Core Insights - The total deposits of recognized institutions in Hong Kong decreased by 0.4% in October 2025, with Hong Kong dollar deposits and foreign currency deposits falling by 0.9% and 0.1% respectively [1] - Year-to-date until the end of October, total deposits and Hong Kong dollar deposits increased by 9.7% and 3.1% respectively [1] - The total amount of Renminbi deposits in Hong Kong fell by 0.6% in October, amounting to 996.2 billion Renminbi at the end of October [1] - Cross-border trade settlement in Renminbi totaled 1,006.6 billion Renminbi in October [1] Deposit and Loan Trends - The total amount of loans and advances decreased by 0.7% in October, but increased by 0.9% year-to-date until the end of October [1] - Loans used in Hong Kong (including trade financing) and loans used outside Hong Kong fell by 0.9% and 0.2% respectively in October [1] - The loan-to-deposit ratio for Hong Kong dollars remained stable at 73.6% at the end of October, as the decline in Hong Kong dollar loans was similar to that of deposits [1] Monetary Supply - The Hong Kong dollar money supply M2 and M3 both decreased by 0.6% month-on-month in October, while year-on-year they increased by 3.5% [1] - Seasonally adjusted Hong Kong dollar money supply M1 rose by 1.7% month-on-month and 12.2% year-on-year, reflecting investment-related activities [1] - The total money supply M2 and M3 in October decreased by 0.3% month-on-month, but increased by 10.6% year-on-year [1]

Core Viewpoint - The Hong Kong Monetary Authority reported a 2.5% increase in total deposits of recognized institutions in May 2025, reflecting corporate fund flows [1] Group 1: Deposit Trends - Total deposits and Hong Kong dollar deposits increased by 6.7% and 7.9% respectively from the beginning of the year to the end of May [1] - Hong Kong's Renminbi deposits fell by 5.4% in May, totaling 975.6 billion Renminbi, primarily due to corporate fund flows [1] - Cross-border trade settlement in Renminbi amounted to 1,123.6 billion Renminbi in May, down from 1,362.1 billion Renminbi in April [1] Group 2: Money Supply - The Hong Kong dollar money supply M2 and M3 both rose by 3.2% in May, with year-on-year increases of 9.5% [1] - Seasonally adjusted Hong Kong dollar money supply M1 increased by 12.3% in May, with a year-on-year rise of 18.5%, partly reflecting investment-related activities [1] - Total money supply M2 and M3 both increased by 2.5% in May, with year-on-year increases of 10.7% for both M2 and M3 [1]

Core Insights - The total deposits of recognized institutions in Hong Kong increased by 0.6% in April 2025, with Hong Kong dollar deposits decreasing by 0.7% and foreign currency deposits rising by 1.6%, reflecting corporate fund flows [1] - From the beginning of the year to the end of April, total deposits and Hong Kong dollar deposits rose by 4.1% and 4.4%, respectively [1] - Renminbi deposits in Hong Kong rose by 7.4% in April, reaching 1,030.9 billion yuan, primarily due to corporate fund flows [1] - The total amount of Renminbi remittances for cross-border trade settlements in April was 1,362.1 billion yuan, compared to 1,184.0 billion yuan in March [1]