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居家养老如何从“有”到“优”
Jing Ji Ri Bao· 2025-10-09 00:09
Core Insights - Home-based elderly care remains the mainstream choice for seniors, and optimizing this service is crucial for public welfare [1][2] - The elderly population aged 60 and above in China has exceeded 310 million, projected to surpass 400 million by around 2035, indicating a growing demand for home-based care services [1] - The current elderly care service system is steadily advancing, with a focus on enhancing home and community-based services supported by institutional care and medical integration [1] Group 1: Current State of Home-based Elderly Care - Home-based elderly care services primarily focus on daily living assistance, with insufficient integration of medical care, despite a significant portion of seniors suffering from chronic diseases [2] - There are challenges in collaboration among medical, community, and elderly care institutions, leading to a lack of synergy in service delivery [2] - Issues such as an unbalanced talent structure, inadequate user payment capacity, and an imperfect evaluation system hinder the development of home-based elderly care services [2] Group 2: Policy and Infrastructure Support - High-quality development of home-based elderly care services requires supportive policies, including the use of local government bonds for infrastructure development and tax incentives for care institutions [2] - The establishment of a robust professional nursing workforce is essential, necessitating improvements in salary, career pathways, and a systematic skills certification framework to attract talent to the elderly care sector [2] Group 3: Innovative Service Models - Encouraging social participation in home-based elderly care through diverse service models, such as "community + property + elderly care" and "elderly dining services," is vital to meet the varied needs of seniors [3] - Leveraging technology to create community-based elderly care information platforms and developing "smart" elderly care scenarios can enhance service efficiency and quality [3] - Long-term care insurance, initiated in 2016, has benefited over 2.25 million disabled individuals, reducing their financial burden and improving their quality of life, highlighting the importance of sustainable funding and fairness in the system [3]
美国人的养老真相
虎嗅APP· 2025-09-28 13:25
以下文章来源于当下Presence ,作者当下编辑部 当下Presence . 本文来自微信公众号: 当下Presence ,作者:张小,原文标题:《深度探访美国人的养老真相|关于养老 院、居家养老、金钱和正在错位的时间》,题图来自:AI生成 在过去的工作中,因为需要给老年人设计智能产品,我逐渐接触到了美国的老年人群体;遇到过很多对科技 热情的老年人,也探访了不少老年人社群和养老院。于是,我便准备写一写我看到的现状。首先要说,这篇 文章并不是对不同国家养老制度的评价,也不是移民美国养老的科普,而是尝试描绘美国普通人的养老生 活,并揭示在其他地方很少被提及的挑战。我们将从这一代美国老年人的画像开始,解读美国老年人的养老 观念,并带你看看真实的养老现状。 一、那些从黄金时代走来的人们 2025 年,目前60岁以上的老人群体出生于1940年代到1960年代,也被称为"婴儿潮 (Baby Boomer,后文 将用Boomer代指) "一代。他们生长于美国最繁荣与最自豪的时期——有一部分依然沉浸在"美国旧梦"中, 过着相对保守和固定的生活;另一部分则格外开朗,并保持着一种令人骄傲的生活方式。 那到底得有多"自豪"呢?根 ...
破解居家养老“十难”,愉悦集团打出“居家养老四件套”组合拳
Qi Lu Wan Bao Wang· 2025-09-11 13:21
为生动展现滨州"5210N"产业集群高质量发展动能,推动品质滨州建设行稳致远,9月9日,滨州市召开产业链上的山东好品牌——滨州"5210N"产业集群 记者见面会,邀请高端装备产业集群、新能源新材料产业集群、新一代信息技术产业集群、医药健康产业集群代表企业讲述企业成长历程及品牌故事并回 答记者提问。 据山东欣悦健康科技有限公司副总经理刘莲菲介绍,愉悦集团是一家以"大家纺"和"大健康"双轮驱动的综合性企业集团,资产规模165亿元。自2017年战 略转型大健康产业以来,构建了"医康养居"融合的生态体系,聚焦居家养老领域,被评为全国智慧健康养老示范企业。 针对居家养老的现实难题,刘莲菲说,通过大量调研,我们将居家养老的痛点归纳为"十难",比如房多房大不适老、居家照护难家人、旧房设施不合理、 久病卧床难医治、亲居保姆不懂医、看病住院难下楼、老年用品买不到、烹饪饮食营养少、一家老小难兼顾、康复保健睡眠差等。 针对这些难题,刘莲菲表示,愉悦集团打造了一套系统性的"组合拳"解决方案,称之为"居家养老四件套": 第一是适老环境改造。我们免费上门进行安全评估,为老人的家庭进行针对性改造,如安装扶手、防滑处理、增加照明,从物理环境 ...
