Core Viewpoint - The Liaoning Provincial Government, in collaboration with the People's Bank of China Liaoning Branch and 12 other departments, has introduced measures to accelerate technological financial innovation to support the construction of a strong technological province, outlining 20 specific initiatives across seven areas including monetary credit, capital markets, venture capital, technology insurance, and financing guarantees [1][3]. Group 1: Financial Support Measures - The measures aim to utilize monetary policy tools to provide precise services to technology enterprises, enhancing the guiding and supporting role of monetary credit [3]. - Initiatives include promoting intellectual property pledge loans, increasing the scale of "Sci-Tech Innovation Loans" for agriculture and small enterprises, and expanding the "Sci-Tech Bill" program to offer diversified financing services [3]. - Banks are encouraged to establish specialized departments for technology finance and develop a comprehensive service platform for innovative technology enterprises [3]. Group 2: Capital Market Development - The measures support technology enterprises in listing and financing, establishing a "reserve enterprise library" for tiered and categorized cultivation and guidance [3]. - Development of regional equity markets and the establishment of special boards for "gazelle" and "unicorn" companies are also included, along with enhanced promotion of technology innovation bonds [3]. Group 3: Venture Capital and Insurance - The measures guide venture capital to invest early, in small amounts, for the long term, and in hard technology, emphasizing its role in supporting technological innovation and industrial transformation [3]. - There is an exploration of joint guarantee models to strengthen insurance support, positioning technology insurance as a key stabilizer for technological innovation [3]. Group 4: Future Initiatives - A coordinated mechanism for technology finance will be established to accelerate the implementation of core platforms and mechanisms, along with policy interpretation and case promotion [4]. - High-profile technology finance summits and forums will be organized to invite renowned financial institutions, experts, and enterprises, creating a platform for exchange and cooperation [4]. - The goal is to establish a diversified, relay-style technology finance service model in Liaoning, fostering a favorable ecosystem for financial support of technological innovation [4].

Mechanism Driven - The People's Bank of China Jinzhong Branch has established a "Financial+" dual-line coordination mechanism to integrate resources effectively, coordinating with 10 local governments and various industry departments [1] - A special action plan titled "Four-Wheel Drive to Build a New High Ground for Technology Finance in Jinzhong" has been jointly issued to enhance policy synergy [1] - The establishment of a hosting bank mechanism has been implemented, designating local Agricultural Bank and Construction Bank as the main banks for technology finance [1] Tool Driven - The bank has implemented policies for re-loans for technological innovation and technical transformation, resulting in a loan issuance of 290 million yuan, ranking second in the province [2] - A special quota for re-loans aimed at supporting agriculture and small enterprises has been utilized, with a total of 88 million yuan issued in the first half of the year [2] - The average interest rate for technology loans in the city is 4.02%, which is 0.26% lower than the average interest rate for corporate loans [2] Innovation Driven - The first provincial technology finance product "electronic book" has been compiled, detailing financial products and services for different stages of technology enterprises [3] - A "combination loan" financing model has been innovated to cater to technology enterprises lacking collateral, offering tailored financial packages [3] - A new credit evaluation model has been introduced, utilizing the "Star Light STAR" tool to assess technology enterprises without collateral [3] Service Driven - A policy promotion platform has been established to enhance communication between banks and enterprises, involving various industry departments [4] - An information sharing platform and whitelist system have been created, including 356 quality enterprises and projects [4] - Monthly meetings and online/offline matchmaking events have been organized, resulting in 192 enterprises reaching cooperation intentions with banks, totaling a signed amount of 2.083 billion yuan [4]