5月15日，记者从市发展改革委获悉，截至4月底，自贡市金融机构已为7520户小微企业发放贷款126.4 亿元，其中普惠小微贷款占比达70.3%。 "小微企业是经济发展的'毛细血管'，是创新创造的'活力源泉'，是促进就业、改善民生的重要力 量。"市发展改革委相关负责人介绍，"我委积极落实市委、市政府决策部署，牵头建立小微企业融资协 调工作机制，组织各区县累计走访市场主体19.2万户，搭建起政银企沟通'连心桥'，千方百计帮助小微 企业纾困解难，引导信贷资金'精准滴灌'，推动小微企业金融服务工作取得积极进展。" 何源杰 自贡融媒记者 刘晓丹 据了解，自小微企业融资协调工作机制建立以来，相关区县因地制宜、精准施策，全力打通融资"堵 点"，助力小微企业融资拓面增效。其中，自流井区推动13家金融机构增设小微企业专柜，开通审批"绿 色通道"，提高审批效率，帮助729户小微企业融资25.96亿元。沿滩区创新推出"惠企政策计算器"和"金 融超市"，对小微企业"精准画像"，智能匹配适合企业的金融产品，并提供全套办理指南，帮助539户小 微企业融资14.14亿元。荣县创设"茶陶贷""陶兴贷"等创新型贷款产品，扶持茶、陶瓷产业发展， ...

Core Viewpoint - The financial support from local banks and the People's Bank of China is significantly enhancing the tea industry in Rong County, Sichuan, by providing tailored financial products and services to tea farmers and enterprises, thereby promoting rural revitalization and economic growth. Group 1: Financial Support and Innovations - The Rong County Agricultural Commercial Bank has innovated a "re-loan+" model, providing a tailored "Support for Agricultural Tea Loan" of 7.5 million yuan at an interest rate of 3.85% to meet the liquidity needs of tea enterprises [2] - As of March 2025, the Rong County Agricultural Commercial Bank has issued 75.54 million yuan in loans to tea enterprises and farmers, benefiting 49 operating entities, with an average loan interest rate 0.54 percentage points lower than the city's average [2] - The bank has also issued 69 million yuan in credit loans to tea enterprises and farmers, accounting for 66.38% of the total financing for the sector, indicating a continuous increase in this proportion [2] Group 2: Financial Products and Services - The Agricultural Bank of Rong County has launched an online credit product called "Tea Pot Loan" to support the entire tea industry chain, providing financing solutions for tea purchasing companies [3] - The Postal Savings Bank of Rong County has introduced a "Tea Industry Advantage Specialty Loan," offering credit loans up to 2 million yuan based on customer cash flow [3] - By March 2025, the loan balance for pilot enterprises under the "Financial Chain Long" system in Rong County reached 209 million yuan, a year-on-year increase of 101.93%, benefiting over 1,000 farmers [3] Group 3: Policy Implementation and Collaboration - The People's Bank of China in Zigong has established a monetary policy transmission mechanism at the county level, conducting over ten economic and financial analysis meetings and workshops to promote the "Financial Chain Long" system for the tea industry [4] - A financial support memorandum for rural revitalization has been signed with local agricultural and rural bureaus, promoting the "Financial Chain Long" system and implementing financial interaction reward policies for small and micro enterprises [4] - The Agricultural Development Bank of Rong County has provided 159 million yuan in loans to support the construction of a tea tourism integration project covering 200,000 acres, expanding income channels for farmers [4]