新闻1+1|老年人口超500万,来看北京的“养老答卷”
Yang Shi Wang· 2025-09-10 22:25
Core Insights - By the end of 2024, Beijing's elderly population is projected to exceed 5 million, reaching 5.14 million, which constitutes 23.5% of the resident population [1] - The elderly population in Beijing has shown a stable growth trend, increasing by 192,000 from 2023, with an average annual growth rate of 1% over the past five years [3] - The increasing elderly population is leading to diverse and complex care needs, necessitating a comprehensive response from government, society, and families [3] Population Characteristics - The elderly population in Beijing is characterized by a large absolute number, with 5.14 million elderly individuals [5] - A high proportion of elderly individuals reside in urban areas, indicating a concentration of elderly care needs in these regions [5] - There is a continuous increase in the number of elderly individuals with disabilities or cognitive impairments, posing significant challenges for the elderly care service system [5] Home Care Services - 99% of elderly individuals in Beijing prefer home care, highlighting the need for innovative community-based care models [7] - A three-tiered service system has been established to enhance home and community care services, including district-level guidance centers, multifunctional service complexes at the street level, and community service stations [7] - As of now, 105 district-level elderly service centers and over 1,500 community service stations have been established to meet the needs of elderly individuals [7] Services for the "Old Old" Population - The "Old Old" population, defined as those aged 80 and above, is a key demographic for elderly care services, with nearly 690,000 individuals in this category [9] - Three primary needs have been identified for this group: 1. Bedside care, with 33,000 home care beds established to provide professional services at home [9] 2. Meal assistance, with 2,666 meal service points set up to cover nearly 90% of urban and rural communities [9] 3. Medical care, with community health centers signing family doctor agreements to provide tailored services, including home visits for health assessments and guidance [9]
把专业助老服务送到心坎上
Su Zhou Ri Bao· 2025-09-07 00:10
Core Viewpoint - Suzhou Kangyang Group is pioneering home-based elderly care services in Suzhou, providing personalized and professional support to over 11,000 elderly residents through a network of service points and trained caregivers [1][2][3]. Group 1: Service Expansion and Coverage - The home-based elderly care service began with a pilot project in July 2024, focusing on high-risk elderly individuals in the Liushan Street area [2]. - By March 2025, the service expanded to cover four towns in the Wuzhong District, reaching nearly 8,000 elderly individuals [2]. - As of mid-2025, the service has achieved a coverage rate of 96% in Wuzhong District, with over 11.8 million hours of service provided [3]. Group 2: Training and Service Quality - The company emphasizes a comprehensive training program for caregivers, focusing on professional skills, service awareness, and communication techniques [5]. - A standardized service process is being developed to ensure high-quality care, with a commitment to making elderly individuals feel at home [5][6]. - The company has implemented a "one area, one policy" approach to tailor services based on local elderly needs, enhancing the quality and warmth of care [3][6]. Group 3: Community Engagement and Social Responsibility - The company actively engages in community welfare by providing non-profit services, such as delivering care packages to impoverished elderly individuals [6]. - Initiatives like the "Love Brain Action" aim to raise awareness about cognitive health among the elderly [6]. - The company plans to expand its services to include social activities and innovative solutions like "accompanying medical visits" to address the daily challenges faced by the elderly [8]. Group 4: Future Plans - By the end of 2025, the company aims to expand its services to additional districts, increasing the number of elderly individuals served to 20,000 [8]. - Future services will include community engagement activities and innovative care solutions to enhance the quality of life for elderly residents [8].
