作为此次公益行动的创新内核，"苏银善源公益1期"打破传统公益的单向捐赠模式，首次实现理财投资 与慈善救助的深度闭环融合。据苏银理财产品研发负责人介绍，该公益理财产品在设计之初便植入"社 会责任"基因，投资者购买产品后，可自愿将产品实际收益率超过业绩比较基准的部分，委托苏银理财 全额捐赠至南京市慈善总会。这些善款将专项用于南京儿童医院血液肿瘤科贫困家庭白血病患儿维持治 疗期随访项目，形成"投资增值—自愿捐赠—精准救助"的良性循环。 为确保救助精准高效，项目建立了分层分类资助与全流程服务体系。针对常规化疗后进入维持治疗期的 患儿每月提供300元资助，合并严重感染、器官损伤等并发症的重症患儿资助标准提高至每月600元，资 助对象覆盖低保家庭、特困供养家庭、支出型困难家庭等5类重点群体。除医疗费用补贴外，项目还提 供免费线上问诊、用药指导、复查提醒等健康管理服务。 活动现场，捐赠方代表向南京市儿童医院转交了首笔善款。南京市儿童医院相关科室负责人介绍，该笔 资金将定向用于患儿临床核心治疗及长期随访监测、康复护理指导、并发症管理等关键环节，为患儿战 胜病魔筑牢保障。 □ 本报记者詹超 11月20日，苏银理财联合多方打造的 ...

Regulatory and Industry Dynamics - The Ministry of Finance and the State Taxation Administration announced that starting from August 8, 2025, interest income from newly issued government bonds, local government bonds, and financial bonds will be subject to a 3% value-added tax (VAT) [3][7] - As of August 3, 2025, 43 out of 46 public equity bank wealth management products have positive annualized returns this year, with 17 products exceeding 10% [3][8] - Ningyin Wealth Management has actively participated in IPO offline subscriptions, engaging in three instances within ten days [3][9][10] - Su Yin Wealth Management launched a "Wealth Management + Charity" product, directing excess returns to support leukemia patients from low-income families [3][11] Yield Performance - For the week of July 28 to August 3, 2025, cash management products recorded a 7-day annualized yield of 1.38%, up 3 basis points from the previous week [3][13] - The bond market sentiment improved due to multiple factors, including sustained liquidity support from the central bank and favorable outcomes from political meetings and US-China tariff negotiations [3][17] - The 10-year government bond yield decreased by 3 basis points to 1.70%, while credit spreads continued to widen but at a slower pace [3][17] Net Value Tracking - The net value ratio of bank wealth management products was 2.22%, an increase of 0.17 percentage points week-on-week, with credit spreads widening by 1.28 basis points [3][20] - The relationship between net value ratios and credit spreads is generally positive, indicating potential redemption pressure when net value ratios exceed 5% [3][20]