湖南省浏阳市民潘阿姨接到 自称是 "拼多多官方客服" 的来电 声称其开通了 百万保障"保险服务 " 若不取消将自动扣费 潘阿姨在骗子诱导下开启了"屏幕共享" 准备在虚假平台 输入验证码转账 此时 浏阳市公安局淮川派出所 接到了反诈预警 民警立即联系潘阿姨 但其手机一直处于占线状态 根据以往工作经验 民警判断 老人手机可能已被诈骗分子远程操控 冒充官方客服 以关闭"百万保障保险"为名诱导转账 是当前高发的诈骗类型 当它换上"拼多多百万保障"的马甲时 大家务必要提高警惕！ 近日 情况紧急 值班民辅警迅速赶到老人家中 "阿姨，快停下！这是诈骗！" 民警当即拿过潘阿姨手机 断开屏幕共享 拔出电话卡、并卸载涉诈App 协助联系冻结银行账户 由于处理及时 老人卡内的养老钱完好无损 惊魂未定的潘阿姨紧握民警双手 再三表达感谢 警方提醒：真正的"百万保障"完全免费 "百万保障"是一些支付平台 提供的保险服务 当用户的支付账户因被他人盗用 而导致资金损失时 按损失金额承诺不限次赔付 每年累计赔付金额 最高为100万元的安全保障 微 信 、 支 付 宝 、 支 付 平 台 " 百 万 保 障 " 安 全 提 示 微 信 、 支 ...

Group 1 - The article highlights the increasing prevalence of scams related to "million insurance" policies, urging vigilance to protect financial security [1][2] - Fraudsters impersonate financial or insurance institution representatives, using tactics such as policy upgrades, cancellations, or claims to deceive victims into transferring money [3][4] - A specific example includes a scam call where the victim is told that their insurance needs urgent upgrading, with threats of negative impacts on credit scores if not addressed [7][8] Group 2 - The article describes a common scam scenario where victims are instructed to download screen-sharing applications under the pretense of assisting with policy information [11][14] - Victims are often coerced into transferring money to a so-called "secure account" as a verification fee, which is then stolen by the scammers [14][15] - Recommendations include verifying calls through official channels, avoiding unknown "customer service" calls, and being cautious with screen-sharing to prevent identity and account information leaks [17][18]

Core Viewpoint - The article highlights the prevalence of scams related to the "Million Protection" service offered by payment platforms, emphasizing that this service is completely free and does not require any fees from users [10][12][15]. Group 1: Scam Awareness - Users are receiving fraudulent calls and messages claiming that their "Million Protection" service is about to expire and will incur charges, which is false [2][6]. - Scammers often use phrases like "Million Medical" or "Membership Fee" to lure victims into their traps [13]. - The article warns that if users are prompted to download third-party apps under the guise of customer service, it is likely a scam aimed at stealing personal information [13][15]. Group 2: Official Statements - Payment platforms such as WeChat, Alipay, and Douyin have confirmed that the "Million Protection" service is entirely free, automatically activated, and does not require renewal [10][12]. - The platforms have issued statements reiterating that any claims of fees associated with "Million Protection" are fraudulent [12][15]. Group 3: Prevention Tips - Users are advised to verify any inquiries regarding "Million Protection" directly through official customer service channels [15]. - The article emphasizes the importance of not downloading any apps suggested by unknown callers, as these could lead to unauthorized access to personal accounts [13][15].