小微企业普遍缺乏合格抵质押物，这是其融资路上的一大"拦路虎"。为此，金川区着力构建"财政出资+风险分 担"的增信体系，为企业融资"铺路搭桥"。通过财政注资，不断夯实担保基础，累计向政府性融资担保机构注资 2500万元，设立并补充特色产业贷款风险补偿金1000万元、脱贫人口小额信贷风险补偿金41.52万元、创业担保贷 款担保基金2500万元。 近年来，小微企业融资难、融资贵问题一直是制约实体经济发展的瓶颈。金川区积极探索，构建起"财政+金融"协 同联动机制，打造涵盖贴息、增信、服务的综合性"财政金融政策工具包"，成功引导金融资源流向实体经济重点 领域和薄弱环节，为小微企业纾困解难、激发市场活力提供了有力支撑。 精准贴息降成本 破解"融资贵"痛点 针对小微企业和"三农"领域融资成本偏高的问题，金川区持续优化普惠金融服务，打出财政贴息"组合拳"。充分 发挥财政贴息的杠杆作用，叠加运用央行再贷款再贴现政策，引导银行机构加大低息贷款投放力度，确保脱贫人 口小额信贷、创业担保贷款等贴息政策全面落实、应贷尽贷。同时，结合地方发展实际，创新推出老旧农宅改造 贷、党支部领办合作社贷、共享农庄贷等特色贴息贷款产品，精准扶持农村新 ...

Core Viewpoint - The Sichuan Provincial People's Congress approved the 2024 provincial budget settlement, highlighting a stable financial performance despite complex economic conditions, with a focus on economic recovery and development strategies [2][4][25]. Financial Performance Summary - The total local general public budget revenue for 2024 was 563.6 billion yuan, achieving 97.5% of the budget, with a growth of 1.9% [4]. - Total expenditure reached 1,344.7 billion yuan, completing 90.6% of the budget, with a growth of 5.6% [4]. - Government fund budget revenue was 376.1 billion yuan, achieving 96.2% of the budget, while expenditure was 602.6 billion yuan, completing 88.2% of the budget [4]. - The state-owned capital operation budget revenue was 20.2 billion yuan, exceeding the budget by 42%, with expenditure of 9.1 billion yuan, completing 80.5% of the budget [4]. - Social insurance fund budget revenue was 682.7 billion yuan, achieving 101.5% of the budget, with expenditure of 596.5 billion yuan, completing 99.3% of the budget [4]. Budget Allocation and Expenditure - The provincial general public budget revenue was 97.6 billion yuan, achieving 96.3% of the budget, with a decrease of 1.8% [5]. - Tax revenue was 84.5 billion yuan, achieving 94.4% of the budget, with value-added tax at 43.5 billion yuan, corporate income tax at 20.7 billion yuan, and personal income tax at 6.3 billion yuan [6]. - Social security and employment expenditure was 126.0 billion yuan, completing 99.4% of the budget, while education expenditure was 23.6 billion yuan, completing 90.7% of the budget [6]. Debt Management - The total issuance of local government bonds in 2024 was 507.9 billion yuan, including 253.1 billion yuan of new bonds and 254.8 billion yuan of refinancing bonds [11]. - The provincial debt balance at the end of 2024 was 2,402.9 billion yuan, with general debt at 807.4 billion yuan and special debt at 1,595.5 billion yuan [12]. Economic Development Support - The provincial government allocated 20 billion yuan to support technological breakthroughs and major projects in various industries [14]. - A total of 35.7 billion yuan was allocated to support urbanization and improve living conditions [15]. - Infrastructure projects received 1,542 billion yuan in special bonds to support over 1,800 projects [16]. - 8,839.3 billion yuan was allocated to improve living standards and social welfare [18]. Fiscal Management Reforms - The provincial government implemented measures to enhance fiscal quality, including 33 policy measures to strengthen revenue sources and improve expenditure management [20]. - Budget management reforms were initiated to improve the efficiency and effectiveness of budget preparation and execution [21]. - A focus on performance management was established to ensure funds are allocated to high-efficiency areas [22].

中国银行间市场交易商协会（下称"交易商协会"）3月12日召开银行间市场支持民营企业高质量发展座谈 会，民营企业、主承销商、投资人、增信机构等代表参会。 中国人民银行相关司局负责人在座谈会上指出，将实施好适度宽松的货币政策，发挥好结构性货币政策工具作 用，执行好金融支持民营经济25条举措，畅通股、债、贷多种融资渠道，引导金融机构"一视同仁"对待各类所 有制企业，持续加大金融资源投入，助力民营经济高质量发展。 本次座谈会上，应流机电、润泽科技、牧原食品、韵达控股等民营企业代表介绍了企业经营融资情况及建议。 中信银行、中邮理财、易方达基金、浙江担保等金融机构就民营企业债券承销、投资、增信等方面作经验交 流。中债信用增进公司介绍了民营企业债券融资支持工具（"第二支箭"）扩面增量的工作进展。 总体来看，与会机构肯定了银行间市场支持民营企业取得的成绩。参会机构还介绍了民营企业在当前形势下遇 到的困难和挑战，并对进一步优化民营企业融资环境提出了意见和建议。 针对参会机构提出的意见建议，交易商协会副会长、副秘书长徐忠表示，交易商协会将强化债券市场制度建设 和产品创新，持续发挥"第二支箭"撬动引领作用，扩大民营企业债券融资规模 ...