Core Viewpoint - Bohai Bank reported its unaudited interim results for the six months ending June 30, 2025, showing a revenue of 14.215 billion yuan, a year-on-year increase of 8.14%, and a net profit of 3.830 billion yuan, up 3.61% year-on-year, indicating a stable growth trajectory in its financial performance [1] Financial Performance - For the first half of 2025, Bohai Bank achieved an operating income of 14.215 billion yuan, representing an 8.14% increase year-on-year [1] - The net profit for the same period was 3.830 billion yuan, reflecting a year-on-year growth of 3.61% [1] - The cost-to-income ratio improved to 32.17%, a decrease of 4.10 percentage points compared to the previous year [1] - As of June 30, 2025, the total assets reached 1.82 trillion yuan, while total liabilities stood at 1.71 trillion yuan [1] Technological Financial Empowerment - Bohai Bank has focused on technology finance as a key driver for new productivity, targeting sectors such as commercial aerospace, brain-computer interfaces, synthetic biology, AI, and humanoid robots [2] - The bank's loans to technology enterprises reached 71.252 billion yuan, a significant increase of 51.28% from the end of the previous year [2] - The issuance of 5 billion yuan in technology innovation bonds supports the bank's commitment to financing technology innovation, with a total of 31.47 billion yuan in bonds underwritten since the policy's introduction [2] Green Finance Initiatives - Bohai Bank is committed to green finance, with a focus on industries like AI, new information technology, renewable energy, new materials, and automotive sectors [2] - The balance of green loans reached 49.902 billion yuan, marking a 15.02% increase from the end of the previous year [2] - The bank's self-investment in green bonds amounted to 10.8 billion yuan, a 57% year-on-year increase, while Bohai Wealth Management invested 3.09 billion yuan in green bonds, up 224% year-on-year [2] Inclusive Finance Development - Bohai Bank has developed a comprehensive inclusive finance product system, focusing on small and micro enterprises [3] - As of June 30, 2025, the balance of inclusive loans was 56.430 billion yuan, a 2.1% increase from the previous year, with over 140,000 inclusive loan customers, a 9.65% increase [3] Pension Finance Services - The bank is enhancing its services in the third pillar of the national pension system, developing personal pension account products and optimizing the "Bohai E-Finance" pension product system [3] - Bohai Bank aims to create a unique pension ecosystem to meet diverse and high-quality modern pension needs in China [3] Digital Financial Transformation - Bohai Bank is advancing its digital transformation through AI, big data, and cloud computing, enhancing its IT infrastructure and developing a new generation of distributed core systems [4] - The bank is implementing an "AI Application Project" to create a collaborative algorithm system and has launched various digital services to improve financial service efficiency [4]

业绩摘要 截至2025年6月30日： 2025年8月28日，渤海银行股份有限公司（以下简称"渤海银行"或"该行"；股份代号：9668.HK）公布其 截至2025年6月30日止六个月之未经审计综合中期业绩。 2025年上半年，我国经济运行稳中有进，高质量发展取得新成效。主要经济指标表现良好，新质生产力 积极发展，改革开放不断深化，重点领域风险有力有效防范化解，民生兜底保障进一步加强，我国经济 展现强大活力和韧性。渤海银行坚持以习近平新时代中国特色社会主义思想为指导，全面落实新发展理 念，扎实做好"五篇大文章"，提升金融服务质效，同时统筹推进自身稳规模、调结构、增营收、降成 本，深耕"九大银行"转型，优化业务结构布局，强化金融风险防控，深化数字化转型，推动全行高质量 发展走深走实，主要盈利指标稳步增长，各项经营指标稳中提质：2025年1—6月，该行实现营业收入 142.15亿元，同比增长8.14%；实现净利润38.30亿元，同比增加3.61%；成本收入比32.17%，同比下降 4.10个百分点；截至2025年6月末，实现总资产规模1.82万亿元，总负债规模1.71万亿元。 五篇大文章 释放高质量发展动能 做好"五 ...

业绩摘要 截至2025年6月30日： 经营回升向好态势进一步巩固，2025年上半年实现营业收入142.15亿元，同比增长8.14%；实现净利 润38.30亿元，同比增长3.61%。 回归服务实体经济本源，聚焦服务国家战略和实体经济。2025年上半年，科技创新、先进制造、绿色 发展、涉农等重点领域贷款投放增速均高于一般性贷款增速。 普惠金融滴灌万千小微。渤海银行重点聚焦普惠金融产品谱系打造，持续完善普惠金融产品体系，着力 构建"链系列、数系列、快系列、科系列"四大普惠金融产品谱系，打造具有渤海特色的普惠服务品牌。 同时，将"千企万户大走访"作为服务民营经济的重要抓手，推动小微企业融资协调工作机制做深做实。 截至2025年6末，该行普惠贷款余额564.30亿元，较上年末增长2.1%；普惠贷款客户数超14万户，较上 年末增加9.65%。 养老金融护航老有所依。渤海银行深度服务国家养老体系第三支柱构建，持续完善个人养老金账户产品 货架；创新丰富养老服务金融形式，优化升级"渤银E财"渤泰养老产品体系，发展养老产业金融，支持 养老产业企业健康发展，着力构建具有本行特色的养老生态圈，全面推动养老金融立体化发展，满足差 异化 ...