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乐山市商业银行:深耕区域协同发展 聚力金融“五篇大文章”
Sou Hu Cai Jing· 2025-11-24 12:18
Core Viewpoint - Leshan Commercial Bank is committed to integrating national strategies with its own high-quality development, focusing on serving the real economy and contributing to regional economic growth through the implementation of the "five major articles" in finance [1][7]. Group 1: Strategic Integration - The bank actively aligns with the Chengdu-Chongqing economic circle, developing special plans and enhancing policy support to accelerate major project implementation [2]. - It promotes deep cooperation with local governments and key enterprises to facilitate high-quality regional economic development [2]. - The bank employs a "dual-chain" strategy focusing on both government and industry to strengthen its financial services in key areas [2]. Group 2: New Growth Drivers - The bank targets five major industry clusters: modern agriculture, modern manufacturing, modern services, cultural tourism, and digital economy, conducting regular initiatives to support these sectors [3]. - It implements a project management model that ensures efficient collaboration between banks and enterprises throughout the project lifecycle [3]. Group 3: Financial Innovation - The bank has established a technology-focused financial service system, launching products like "Science and Technology Enterprise Loan" and "Innovation Credit Loan" to support local tech companies [4]. - It actively develops green finance products, including green loans and bonds, and has issued the first carbon emission rights pledge loan in Sichuan province [4]. - The bank has introduced innovative financing solutions for environmental and clean energy projects, significantly reducing financing costs [4]. Group 4: Inclusive Finance - The bank emphasizes inclusive finance, focusing on rural revitalization and enhancing financial support for key assistance counties [5]. - It has developed new financing models to address the challenges faced by agricultural enterprises and improved online services for small and micro enterprises [5]. - The bank is enhancing services for the elderly, establishing senior-friendly service points and promoting financial literacy among older clients [5]. Group 5: Digital Transformation - The bank is advancing its digital transformation by optimizing processes and integrating technology into its operations, aiming to create a comprehensive digital financial service system [5]. - It has initiated key digital projects across various sectors, including retail and risk control, to improve service quality and efficiency [5].
点绿成“金”
Jin Rong Shi Bao· 2025-08-08 07:55
每年四五月份,寄生于梭梭根部的肉苁蓉到了采收季。肉苁蓉可加工后食用或制成药材,是当地村民的收入 来源之一。图为村民正在采收肉苁蓉。 聚焦协同创新 贷动"减碳增绿" 中国人民银行白银市分行联合白银市高新区建立了绿色金融支持减污降碳协同创新项目库,共梳理了18个减 污降碳项目。以此为基础,该行组织召开了全市绿色金融支持减污降碳协同创新试点推进会,积极向金融机构推 介减污降碳项目,引导甘肃银行白银分行向宏源开发有限公司投放贷款5.86亿元,用于水质净化及污水处理。农 业银行白银分行完成118万千瓦抽水蓄能电站项目的全额授信审批,投放贷款2743.45万元。中国银行白银分行支 持白银公司"光伏+废石场"项目建设,共计投放3.6亿元中长期固定资产贷款,利率3.2%,期限20年。农发行白银 市分行探索"争取竞争性利率安排""争取集团整体优惠"等措施,成功投放贷款6022万元,支持上沙沃驼水4.5万千 瓦牧光互补光伏发电项目建设。 截至目前,白银市金融机构为白银发展投新能源有限公司、中电建新能源公司等多家新能源企业批复项目贷 款36.79亿元。中国人民银行白银市分行累计发放碳减排支持工具贷款3笔1.91亿元,引导金融机构有 ...
兴业银行哈尔滨分行:向绿而兴,以创新实践书写龙江生态经济新篇章
Group 1 - The core viewpoint of the articles emphasizes the role of the Harbin branch of Industrial Bank in promoting green finance and supporting the construction of a "Green Longjiang" through innovative financial services [1][2][3] Group 2 - The Harbin branch has successfully launched the first carbon emission rights pledge loan in Heilongjiang province, activating dormant carbon assets and facilitating green project financing [1] - The bank has introduced innovative loan products such as the first "carbon emission dual control linked" loan in Northeast China and the first "CCER project approval and verification dual-linked loan" nationwide, aligning financial services with emission reduction outcomes [1] - As of the end of May, green loans accounted for 38.73% of the bank's total loans, ranking first in the province and acting as a "booster" for the green transformation of the real economy [2] Group 3 - The bank is committed to long-termism by enhancing investments in clean energy and environmental protection while strengthening climate risk management and environmental information disclosure [3] - It has established a government-enterprise-bank cooperation platform to share experiences in applying green finance standards and guide more social capital towards green industries [3] - The bank also engages in intellectual empowerment by conducting research on green finance, with several achievements recognized by the provincial financial association, contributing to the revision of standards for "green organic agriculture" [3]