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金融“活水”精准赋能 护航深圳民企及上市公司高质量发展
Nan Fang Du Shi Bao· 2025-06-26 23:12
深圳,是中国民营经济的璀璨明珠,亦是上市公司聚集的创新高地。这些充满活力的市场主体,是深圳 经济的根基与命脉,其高质量发展离不开金融力量的深度赋能。 在现代供应链领域,该行展现了"以点带链"的深度服务能力。深圳某集团作为连续9年位居全国第一的 冻肉进口商,其业务模式横跨代理采购、进口通关等多个复杂环节,对资金流效率要求极高。江苏银行 深圳分行在深入理解其商业模式后,并未局限于服务深圳某集团本身,而是创新推出"分期通"产品,为 其下游46户经销商提供了超13亿元的授信额度,用于支付采购货款。这一举措不仅盘活了整个产业链, 更是对深圳这一贸易及民生消费重镇产业生态的有力支持。 而在战略性新兴产业领域,该行同样展现出紧跟政策、引领创新的前瞻性。为响应"双碳"目标,该行积 极打造"绿色+"系列融资模式。在深圳市推出企业碳账户评级体系后,该行迅速响应,并成功落地了全 市首笔"降碳贷"业务。该行依据一家环保科技公司营收微涨、碳排放总量却下降40%的优异碳评级表 现,给予其贷款定价优惠,以市场化的金融创新,精准激励了企业的绿色低碳转型。 这一系列精准施策的成功,离不开江苏银行深圳分行在背后构建的一套完整、专业的服务体系。 ...
江苏银行徐州分行:融创美好生活 彰显责任担当
Sou Hu Cai Jing· 2025-04-28 03:31
Core Viewpoint - Jiangsu Bank's Xuzhou branch is committed to high-quality financial services to support the modernization of Xuzhou, achieving a total financing balance of nearly 120 billion yuan as of the end of March, maintaining a leading position in the industry [1] Group 1: Service to the Real Economy - The bank integrates itself into local development, aiming to be a "good student" in policy execution, regulatory compliance, and market performance [2] - It has implemented a three-year action plan to support the high-quality development of the manufacturing industry, focusing on smart and digital transformation, with manufacturing loans ranking first in the city [2] - The "Suyin e-chain" financial service system addresses supply chain challenges, with a supply chain loan balance exceeding 2.5 billion yuan [2] - The bank has created the "Suyin Financial Steward" platform to provide integrated and intelligent services for enterprises, enhancing efficiency in financial and operational processes [2] Group 2: Green Finance Initiatives - Jiangsu Bank has optimized its "Suyin Green Finance" service model, achieving intelligent recognition of green business and automatic measurement of environmental benefits [4] - By the end of 2024, the bank's green investment and financing scale is expected to exceed 550 billion yuan, with green loans ranking among the top in 21 commercial banks directly managed by the central bank [4] - The bank has launched various green financing products, with green credit exceeding 20 billion yuan and a growth rate of 24.2% [4] Group 3: Support for Small and Micro Enterprises - Since launching its first online loan product for small and micro enterprises in 2015, the bank has continuously explored financing channels and introduced innovative products [5] - As of the end of March, the bank's inclusive finance loan balance reached nearly 10 billion yuan, earning recognition as an advanced unit in inclusive financial services [5] Group 4: Comprehensive Financial Services - The bank has developed a multifunctional mobile banking app to meet diverse financial and non-financial needs, with over 1.25 million users as of the end of March [8] - It has upgraded its pension financial services and created a dedicated product system for elderly clients, with over 60,000 personal pension accounts established [8] - The bank is actively promoting consumption through various loan products and initiatives, enhancing the quality of life for the public [8] Group 5: Digital Transformation - The bank leverages advanced technologies such as big data and artificial intelligence to innovate its product offerings, launching products like "Suyin e-chain" and "Sui e-loan" [9] - It supports nearly 1,000 technology innovation enterprises, with a technology loan balance of nearly 10 billion yuan [9] - The bank has introduced a "Talent Service Toolbox" to provide comprehensive support for talent development, optimizing services for technology enterprises throughout their lifecycle [9]