中新网广州5月24日电 (记者蔡敏婕)"日啖荔枝三百颗，不辞长作岭南人"。从5月中旬粤西地区的早熟荔 枝尝鲜上市，到粤东7月的晚熟荔枝，多个优质荔枝品种广东持续"上新"。 近年来，荔枝产业在金融活水的滴灌下，焕发勃勃生机。作为中国荔枝之乡，茂名市拥有连片荔枝生产 基地。为助力荔枝产业蓬勃发展，茂名市金融机构创新推出50余个涉荔信贷产品，截至今年一季度，茂 名金融机构累计为7家荔枝龙头企业提供了12笔转贷资金，为荔枝龙头企业节省短期融资费用约142万 元。 邮储银行茂名市分行针对种植大户、家庭农场、果品营销公司等不同主体需求，提供差异化信贷服务； 广发银行茂名分行立足地方特色，创新推出特色金融产品，探索出金融支持特色农业的可持续路径；农 业银行茂名分行今年挂牌成立荔枝、龙眼产业金融服务中心，为荔枝、龙眼产业客户提供一站式的金融 服务。 值得注意的是，广东金融机构之间也加强合作，整合资源，为荔枝产业提供综合金融服务。在推动荔枝 产业与电商、物流等产业融合发展过程中，金融机构共同为产业链各环节提供资金支持与风险保障，促 进荔枝产业全链条的健康发展。(完) （文章来源：中国新闻网） 针对荔枝种植周期长、投入大的特点， ...

Core Viewpoint - Guangdong's lychee industry is undergoing transformation towards scale, intelligence, and branding, supported by innovative insurance services that ensure stable production and sales [10][12]. Group 1: Industry Development - The lychee season in Guangdong starts from mid-May and can last until the end of July, with different regions contributing at various times [4][9]. - The "2025 Action Plan for Modern Agricultural Industry Clusters" aims to cultivate 20 billion-yuan-level industry clusters, including lychee, by 2025 [11]. - Guangdong insurance institutions are integrating deeply into the lychee industry chain through "insurance+" services, technology platforms, and disaster prevention systems [12][13]. Group 2: Insurance Products and Services - Insurance products tailored for lychee cultivation include various types such as planting insurance, meteorological index insurance, and quality safety liability insurance [20][22][23]. - As of April 2025, insurance coverage for lychee has reached 263,900 acres, providing risk protection amounting to 5.031 billion yuan, benefiting 24,000 farming households [25][26]. - The introduction of pest and disease insurance is crucial, as these factors significantly impact lychee yield [30][31]. Group 3: Sales and Marketing Initiatives - Insurance companies are leveraging technology and training to enhance lychee sales, including online platforms and direct sales initiatives [40][44]. - The "traceability + insurance" model has been developed to ensure quality and safety in lychee products, enhancing consumer trust [54][62]. - Collaborative efforts between insurance companies and local agricultural departments aim to improve sales channels and marketing strategies for lychee [41][49]. Group 4: Technological Integration - The establishment of smart agricultural management systems using IoT technology is being implemented to monitor environmental conditions and improve cultivation efficiency [72][74]. - The integration of big data, AI, and IoT in lychee farming is expected to enhance management efficiency and reduce labor costs [78][82]. - Training programs are being conducted to educate farmers on safe pesticide use and green cultivation techniques, promoting high-quality development in the tropical fruit industry [87][90].