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又是一年好“丰”景 银行业护航“三夏”保障全年稳产增收
Jin Rong Shi Bao· 2025-07-08 03:18
6月初,小麦生产大县江苏南通如东县90余万亩麦田满地金黄。位于马南村的如东县马南立新家庭农场 也迎来农忙季,夏收夏种两茬活儿,几乎是脚前脚后地在赶。 "我们这里是稻麦轮作,机器和人都要'接力跑',钱也得无缝衔接。"农场负责人蔡立新说。 在农业银行的资金支持下,蔡立新和他的农场"接力跑"进展十分顺利。 "三夏"工作关乎夏粮归仓和秋粮播种,是全年粮食增产的关键一仗。围绕粮食种收主体的各类金融服务 需求,银行业金融机构强化信贷供给、优化金融服务,为全年粮食稳产增收打下坚实基础。 高效满足"三夏"资金需求 "有了这些'新农具',以往费时费力的工作变得更加高效精准。"种植户王先生说。 "农行帮我提高了贷款额度,这次有100万元,速度也快,3天就到账了。"蔡立新说,"今年农场里的小 麦亩产达500公斤,还可以利用部分贷款资金去邻县再收点小麦,烘干后一起卖到镇上的粮库里,多挣 点钱。"蔡立新十分开心地说。 《金融时报》记者从农业银行了解到,针对粮食企业夏收期间资金需求量大、投放集中等特点,该行着 力提高企业授信额度,建立绿色审批通道,优化办贷服务流程,切实做到"钱等粮"。 "农行江苏分行聚焦保障'三夏'生产,倾斜配置信贷资 ...
金融服务“三夏”不误农时
Jing Ji Ri Bao· 2025-06-16 22:08
Group 1 - The summer grain harvest is progressing, with 260 million acres of wheat harvested by June 10, reaching a progress rate of 74.72% [1] - Financial institutions are enhancing financial support for agriculture during the critical "Three Summers" production period, ensuring timely services for grain enterprises and farmers [1] - Agricultural production has distinct seasonal and cyclical characteristics, necessitating banks to design targeted financial products that align with the operational features of agricultural entities [1] Group 2 - Everbright Bank has launched a plan for upgrading agricultural machinery, focusing on a "financial + agricultural machinery" service ecosystem to support high-quality agricultural development [2] - Major state-owned commercial banks are providing efficient financial services to grain storage enterprises to ensure the smooth collection of summer grain [2] - The Agricultural Bank of Inner Mongolia provided a supply chain loan of 17.6 million yuan to a local flour production company to address its funding gap during the summer harvest [2] Group 3 - Rural small and medium-sized banks play a crucial role in supporting agriculture by delivering financial services directly to farmers [3] - Innovative loan processes, such as "village credit + online lending," are being implemented to simplify access to financing for large-scale farmers [3] - A stable financial service system is essential for ensuring that key agricultural activities, such as collection, sowing, and fertilization, are not hindered by funding shortages [3]