在全面推进乡村振兴的时代背景下，如何深度挖掘农业的多种功能、开发乡村的多元价值，实现农业绿 色转型与农民持续增收的"双赢"，是当前面临的核心课题。作为一家长期扎根农村、服务小微主体的综 合助农机构，中和农信以其独特的商业模式与实践，为这一课题提供了富有启示的答案。通过构建一个 融合生产、生活、生态与金融的综合性服务平台，中和农信不仅助力守护国家的"米袋子"、"菜篮子"， 更积极拓展乡村价值新边界，在实践中稳步兑现"让农业高效绿色，让农户省心增收"的承诺。 传统的农业服务往往聚焦于生产环节，而中和农信则率先突破了这一局限，致力于打造一个服务农民生 产、生活和促进农村生态发展的综合平台。其服务网络广泛覆盖农业生产、农村生活服务及清洁能源 (如分布式光伏)等多个领域。这意味着，中和农信服务的农户，不仅能获得专业的种植、养殖技术指导 以提升"生产价值"，还能便捷地获取发展所需的其它支持，同时也能享受到可靠的生活用品供应及清洁 能源服务，这直接提升了乡村的"生活价值"与"生态价值"。截至2024年末，其平台已累计服务近480万 名客户，其中约300万名使用过农业生产或生活服务，这充分证明了其对乡村多元化需求的有效响应和 ...

Core Insights - The article highlights the contrasting experiences of independent developers in the AGI era, showcasing both the struggles of many and the successes of a few [2][11]. Group 1: Independent Developer Landscape - Independent developers are defined as individuals or small teams creating software, applications, games, or other digital products without affiliation to large companies [4]. - The emergence of AGI is reshaping the competitive landscape, lowering the technical barriers for becoming a full-stack developer [3]. - Approximately 13.7% of Chinese developers are active as independent developers, indicating a growing trend towards independent creation [2]. Group 2: Revenue Models and Challenges - Independent developers have diversified their income sources, moving away from traditional employment to flexible revenue streams [6]. - The primary revenue sources for independent developers include technical services, application sales, knowledge monetization, and open-source contributions [7]. - Despite the potential for diverse income, the reality is harsh, with only about 20% of independent developers achieving stable income levels comparable to urban salaries [10]. Group 3: Market Dynamics and Income Disparities - The market for independent developers is highly polarized, with the top 10% capturing 90% of the funding, leading to a "winner-takes-all" scenario [17]. - A significant portion of new games released on platforms like Steam earn less than $100, reflecting a challenging environment for many developers [15]. - In 2025, 40% of over 15,000 new games on Steam generated total revenues below $100, indicating a decline in profitability for independent developers [15]. Group 4: Support Systems and Community Building - There is a growing desire among independent developers for connection and support systems to navigate the challenges they face [20]. - Initiatives like the AI OPC service plan and physical community spaces are emerging to support independent developers and foster collaboration [22]. - The upcoming AGI era international digital nomad development seminar aims to address the needs of independent developers and promote community building [22].