白蕉海鲈。 珠海农商银行提供最高500万元、期限最长三年的专项贷款，执行优惠利率，并开通绿色审批通道。粤 财普惠担保提供"见贷即保"服务，破解抵押物不足难题。平安产险则叠加养殖险与价格指数险，建立自 然灾害与市场波动双重保障。此外，市区财政共担70%保费的保险补贴政策，将优先覆盖"美丽鱼塘 贷"用户。 党的二十大代表、养殖户梁美容在现场感慨，这一体系让农户真正实现"敢养、能养、养好"，从资金、 订单到风险都有了保障，发展产业更有底气。 南都讯 记者李洁琼 长期以来因"融资缺抵押、经营怕风险、扩大缺底气"而发展受限的珠海白蕉海鲈产 业，迎来破局关键举措。 2月4日下午，白蕉海鲈产业"政企银保担"五位一体供应链金融体系在中国（珠海）白蕉海鲈产业示范园 正式落地。该体系通过国企托底收购、银行专项信贷、政策性担保、保险双重兜底及政策协同，构建全 链条金融闭环，直击养殖户痛点，为百亿级产业注入新动能。 签约现场。 作为国家地理标志产品，白蕉海鲈年产量占全国六成，是珠海农业的"金字招牌"。然而，中小养殖户常 面临养殖成本高、融资难、抗风险能力弱等困境。斗门区委常委、宣传部部长李丛表示，白蕉海鲈产业 事关农民增收与农村稳定 ...

Core Viewpoint - Zhuhai Rural Commercial Bank has launched the "Chinese White Dolphin" themed debit card, integrating the city's mascot into a financial product to celebrate the 45th anniversary of the special economic zone [3][4]. Financial Vehicle: Cultural Integration - The issuance of the themed card coincides with significant anniversaries for both the city and the bank, serving not only as a payment tool but also as a medium for cultural dissemination [4]. - The card features three series: "Dolphin Wealth," "Dolphin Blessing," and "Dolphin Luck," showcasing the dolphin's dynamic form and incorporating iconic local architecture [3][4]. Growth Trajectory: Local Banking Evolution - Zhuhai Rural Commercial Bank's history dates back to 1952, evolving from a credit cooperative to a significant local bank with assets exceeding 100 billion yuan [10][12]. - The bank has consistently focused on serving agriculture and small to medium enterprises, introducing innovative financial products tailored to local needs [12]. Future Vision: Empowering Urban Development - The bank aims to transition from merely providing financial services to becoming a partner in urban development, enhancing support for local industries and small businesses [13][15]. - Plans include deepening cultural and ecological financial innovations, exemplified by the themed card, to bridge ecological protection and urban culture [15][18].