Core Viewpoint - The article emphasizes the strategic initiatives of Guoyuan Securities in enhancing its professional service capabilities through technology finance and inclusive finance, aiming to build a leading investment bank and investment institution [1][2]. Group 1: Technology Finance Initiatives - Guoyuan Securities is focusing on the integration of technology innovation and industrial innovation, establishing a "scientist companion program" to provide comprehensive financial support for scientists' entrepreneurial ventures [2][3]. - As of June 2025, the "scientist companion program" has successfully facilitated the industrialization of 23 cutting-edge technologies and invested over 2 billion in 57 new productivity projects [3]. - The company has established a merger and acquisition restructuring team, focusing on strategic emerging industries and has completed over 400 service projects, including initial public offerings and bond financing [3]. Group 2: Inclusive Finance Strategy - Guoyuan Securities is implementing a buyer advisory model as a key initiative to enhance customer-centric financial services, aiming for a comprehensive service system covering all products and lifecycle stages [4][5]. - The company is restructuring its assessment system to align with the buyer advisory model, focusing on metrics such as asset growth and customer retention rather than commission-based income [4]. Group 3: Digital Finance Development - In 2024, Guoyuan Securities plans to build a domestic intelligent computing platform centered around Huawei Ascend chips, deploying various AI models to enhance digital financial capabilities [6][7]. - The company has already implemented digital capabilities in its operations, including the launch of the "Liao Yuan Intelligent Assistant" for efficient information retrieval and online services for institutional clients [6]. - By 2025, Guoyuan Securities aims to advance the application of large model technology across various business sectors, including investment banking and asset management [7].

智通财经7月25日讯（记者 林坚）证券行业正处于数字化转型的关键时期。作为证券行业服务客户的前 沿阵地，券商分支机构的信息技术投入与应用情况备受关注。也就在近日，中证协在行业内启动券商分 支机构信息科技工作专项调研，再度让业界目光聚焦到券商在分支机构信息科技建设、运维、安全等方 面的实践经验与痛点。 分支机构目前在信息技术投入方面的进展如何，又有哪些痛点？智通财经记者就相关问题，对多家券商 进行了深入采访。综合来看，目前已有的最新进展至少有六个方面。 一是信息技术投入持续增加，创新应用亮点频现，但整体投入转化效果收益并未达到井喷。多家受访券 商表示，近年来不断加大对分支机构信息技术建设的资源倾斜，以提升运营效率、优化客户体验。其 中，关键的投入主要用于升级硬件设施、优化网络架构以及开发定制化的业务系统。 二是2025年以来，AI、大数据、区块链等技术在证券业务的各个环节加速渗透，智能投研、智能风 控、客户服务等场景的数字化变革不断深化。比如大数据分析技术在分支机构的客户画像、精准营销等 方面得到了广泛应用。通过对客户交易数据、行为数据的深度挖掘，券商能够更精准地把握客户需求， 为客户提供个性化的投资建议和服务 ...

一、营收净利双创新高，核心指标增长显著 2024年，国元证券营业收入达到78.48亿元，同比增长23.49%，创历史新高；归母净利润为22.44亿元， 同比增长20.17%。公司资产规模突破1721亿元，净资本达259.73亿元，ROE提升至6.26% ，财富信用业 务、资产管理业务、自营业务、国际业务收入等多项核心指标实现两位数增长，彰显出强大的发展韧性 与战略执行力。 二、核心业务全面增长，各板块亮点突出 （一）财富信用业务整体增长12.70%，买方投顾转型激活服务动能 经纪业务作为传统优势板块，在2024年净收入达12.17亿元，同比增长18.81%；利润更是同比激增 122.89%，达到2.74亿元。其中，代理买卖手续费净收入为8.04亿元，同比增长29.55%；代理销售金融 产品净收入实现9.18%的正向增长，在上市券商中名列前茅。 2024年，国元证券（000728）秉持"稳中求进、守正创新"的发展基调，围绕"产业研究+产业投资+产业 投行+综合财富管理"核心赛道，展现出强劲的发展动力，交出了一份亮眼的年度成绩单。多项核心业 务实现增长，AI赋能深度融入业务全场景，推动公司数字化转型进入新阶段。 ...