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交通银行安徽省分行:“双轮驱动”为新能源产业充能
Ren Min Wang· 2025-06-30 02:20
Group 1 - The integration of "technology-finance-industry" is becoming a key engine for cultivating new productive forces in the era of technological innovation [1] - The supply chain financing model introduced by Bank of Communications Anhui Branch has provided timely financial support to leading enterprises in the new energy sector, addressing the financing difficulties faced by upstream small and micro enterprises [2] - The "Common Growth Plan" strategic cooperation agreement initiated by Bank of Communications Anhui Branch aims to create a new paradigm of symbiosis between banks and enterprises, featuring a tiered interest rate pricing mechanism and a "loan + direct investment" model [3] Group 2 - A 22 million yuan supply chain loan has been crucial for Anhui Yijiatong Battery Co., Ltd., enabling it to expand production capacity and invigorate the entire supply chain [2] - The agreement has been signed with over 1,000 technology-based enterprises, resulting in nearly 6.7 billion yuan in loans, significantly boosting the output value of the new energy industry [3]
金融服务“三夏”不误农时
Jing Ji Ri Bao· 2025-06-16 22:08
Group 1 - The summer grain harvest is progressing, with 260 million acres of wheat harvested by June 10, reaching a progress rate of 74.72% [1] - Financial institutions are enhancing financial support for agriculture during the critical "Three Summers" production period, ensuring timely services for grain enterprises and farmers [1] - Agricultural production has distinct seasonal and cyclical characteristics, necessitating banks to design targeted financial products that align with the operational features of agricultural entities [1] Group 2 - Everbright Bank has launched a plan for upgrading agricultural machinery, focusing on a "financial + agricultural machinery" service ecosystem to support high-quality agricultural development [2] - Major state-owned commercial banks are providing efficient financial services to grain storage enterprises to ensure the smooth collection of summer grain [2] - The Agricultural Bank of Inner Mongolia provided a supply chain loan of 17.6 million yuan to a local flour production company to address its funding gap during the summer harvest [2] Group 3 - Rural small and medium-sized banks play a crucial role in supporting agriculture by delivering financial services directly to farmers [3] - Innovative loan processes, such as "village credit + online lending," are being implemented to simplify access to financing for large-scale farmers [3] - A stable financial service system is essential for ensuring that key agricultural activities, such as collection, sowing, and fertilization, are not hindered by funding shortages [3]
深耕供应链金融 赋能产业协同发展
Jin Rong Shi Bao· 2025-05-21 01:40
轰鸣的车间,机械手精准抓取零件组装成崭新设备;热闹的商业街,小餐馆飘出饭菜香,老板麻利地给 外卖骑手递上打包盒——这些鲜活的生产和交易场景,就是实体经济发展生动的写照。 实体经济是经济发展的根基,关乎就业民生与技术创新,从田间耕作到工厂生产,支撑着社会运转与国 家发展。 金融是国民经济的血脉。今年3月,国务院办公厅印发《关于做好金融"五篇大文章"的指导意见》指 出,"坚持金融服务实体经济的根本宗旨""提升金融服务能力,优化资金供给结构,切实加强对重大战 略、重点领域和薄弱环节的优质金融服务"。 如何更好地服务实体经济?当下,供应链金融在促进产业与金融的良性循环、助力金融资源精准流向实 体企业、缓解中小企业融资压力方面起到重要作用。 那么,信托公司是否可以开展供应链金融相关业务?信托公司开展了哪些实践? 发挥独特优势 近日,中国人民银行联合金融监管总局、最高人民法院、国家发展改革委、商务部、市场监管总局共同 印发《关于规范供应链金融业务引导供应链信息服务机构更好服务中小企业融资有关事宜的通知》,旨 在强化供应链金融业务规范,提升金融服务实体经济质效。 在业内专家看来,除了为供应链上企业提供服务,供应链金融还将推 ...
“一根甘蔗两头甜” 建行云南文山分行金融活水滋润蔗业上下游
Zheng Quan Ri Bao Zhi Sheng· 2025-04-28 06:45
本报记者 余连斌 谷雨时节,云南省文山壮族苗族自治州富宁县归朝镇蔗苗如海,翠绿的蔗叶在阳光下泛着油光。 "在'银行+核心企业+农户'供应链模式驱动下,金融活水精准滴灌、产业价值层层转化的良性循环已然 形成。富宁县蔗糖产业综合产值较三年前增长40%,带动涵盖富宁13个乡镇和周边县域近5万户农户人 均增收超8500元。甘蔗尾梢等副产品加工项目,更是让每亩增收300元,全县甘蔗产业总产值超4.4亿 元。"建行文山分行相关负责人向记者介绍称。 站在富宁县糖厂观景台眺望,满载甘蔗的货车一辆接一辆。这条被金融活水滋润的"甜蜜"产业链正将边 陲小城的资源优势迅速转化,"一根甘蔗两头甜"的故事仍在延续。 "今年春耕时,建行文山分行提供了20万元'蔗农贷',让我及时换了新品种和滴灌设备,现在苗情比去 年好三成。"正在查看甘蔗长势的蔗农黄文强,一边擦拭额头的汗珠,一边高兴地对《农村金融时报》 记者说。 在往年的春耕时节,归朝镇蔗农常因缺乏抵押物而陷入融资困境。建行云南省分行深入实地走访调研 后,创新推出"蔗农贷"信用产品,依托农业大数据和云南富宁湘桂糖业有限公司等龙头企业建立风控模 型,将甘蔗种植面积、收购订单数据、年产值收入等 ...