日前，在清华大学五道口金融学院《清华金融评论》主办的第二届"保险家论道"研讨会上，"2025 中国 保险业创新发展典型案例"正式发布。中国太保（601601）以其卓越的综合实力和专业的创新实践，携 旗下多家子公司一举斩获六项行业典型案例，涵盖绿色金融、普惠金融、养老金融、数字化转型、健康 服务、社会责任等多项前沿领域，全面彰显中国太保以专业创新服务国家战略，以金融活水润泽民生福 祉，持续为中国式现代化建设贡献力量。 科技赋能，打造行业领先的数智消保能力 中国太保产险规划建设的"苍穹"消保数字平台荣获年度数字化转型典型案例。苍穹"消保数字平台通过 聚合消保作业中心、消保管理中心、消保服务中心三大中心的能力建设，打破总分公司横向、纵向数据 流的壁垒，实现消保关键定性、定量指标的全面管控，为消保全周期管理赋能，打造行业领先的数智消 保能力。 "自"苍穹"消保数字平台上线以来，中国太保产险实现了消保全流程线上作业与数字化管控。目前，该 平台已完成中国太保产险全司40家分公司上线落地应用，消保作业中心审查时效从3天缩短至1天；接入 智审，作业效率提升30%。 苍穹"消保数字平台以科技赋能消保工作体系化、智能化、数字化， ...

起于浦江潮，扬帆太平洋。作为国有保险企业，中国太保寿险山东分公司始终坚持人民至上理念，坚守 金融为民初心，积极践行社会主义核心价值观，聚焦主责主业做深做实金融"五篇大文章"，主动担当作 为，不断丰富产品服务供给，努力绘就高质量党建引领高质量发展的新画卷。 以党业融合为"强引擎" 打造党建引领新动能 中国太保寿险山东分公司党委以弘扬泰山挑山工的"老黄牛"精神为内核，创新打造"鲁力同心"党建文化 品牌。通过倡导"三牛"精神，让党建文化入心入脑，凝聚发展合力，以高质量党建引领高质量发展。 1.立根铸魂强引领，闭环管理筑堡垒，发扬"拓荒牛"精神。深入探索营销员党员管理模式，通过建立营 销员党员学习小组、建立营销职场联络员制度、制定完善考核及荣誉表彰制度等多措并举，形成营销员 党员闭环管理。依托"三会一课"标准化机制、主题党日实践载体、主题教育专题平台，构建"理论+实 践"双轨学习模式。 2.拓路攻坚促融合，党业协同提质效，传承"老黄牛"精神。号召党员干部身先士卒、扎根一线、攻坚克 难，推动党建与业务发展深度融合，助力公司业务品质持续优化。同时，借助公司内部电子刊物《芯动 山分》党建专栏，以"闯"的精神、"创"的劲头、 ...

Core Viewpoint - China Pacific Life Insurance Shandong Branch emphasizes a people-centered approach, focusing on high-quality development driven by strong party leadership and innovative financial services [1][10] Group 1: Party and Business Integration - The company promotes a "Lu Li Tong Xin" party culture brand, encouraging a spirit of hard work and collaboration among employees to enhance business quality [2] - A closed-loop management system for marketing staff is established, incorporating training and recognition to strengthen party member engagement [2] - The company fosters a culture of tackling challenges and integrating party work with business development to optimize service quality [2] Group 2: Social Responsibility and Community Engagement - The company actively participates in social welfare initiatives, including educational support and community service, to promote public well-being [3] - Financial literacy programs are organized to educate the community about financial products and consumer rights [3] Group 3: Pension Financial Services - China Pacific Life Insurance Shandong Branch offers a comprehensive pension product service system, collaborating with 16 institutions and nearly 20,000 agents to enhance public awareness of retirement planning [4] - The company leads the industry in the number of personal pension products available and addresses the growing demand for long-term care insurance [5] - The "Tai Bao Garden" community service model is established, with 10 operational communities and over 16,000 beds reserved for elderly care [5] Group 4: Rehabilitation and Medical Services - The company launched a rehabilitation brand "Yuan Shen Rehabilitation" to provide specialized medical services, with plans for a new hospital in Jinan by 2024 [6] - The rehabilitation network aims to offer high-quality care for various medical conditions, enhancing the overall healthcare service landscape [6] Group 5: Consumer Protection for the Elderly - The company implements user-friendly services for elderly clients, including simplified claims processes and dedicated support spaces in service centers [7] - Educational campaigns are conducted to raise awareness among elderly consumers about financial risks and fraud prevention [8] Group 6: Commitment to Economic Development - China Pacific Life Insurance Shandong Branch plays a crucial role in supporting local economic growth, with a total investment of nearly 100 billion yuan in various sectors by May 2025 [9] - The company has a strong focus on technology to enhance customer experience and ensure timely claims processing, with a claims payout of 1.6 billion yuan in 2024 [9]

Core Viewpoint - The future of home-based elderly care services in China is expected to become a competitive market similar to the elder care community sector five years ago, but it currently faces three major bottlenecks: unclear profit models, insufficient care services, and the need for industry standards [1][3][5]. Market Overview - As of 2024, the population aged 60 and above in China is projected to reach 310 million, accounting for 22% of the total population, with those aged 65 and above reaching 220 million, or 15.6% [4]. - The current elderly care system in China follows a "9073" model, where 90% of elderly care is home-based, yet less than 1% of the elderly reside in care institutions [2]. Industry Trends - The demand for home-based elderly care is increasing due to the aging population, with a significant shift towards community and home care services [3][5]. - Insurance companies are increasingly entering the home-based elderly care market, adopting a light-asset model to avoid the heavy competition in elder care communities [2][5]. Government Support - The Chinese government has issued multiple policies to promote the development of home-based elderly care services, emphasizing community support and the enhancement of care for disabled elderly individuals [2][5]. Insurance Companies' Strategies - Over 20 insurance companies, including China Ping An and China Taiping, are actively exploring home-based elderly care services, utilizing models such as "insurance + service" and long-term care insurance [2][5][6]. - China Ping An launched its home-based elderly care service brand "Ping An Butler" in September 2022, covering over 85 cities and serving more than 190,000 clients by the end of 2024 [6]. Challenges in the Sector - The home-based elderly care sector faces significant challenges, including a shortage of qualified caregivers, with a reported gap of 5.5 million caregivers needed [17]. - The lack of standardized services and quality control in home care presents difficulties in meeting diverse elderly needs [18][19]. Future Outlook - The home-based elderly care market is expected to experience explosive growth, with projections indicating that the market could exceed 50 billion yuan by 2026, and the overall commercial elderly care market could surpass 200 billion yuan [8]. - Insurance companies are anticipated to integrate home-based elderly care services into their sales systems, driven by the increasing demand for such services [16].