中国平安上半年净利润680亿元
Shen Zhen Shang Bao· 2025-08-27 17:19
Financial Performance - In the first half of 2025, the company achieved an operating profit of 77.732 billion RMB, a year-on-year increase of 3.7% [1] - The net profit attributable to shareholders reached 68.047 billion RMB [1] - The company announced an interim dividend of 0.95 RMB per share, reflecting a 2.2% year-on-year growth [1] Business Highlights - The new business value of life and health insurance reached 22.335 billion RMB, a significant increase of 39.8% year-on-year [1] - The new business value from the agency channel grew by 17.0%, with per capita new business value increasing by 21.6% [1] - The bancassurance channel focused on value growth, achieving a new business value of 5.972 billion RMB, up 168.6% year-on-year [1] Customer Engagement and Services - The company served over 13 million customers in health management during the first half of 2025 [2] - Home-based elderly care services covered 85 cities, with nearly 210,000 customers qualifying for such services [2] - The company added 15.71 million new customers, marking a 12.9% year-on-year increase, with a customer retention rate of 94.6% [2] Investment Portfolio - As of June 30, 2025, the company's insurance fund investment portfolio exceeded 6.20 trillion RMB, reflecting an 8.2% growth since the beginning of the year [3]
中国平安上半年归母营运利润同比增3.7%,中期分红每股0.95元
Di Yi Cai Jing· 2025-08-26 11:51
Core Insights - China Ping An reported a net profit attributable to shareholders of 68.047 billion yuan, a year-on-year decline of 8.8% [1] - The company achieved an operating profit of 77.732 billion yuan, representing a year-on-year growth of 3.7% [1] - A mid-term dividend of 0.95 yuan per share was declared, marking a 2.2% increase from the previous year [1] Customer Data - In the first half of 2025, Ping An added 15.71 million new customers, a year-on-year increase of 12.9% [1] - The retention rate for customers with a tenure of 5 years or more reached 73.8%, up by 1.6 percentage points from the beginning of the year [1] - The retention rate for customers holding four or more contracts within the group was 97.8%, with a 1.0 percentage point increase [1] Business Segments - In the life and health insurance sector, new business value reached 22.335 billion yuan, a significant increase of 39.8% year-on-year [1] - The 13-month policy continuation rate was 96.9%, up by 0.3 percentage points, while the 25-month continuation rate was 95.0%, up by 4.1 percentage points [1] Multi-Channel Development - The agent channel's new business value grew by 17.0%, with per capita new business value increasing by 21.6% [2] - The bancassurance channel focused on value growth, achieving a new business value of 5.972 billion yuan, a remarkable increase of 168.6% [2] - Community financial services saw a 0.4 percentage point improvement in the continuation rate of fully paid customers [2] Product Focus - Ping An's products are primarily centered on retirement savings, wealth management, and insurance protection [2] - The company has served over 13 million customers in health management as of the first half of 2025 [2] - Home care services have been extended to 85 cities, with nearly 210,000 customers qualifying for such services [2] Property Insurance - In the property insurance sector, Ping An achieved a premium income of 171.857 billion yuan, reflecting a year-on-year growth of 7.1% [2] - Insurance service income reached 165.661 billion yuan, up by 2.3% year-on-year, with an overall combined cost ratio of 95.2%, improving by 2.6 percentage points [2] Asset Management - The asset management business showed strong performance, with an operating profit of 2.723 billion yuan, a year-on-year increase of 110.1% [3] - As of June 30, 2025, the insurance fund investment portfolio exceeded 6.20 trillion yuan, growing by 8.2% since the beginning of the year [3] - The portfolio achieved a non-annualized comprehensive investment return rate of 3.1%, up by 0.3 percentage points year-on-year [3]
