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“渤银司库”荣膺2025年度“司南奖” 渤海银行司库服务获市场高度认可
Zhong Jin Zai Xian· 2025-09-15 07:35
日前,在第二届中国司库年会暨中国司库建设标杆企业大奖"司南奖"颁奖典礼上,渤海银行股份有限公 司(以下简称"渤海银行")推出的"渤银司库"服务体系,凭借在产品设计理念、技术应用创新及服务实践 效果方面的突出表现,斩获具有行业风向标意义的"中国司库建设优秀银行"奖项。 司库服务作为商业银行服务实体经济的关键载体,在金融科技的赋能下迎来转型。 今年2月,渤海银行紧跟市场趋势,依托金融科技优势与多年企业客户服务经验的积累,在天津首创推 出"渤银司库"服务体系。其以天津市国资委提出的"11+4"功能为蓝本,匠心构筑七大智脑中枢新平台, 搭载智能化流程服务、决策分析、辅助管理与金融服务,全方位满足企业全功能司库管理的需求——通 过智能化可视化系统,让企业资产精准洞悉"看得见";通过跨账户跨项目的自由调配,实现财资管理运 筹帷幄"调得动";依托健全的风控体系与合规管理体系,助力企业经营全局掌控"管得住";融合渤海特 色金融服务方案,推动金融资产稳操胜券"用得好"。 同时,"渤银司库"还通过与企业内部系统的互联互通,以"智享版""尊享版"与"金融直通车"为主线,对 不同行业、不同规模企业提供差异化、定制化一揽子金融服务方案 ...
渤海银行(9668.HK)发布2025年半年报:营收净利双增长 彰显韧性发展定力
Ge Long Hui· 2025-08-30 03:27
Core Viewpoint - Bohai Bank reported a steady growth in its financial performance for the first half of 2025, with a focus on high-quality development and risk management in a challenging economic environment [1][5]. Financial Performance - For the first half of 2025, Bohai Bank achieved operating income of 14.215 billion yuan, an increase of 8.14% year-on-year [1]. - The net profit for the same period was 3.830 billion yuan, reflecting a year-on-year growth of 3.61% [1]. - The cost-to-income ratio improved to 32.17%, down by 4.10 percentage points compared to the previous year [1]. - As of June 30, 2025, total assets reached 1.82 trillion yuan, while total liabilities stood at 1.71 trillion yuan [1][5]. Strategic Initiatives - Bohai Bank is committed to enhancing financial services to support the real economy, focusing on five key areas to drive high-quality development [2]. - The bank has significantly increased its technology-driven financial services, with loans to technology enterprises reaching 71.252 billion yuan, a growth of 51.28% from the previous year [2]. - Green loans amounted to 49.902 billion yuan, up 15.02% year-on-year, reflecting the bank's commitment to sustainable finance [3]. Risk Management - The bank has strengthened its risk management practices, achieving a provision coverage ratio of 159.70%, an increase of 4.51 percentage points since the beginning of the year [7]. - Capital adequacy ratios, including total capital, tier 1 capital, and core tier 1 capital, were reported at 11.24%, 9.31%, and 8.39%, respectively, indicating improved risk resilience [7]. Operational Efficiency - Bohai Bank has optimized its deposit product structure, resulting in a decrease in the RMB deposit interest rate to 2.03%, down 33 basis points year-on-year [6]. - The bank's operating expenses for the first half of 2025 were 4.839 billion yuan, a decrease of 3.57% compared to the previous year, contributing to enhanced efficiency [6].