Core Viewpoint - The article highlights the prevalence of scams related to the "Million Protection" service offered by payment platforms, emphasizing that this service is completely free and does not require any fees from users [10][12][15]. Group 1: Scam Awareness - Users are receiving fraudulent calls and messages claiming that their "Million Protection" service is about to expire and will incur charges, which is false [2][6]. - Scammers often use phrases like "Million Medical" or "Membership Fee" to lure victims into their traps [13]. - The article warns that if users are prompted to download third-party apps under the guise of customer service, it is likely a scam aimed at stealing personal information [13][15]. Group 2: Official Statements - Payment platforms such as WeChat, Alipay, and Douyin have confirmed that the "Million Protection" service is entirely free, automatically activated, and does not require renewal [10][12]. - The platforms have issued statements reiterating that any claims of fees associated with "Million Protection" are fraudulent [12][15]. Group 3: Prevention Tips - Users are advised to verify any inquiries regarding "Million Protection" directly through official customer service channels [15]. - The article emphasizes the importance of not downloading any apps suggested by unknown callers, as these could lead to unauthorized access to personal accounts [13][15].