国脉科技:2025年上半年净利润同比增长94.39%
Xin Lang Cai Jing· 2025-08-21 11:04
Core Viewpoint - The company reported significant growth in revenue and net profit for the first half of 2025, indicating strong operational performance and strategic advancements in its business model [1] Financial Performance - The company achieved operating revenue of 250 million yuan, representing a year-on-year increase of 11.78% [1] - The net profit attributable to shareholders reached 151 million yuan, showing a substantial year-on-year growth of 94.39% [1] - The company plans to distribute a cash dividend of 0.4 yuan per 10 shares (tax included) to all shareholders, with no bonus shares issued [1] Strategic Developments - The company made breakthrough progress in its future strategic business, launching the "Guomai University Elderly Care" community, which simulates home-based elderly care [1] - The newly launched AI smart assistant for home elderly care is designed to create a synergistic ecosystem with the community initiative [1] - The company is committed to enhancing investor returns through increased dividend ratios and frequency [1]
科技如何重塑“在家养老”一场与时间、误解和尊严的赛跑
Jin Rong Shi Bao· 2025-08-20 03:17
Group 1 - The aging population in China is projected to exceed 310 million by the end of 2024, accounting for 22% of the total population, with over 90% of families opting for home-based elderly care [1][15] - Home-based care presents challenges, including risks associated with isolation and lack of immediate assistance, as illustrated by the experiences of elderly individuals like Zhang and Feng [1][3] - The integration of technology and professional services is being explored to address these challenges, with initiatives like the "Home Care Center" launched by Dajia Insurance in Beijing [3][14] Group 2 - Technology is being utilized to enhance home care, providing features such as emergency alerts and health monitoring, which can alleviate concerns of elderly individuals [2][12] - The shift from passive waiting for help to proactive monitoring and assistance is crucial for making home environments safer for the elderly [4][13] - Trust issues arise as many elderly individuals resist the adoption of technology, often due to concerns about privacy and the perception of being monitored [6][7] Group 3 - The industry is witnessing a growing interest from insurance companies in home care services, with over 20 companies, including Ping An and China Life, actively participating in this sector [15][16] - Challenges such as insufficient supply capacity and the need for standardized services are prevalent, with many service providers lacking the necessary training and resources [16][17] - Balancing quality and affordability remains a significant challenge, as many elderly individuals have limited financial means, complicating the delivery of effective home care services [17][18] Group 4 - Localized service teams are essential for effective home care, as the diverse needs of elderly individuals across different regions require tailored solutions [18][19] - The industry is exploring innovative models to enhance service delivery, such as integrating medical services with home care to meet the essential needs of the elderly [20] - The evolution of home care services is ongoing, with a focus on creating a supportive ecosystem that combines technology and human interaction to improve the quality of life for the elderly [19][20]
富德生命人寿“美好生活2.0”康养品牌发布:从生活方式变革入手,让保障看得见、用得上、靠得住
Xin Lang Zheng Quan· 2025-08-05 10:23
正是在这样的现实语境中,富德生命人寿提出了自己的解法。其推出的 "美好生活"项目,通过保险产 品与居家适老化养老服务的有机融合,试图为客户搭建起"在熟悉的家中老去"的可实现路径。 值得关注的是,富德生命人寿于近日在吉林长春发布了"美好生活2.0"升级版本,在原有居家适老化改 造基础上实现理念与功能的全面迭代。项目从"适老化"迈向"享老化",不再将衰老等同于被动照护,而 是倡导延长"活力老人"阶段,鼓励长者保持自主、走出家门,同时引入一系列前沿设施与服务模块,回 应长者对体面、安全生活的深层需求。 在城市化加速与人口流动日益频繁的今天,传统的"家庭养老"变得愈发艰难,越来越多的家庭面临子女 力不从心、老人独自应对的现实困境。在这种结构性压力下,专业化、定制化的居家服务变得尤为重 要。 01 从保障到陪伴: 让养老服务真正"住进"生活 如今谈及养老问题,早已不止于"有没有人照顾",更关乎能否安全、体面地生活。这也是越来越多家庭 开始关注适老化改造的原因。 或许正是基于这样的考量,65岁的吕先生,做出一个不同寻常的选择。他为自己45岁的女儿购买了一 份"富德生命鑫禧年年美好生活版养老年金保险(D款)"。而在参观富德 ...