Group 1 - The article outlines the diverse investment preferences of different age groups in China during the recent holiday period, highlighting how these preferences evolve with age and life stages [1][6] - Z Generation investors prefer low-threshold, flexible, and engaging investment options, often starting with small amounts and exploring new investment avenues [2][3] - Middle-aged investors focus on balancing returns and risk, seeking stable asset growth to meet family financial responsibilities, with a tendency towards active asset management [4][5] - The elderly prioritize capital preservation and retirement planning, favoring traditional, low-risk investment products such as government bonds and fixed deposits [6] Group 2 - Z Generation investors typically allocate small amounts, such as 500 yuan monthly, into popular themes like liquor and AI, and they are drawn to innovative financial products [2][3] - Middle-aged investors often maintain a balanced portfolio, with allocations such as 30% in stock funds and 40% in fixed-income products, reflecting a cautious yet proactive approach [4][5] - Elderly investors show a strong preference for safety and simplicity in their investments, often seeking advice on pension products and focusing on guaranteed returns [6]

Core Insights - The Northern Big Data Trading Center (referred to as "Beishu") has officially launched a points data trading section, enhancing its platform capabilities and driving innovation in the national data factor market [1] Group 1: Innovative Model - Beishu has developed the first domestic trading platform for consumer points data, named "Shufen Tong," utilizing cutting-edge technologies such as blockchain and smart contracts [2] - The platform allows users to freely transfer idle points through a "real consumption + smart listing" model, ensuring transparent and trustworthy transactions, thus creating a virtuous cycle of "consumption - points - trading - re-consumption - data value enhancement" [2] - The brand "Jindian Yichong," operated by Beijing Jindian Chuangzhi Technology Co., Ltd., is the first practitioner of this cycle, focusing on building a nationwide intelligent charging network for electric bicycles and cars, serving over 1.4 million customers [2] - The trading volume of "source power value" has exceeded 80,000, demonstrating market vitality in the circulation of consumer data [2] Group 2: Ecological Collaboration - Beishu plans to collaborate with operators, financial institutions, and consumer merchants to deeply integrate points trading with derived services from consumer data [3] - By activating points circulation, high-value data products such as consumer behavior analysis and regional consumption trend forecasting will be developed to empower precise decision-making for enterprises [3] - Beishu aims to expand multi-industry cooperation and explore innovative scenarios for points consumption data applications and data trusts, establishing a unified national market for consumer data [3] - The company is committed to contributing to the construction of a digital China with its "Tianjin solution" by leveraging technology and compliance for high-quality development [3]