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“链式服务”为文旅康养产业带来新活力
Zheng Quan Ri Bao· 2025-06-30 00:41
据罗田农商银行相关负责人介绍,所谓"链式服务",即为支持罗田县文旅康养产业链发展,该行积极落 实"产业金融链长制"服务机制——由罗田农商银行班子成员担任"金融链长",主办支行——罗田农商银 行骆驼坳支行深入对接产业链核心企业及关联方,精准把脉产业需求。 漫步在湖北罗田县燕儿谷景区,新修缮的生态步道两旁鲜花绽放,木屋民宿错落有致,设计感十足,形 成独特景观。 "这些升级改造得益于罗田农商银行骆驼坳支行980万元贷款打造的'链式服务',为景区持续发展注入强 劲动力。"该景区负责人坦言。 罗田农商银行骆驼坳支行立足"主办支行"定位,充分发挥金融杠杆作用,不仅有力支持链上企业成长, 更为罗田县文旅康养产业整体提升注入新活力。 (文章来源:证券日报) 同时,该行配套建立"四专"服务体系,即专属团队全程跟进、专项信贷规模保障、专门审批通道提速、 专属优惠利率降本,确保金融资源精准直达产业链关键环节。 湖北省燕儿谷生态观光农业有限公司是"产业金融链长制"机制成效的具体体现。罗田农商银行骆驼坳支 行通过深入调研,精准识别其升级设施、拓展康养项目的融资需求,迅速量身定制方案,高效完成980 万元贷款审批发放。据悉,该公司将资金 ...
金融“链”动汶川“甜蜜经济”新图景
Jin Rong Shi Bao· 2025-06-26 03:15
近日,四川阿坝州汶川县甜樱桃采摘季火热开启,丰收的喜悦从田间地头弥漫至街头巷尾。每到周末, 从成都到汶川县的自驾"川A大军"在路边排起长队,采摘园里传来阵阵欢声笑语;果农们在集市街头扯 起嗓子,用响亮的吆喝招呼着往来人群;快递员早早备足箱子和冰袋,熟练打包,忙得不亦乐乎。 当地金融机构也围绕甜樱桃"产销游",在精准信贷支持、便利化支付服务和高效零钞外币兑换等方面打 好"组合拳",用全链条金融服务串联起游客"甜蜜消费"新图景。 凌晨时分天才微亮,王大娘就拉着刚采摘的300斤甜樱桃奔赴特色水果批发点。然而,第一单交易就因 零钱不够陷入了困境。眼看采购商要减少采购量,此时,一旁的银行现金兑换点"秒响应",10分钟内将 其2000元的整钞顺利兑换成5元、10元等小面额零钞。王大娘说:"银行零钞兑换这么方便,这下能痛痛 快快做生意了。" 彼时,尔玛天街李大姐经营的羌族风味小吃也迎来了第一批吃早餐的客人。樱桃季到来后,她家日均接 待游客超200人次,零钞消耗极快。"好在现金服务队昨天刚主动上门给我兑换了1500元的零钱。"看着 收银柜里一沓沓整齐的零钞,李大姐满意地说:"应对客流高峰是稳稳当当了。" 记者了解到,随着樱桃 ...
以金融创新托举佛山制造新质生产力
Guang Zhou Ri Bao· 2025-05-14 19:20
Core Viewpoint - The manufacturing industry is crucial for national development and technological innovation, with the government of Foshan prioritizing the construction of a modern industrial system and supporting the transformation of traditional industries through financial innovation [1][2]. Group 1: Financial Support for Manufacturing - As of March 2025, the total loans for manufacturing from the Bank of China in Foshan reached 29.82 billion yuan, an increase of 11.65 billion yuan year-on-year, representing a growth rate of 64% [3][4]. - The "Intelligent Manufacturing Light" service brand was created to address financing challenges for technological upgrades, offering specialized products like "Technological Upgrade Loans" and "Digital Transformation Loans" [2][3]. - The bank has developed a comprehensive product matrix to support the entire lifecycle of enterprises, including loans for equipment updates and innovative financing solutions for technology companies [3][4]. Group 2: Industrial Park Development - The establishment of "Ten Innovative Leading Characteristic Manufacturing Parks" is a key strategy for Foshan's manufacturing transformation, focusing on emerging industries like new energy storage and power systems [4][6]. - The Bank of China has provided significant financial support for the development of these parks, with over 12.5 billion yuan in credit support for 27 park development projects [6][7]. - The bank's "Yuejian Tong" service offers long-term loans of up to 20 years to cover the funding needs of new, expanded, and renovated industrial parks [5][6]. Group 3: Supporting Enterprises Going Global - The Bank of China in Foshan is facilitating the international expansion of local manufacturing enterprises by providing diverse financing solutions and leveraging the strategic position of the Guangdong-Hong Kong-Macao Greater Bay Area [7][9]. - The bank has successfully implemented cross-border financing solutions, including short-term export credit insurance and supply chain financing, to enhance the cash flow of enterprises venturing abroad [7][9]. - The introduction of the "Customs-Bank Fast Remittance" service streamlines the cross-border settlement process for enterprises, improving their operational efficiency [9][10].