贷款重点支持竹林合作社、家庭林场、国有林场等从事竹林可持续经营的主体；竹材初加工企业、竹纤 维生产企业等；生产各类＂以竹代塑＂产品的竹加工企业；从事＂以竹代塑＂技术、工艺、设备研发的 科研机构和创新企业；＂以竹代塑＂产品销售平台、回收利用企业等。生态环境、经营管理、财务信 用、发展潜力评级权重分别为40%、30%、15%和15%。 竹源贷贷款额度根据竹林面积和经营计划确定，单户最高500万元。最长10年；竹链贷贷款额度规定， 小型企业最高300万元，中型企业最高500万元，大型企业最高1000万元。最长5年；竹创贷贷款额度规 定，一般项目最高500万元，重点项目最高1000万元。最长5年。 此笔贷款的落地实现了经济效益与生态效益的双赢。 江西未家竹文化科技有限公司日前获得资溪农商银行发放的490万元贷款。不同的是，这是江西省首 笔"以竹代塑"生物多样性挂钩贷款，标志着该省生物多样性金融标准试点取得实质性突破。 第一财经记者从资溪县金融管理部门了解到，与传统信贷审批不同，此笔贷款最大亮点在于构建了生物 多样性评级体系，对＂以竹代塑＂融资主体进行产业链生物多样性综合评级，将生态环境评级、产业体 系建设纳入企业综合 ...

Core Insights - The balance of loans to the private economy in Guizhou Province reached 908.27 billion yuan as of the end of September, with a year-on-year growth of 5.30%, surpassing the growth rate of total loans by 1.32 percentage points [1] - The average interest rate for newly issued corporate loans from January to September was 3.60%, a decrease of 0.42 percentage points compared to the previous year [1] Group 1 - The People's Bank of China Guizhou Branch has established a long-term mechanism to enhance financial support for the private economy, focusing on creating an environment that encourages lending [1] - The bank has organized 20 financial institutions in Guizhou to participate in a national credit information sharing platform, enabling continuous and dynamic analysis of enterprises' operational and financial conditions [1] - As of the end of September, over 3,500 loans amounting to more than 10 billion yuan were issued through the platform, with nearly 90% of these being inclusive small and micro loans [1] Group 2 - The promotion of a unified registration and public announcement system for movable property financing and accounts receivable financing service platforms has been ongoing, with a focus on key and characteristic industries [2] - Since 2021, the unified registration system has recorded 107,300 new registrations and 476,400 queries, while the accounts receivable financing platform has facilitated 12,900 financing transactions totaling 510.76 billion yuan, with 85.70% of the financing going to small and micro enterprises [2] - The People's Bank has increased support for private enterprises through agricultural and small business re-loans and rediscounting, with a total balance of 82.71 billion yuan in re-loans and rediscounts by the end of September [2]

Core Insights - The average weighted interest rate for new corporate loans in Guizhou Province from January to July this year is 3.64%, a decrease of 0.45 percentage points year-on-year [1] - The People's Bank of China Guizhou Branch has been actively optimizing financial resource allocation for the private economy, with a focus on enhancing financial support and service levels [1] - By the end of July, the balance of re-loans and rediscounts for supporting agriculture and small enterprises in Guizhou reached 78.255 billion, achieving full policy coverage across 88 counties [1] Financial Support for Private Economy - The balance of loans for the private economy in Guizhou reached 905.124 billion, reflecting a year-on-year growth of 6.16%, which is 0.96 percentage points higher than the growth rate of total loans during the same period [1] - The Guizhou Branch of the People's Bank has established a national credit information sharing platform for small and micro enterprises, involving 20 financial institutions in Guizhou for pilot usage [1] - As of the end of July, pilot financial institutions issued over 1,600 loans through the platform, amounting to over 4 billion, with nearly 90% of these being inclusive small and micro loans and over half being credit loans [1] Financing Channels for Private Enterprises - The province has been expanding financing channels for private enterprises by promoting a unified registration and public announcement system for movable property financing and accounts receivable financing service platforms [2] - Since 2021, the unified registration system has recorded 101,000 new registrations and 444,500 queries, with 1,926 registered users [2] - The accounts receivable financing service platform has facilitated 12,300 new financing transactions, amounting to 487.114 billion, with small and micro enterprises accounting for 85.74% of the financing amount [2]