and innovate assistance methods to support the development of rural specialty industries and enhance collective economic income [10]

Core Viewpoint - The article highlights the proactive measures taken by financial institutions in Shaanxi Province to support disaster recovery and reconstruction efforts following severe flooding in July 2024, emphasizing the importance of financial assistance in restoring local economies and livelihoods [1][5]. Group 1: Financial Support Initiatives - The People's Bank of China (PBOC) in Shaanxi has guided local branches to implement measures for disaster recovery, including enhancing credit support and simplifying procedures to aid rescue and reconstruction efforts [1][5]. - The Baoji Rural Commercial Bank provided 10 million yuan in loans for facility repairs and green reconstruction in severely affected areas [2]. - The PBOC Baoji branch opened a green channel for flood control, allowing for expedited loan approvals and special credit allocations for disaster recovery at preferential rates [3][5]. Group 2: Specific Financial Products and Loans - The Fengxian Rural Commercial Bank revised its loan management guidelines to reduce financing costs for affected farmers, issuing 13.2 million yuan in loans to key disaster-hit villages [3]. - The PBOC Baoji branch encouraged banks to utilize central bank monetary policy tools to provide low-cost funding, with a total of 404 million yuan in re-loans issued since the disaster [5]. - The Xi'an Bank provided 3 million yuan in loans to a food processing company affected by the floods, enabling it to recover and thrive through online sales [6]. Group 3: Support for Agricultural and Local Industries - The PBOC Shanzhou branch coordinated with 18 banks to develop specialized loan products for key agricultural industries, providing 2 million yuan in loans to a disaster-hit mushroom enterprise [7]. - Financial institutions were instructed to meet funding needs for agricultural infrastructure repair and recovery, with agricultural loan balances reaching 56.884 billion yuan by the end of 2024 [8]. - The Postal Savings Bank provided 400,000 yuan in operating loans to a pig farmer who suffered significant losses due to flooding, demonstrating the critical role of financial support in recovery [7].