消费是经济增长的持久动力,更是满足人民美好生活向往的关键载体。立足齐鲁大地消费升级与经济循 环畅通的核心需求,民生银行济南分行锚定省内经济高质量发展战略,以普惠金融纾困赋能、场景金融精 准对接、数字金融提质增效为三大支点,将金融服务深度融入消费全链条,让金融活水既润及市场"神经末 梢",又激活产业"循环动脉",为山东消费市场高质量发展注入澎湃的民生力量。 普惠筑基 消费需求的升级,呼唤金融服务与生活场景的深度融合。民生银行济南分行跳出传统信贷框架,将金融服 务嵌入养老、供应链、日常消费等多元场景,以"金融+非金融"综合服务,精准释放不同群体的消费潜力。 在银发经济领域,该行构建全方位养老金融服务体系,让老年群体的消费需求得到充分满足。网点适老化 改造全面落地,无障碍通道、防滑卫生间、"爱心驿站"等硬件设施一应俱全,绿色服务通道与陪伴式指导 让老年客户办事无忧；长辈版手机银行放大图标字体、简化功能布局,远程服务专席提供专业指导,破解 老年群体"数字鸿沟",让线上消费、生活缴费更便捷。更以"民生·悦享"品牌为纽带,联合社区、老年大学 等开展重阳节出游、书法比赛、健康大讲堂等活动,打造"悦享·康养"特色服务,在丰富 ...

精准对接，锚定需求痛点 （来源：湖南金融） 在中国人民银行湖南省分行持续引导金融机构加大普惠小微领域信贷支持的政策导向下，中国民生银行长沙分行秉持"快字当头、实字托底"的服务理念， 为某服装品牌湖南区域14家经销商精准审批信用贷款近2000万元，高效满足小微企业旺季备货的资金需求，以有温度、有速度的金融服务为实体经济注入 强劲动能，生动诠释了该行深耕普惠金融的责任担当与主动作为。 今年初，民生银行创新推出"某品牌经销商民生快贷"专项项目，为该服装品牌全国经销商提供定制化融资支持。获悉这一消息后，中国民生银行长沙分行 第一时间迅速组建专业服务团队主动走访该品牌湖南分公司，通过深度座谈全面掌握湖南区域经销商的融资诉求与经营痛点——这类贸易型小微企业普遍 缺乏合规足值抵质押物，传统融资渠道受限；同时旺季备货资金需求呈现"短、快、频、急"特征，传统线下授信审批流程难以匹配。"民生银行的服务团 队务实专业，不仅带来了贴合行业特点的创新融资方案，更结合湖南市场实际给出定制化服务建议，让我们感受到满满的诚意。"该品牌湖南分公司负责 人对该行的主动服务给予高度认可。 （来源：湖南金融） 高效审批，破解融资难题 针对经销商融资 ...

Group 1 - The core viewpoint of the articles emphasizes the efforts of the Weifang banking sector in promoting high-quality financial services to support economic development, particularly through technology finance, green finance, inclusive finance, and digital finance [1][11][30] - Weifang banks have established 14 technology branches or specialized institutions to enhance financial support for technology enterprises, resulting in significant growth in loans to high-tech and specialized small and medium-sized enterprises [3][4] - The banking sector has seen a rapid increase in green credit, with a balance of 215 billion yuan as of June 2025, reflecting a growth rate of 13.36%, which is higher than the average growth rate of other loans [11][30] Group 2 - The Weifang banking industry has implemented various financing solutions for local enterprises facing capital constraints, such as providing tailored financing plans and quick loan approvals to support production expansion [4][14][21] - The introduction of innovative financial products like "订货快贷" (Order Quick Loan) has significantly improved loan approval efficiency for small and micro enterprises, reducing processing time from weeks to minutes [22][35] - The establishment of a dedicated pension finance service team has led to a substantial increase in loans directed towards the elderly care industry, with a loan balance of 6.45 billion yuan as of mid-2025, marking a growth of 159.13% [30][32] Group 3 - The Weifang banking sector is actively enhancing digital financial services, with 27 banks implementing digital credit approval systems, resulting in a 40.92% increase in loans to the digital economy sector [34][35] - The development of a cloud platform for photovoltaic payment solutions has attracted over 40 local photovoltaic companies, facilitating efficient payment processes and addressing cash flow challenges in the industry [34] - The use of patent pledges as a financing solution has enabled high-tech companies to secure funding despite lacking traditional collateral, demonstrating the innovative approaches being adopted in the banking sector [35]