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四川:全面推行“金融链长制” 打造县域富民特色产业链
Jin Rong Shi Bao· 2025-12-04 04:14
Core Viewpoint - The People's Bank of China and the Ministry of Agriculture and Rural Affairs have initiated a "Financial Chain Leader System" to enhance financial services for rural revitalization, focusing on key agricultural industry chains in Sichuan province [1] Group 1: Financial Chain Leader System Implementation - The Sichuan branch of the People's Bank of China has fully implemented the "Financial Chain Leader System" across 51 cities and counties, establishing service mechanisms for 64 agricultural industry chains, resulting in a loan balance growth of 28.18% year-on-year [1] - This initiative supports the development of key agricultural sectors such as grain, livestock, and tea, aiding 678 leading agricultural enterprises and benefiting over 1.34 million farming households [1] Group 2: Collaborative Mechanisms - A specialized task force led by the People's Bank of China, involving agricultural, financial, and fiscal departments, has been established to facilitate the integration of agricultural industry development with financial services [2] - The implementation plan for the "Financial Chain Leader System" includes a "one chain, one leader" mechanism, designating 64 banks to act as financial chain leaders for local agricultural industries [2] Group 3: Innovative Financial Products - The Sichuan branch has introduced standardized regulations for rural property rights transactions to eliminate bottlenecks in resource confirmation, assessment, and circulation [2] - New financial products such as "Assistance for Agricultural Revitalization Loans" and models like "Re-loan + Specialty Industry" have been promoted, with a total re-loan balance of 1409.46 billion yuan, reflecting a year-on-year increase of 14.35% [2] Group 4: Targeted Financial Solutions - A project list for key agricultural industries has been created, with dedicated financial chain leaders and a consortium of banks, guarantees, and insurance institutions to provide tailored financial services [3] - Financial institutions are encouraged to develop specialized financial product packages and implement interactive financing models to support the integration of primary, secondary, and tertiary industries [3]
让农村“沉睡资产”转化为“发展资本” 四川眉山市精准赋能乡村全面振兴
Jin Rong Shi Bao· 2025-08-28 02:37
Group 1 - The People's Bank of China in Meishan has implemented financial support actions for rural revitalization, focusing on activating rural asset resources and transforming "sleeping assets" into "development capital" for rural areas [1][2] - As of the end of June, the agricultural loan balance in Meishan reached 127.271 billion yuan, effectively meeting the reasonable credit demand of agricultural entities [1] - The bank has introduced live animal collateral, allowing livestock such as pigs and dairy cows to be used as collateral, utilizing IoT and blockchain technology for real-time monitoring and identity verification [1] Group 2 - The bank has guided financial institutions to include agricultural production facilities like grain drying and irrigation systems in the credit enhancement scope, successfully issuing the province's first loan backed by livestock farming facilities [2] - A total of 1.5 billion yuan in loans has been issued to 206 agricultural entities for agricultural production facility credit enhancement [2] - The bank has promoted a "housing credit enhancement" model, incorporating rural housing into credit assessments, resulting in 35.89 million yuan in loans to 142 market entities [2] Group 3 - The bank is actively supporting rural collective economic development by facilitating loans backed by collective income distribution rights, with over 90 million yuan in loans issued [2] - Innovative financial products for forestry have been developed, including loans backed by forest carbon credit rights, with over 1.5 billion yuan in loans issued for forest rights [3] - The bank plans to continue enhancing financial services for rural reform and revitalization by deepening the exploration of rural resource asset values and optimizing product offerings [3]