陕西省保险行业协会相关负责人表示，2025年，陕西财产险与人身险市场协同稳健发展。从财产险 市场发展情况来看，2025年累计实现保费收入357.33亿元，同比增长1.41%。其中，机车险累计保费收 入225.62亿元，同比增长2.7%，提供风险保障29.33万亿元。科技保险为科技研发、成果转化、知识产 权风险及科技企业主体等提供风险保障1.48万亿元；绿色保险为环境污染风险、绿色产业、绿色生活等 方面提供风险保障约9.17万亿元；普惠型家财险"秦家保"推广至全省，全国首个政策性科技保险"秦科 保"成功落地。2025年财产险行业累计赔付支出237.49亿元，其中，机车险赔付支出152.07亿元、短期健 康险赔付支出30.35亿元、农业险赔付支出25.16亿元、责任险赔付支出10.67亿元。 从人身险市场发展情况来看，2025年累计实现保费收入1054.33亿元，同比增长7.38%。2025年人身 险行业累计赔付支出336.15亿元，同比增长13.63%。其中，满期给付178.02亿元，较去年同期增加20.43 亿元；年金给付90.41亿元，较去年同期增加23.45亿元。普惠型健康险"陕西全民健康保"持续升级优 ...

Core Points - The launch of the "Qin Family Insurance" marks a significant step for Shaanxi in building a multi-level family risk protection system and promoting inclusive insurance services [1][2] - The project is a key product of the Shaanxi financial system's efforts to implement supply-side structural reforms and enhance social governance [1] - "Qin Family Insurance" is a collaborative effort among 19 provincial property insurance companies, providing standardized risk protection for residents [1][2] Industry Impact - The initiative aims to channel financial resources towards social welfare, enhancing the sense of security and well-being among the public [1] - The project has been successfully piloted in Xi'an for two years, demonstrating positive outcomes before its provincial rollout [1] - A strategic cooperation agreement was signed with the Xi'an Property Management Industry Association to promote insurance services within communities [2] Financial Contributions - The "Qin Family Insurance" alliance donated insurance coverage worth 87.3 million yuan to support advanced party members and families in need in the community [2]