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“五全”赋能科技金融 战略驱动发展引擎 访中国民生银行党委委员、副行长石杰
Jin Rong Shi Bao· 2025-04-09 02:55
Core Viewpoint - The article emphasizes the role of financial support in advancing technological innovation and how China Minsheng Bank is aligning its services with national strategies to foster a "technology-industry-finance" cycle [1][2]. Group 1: Financial Support and Strategy - China Minsheng Bank has a loan balance for technology enterprises exceeding 420 billion yuan, with specialized loans for "specialized, refined, distinctive, and innovative" enterprises reaching 120 billion yuan [1]. - The bank has established a three-year development plan for its technology finance business, focusing on a systematic operational mechanism, intelligent platform tools, specialized product models, and comprehensive service strategies [2]. - The bank's service architecture includes a dedicated support system with a technology finance committee and specialized branches to enhance service delivery [2][3]. Group 2: Support for Innovation and Growth - Minsheng Bank is actively supporting sectors like autonomous driving and smart wearables, aiming to cultivate high-growth consumer markets and invest early in hard technology [3]. - The bank has developed a "Firefly Platform" that integrates various data sources to provide real-time digital profiles of technology enterprises, enhancing service precision [4]. - The bank tailors its services to different stages of technology enterprises, offering products like "Talent Loans" for startups and "Easy Creation Loans" for growth-stage companies [5]. Group 3: Ecosystem and Collaboration - Minsheng Bank is building a "production-finance investment ecosystem" by collaborating with enterprises, investment funds, and government agencies to enhance service offerings [6]. - The bank has over 300 partners in its ecosystem and plans to conduct nearly 100 joint roadshows in 2024 to provide comprehensive services to technology clients [6]. - The bank aims to deepen its technology finance layout in key regions such as Beijing-Tianjin-Hebei, the Yangtze River Delta, and the Guangdong-Hong Kong-Macao Greater Bay Area [6].
民生银行北京分行受邀出席2025未来科学城科创金融大会 共筑科创金融生态圈
Jin Rong Jie· 2025-04-01 11:07
据介绍,民生银行北京分行将以本次大会为契机,深化与昌平区政府、未来科学城的战略合作,重点支 持生命科学、人工智能、量子信息等前沿领域,以更高效的金融服务、更灵活的融资方案,助力北京国 际科创中心建设与全球科学小镇发展。 作为北京市科创金融服务的主力军,民生银行北京分行近年来深度布局科技金融赛道。该行设立"民生 惠""易创E贷"等适合不同场景的流动资金贷款产品,并着力打造"科技金融+N"方案,推出"科创+供应 链""科创+并购""科创+固定资产贷款"等多元化金融产品库。同时,加大政策支持力度,建立科创企业 中小评审绿色通道和差异化信贷政策。 民生银行北京分行相关负责人表示,民生银行北京分行从科创服务体系、特色金融产品、科技金融生态 打造等方面入手,积极做好"科技金融"这篇大文章,以强大的金融有力支撑科技和产业创新,用创新的 金融为新质生产力发展提供全生命周期、全方位服务,推动"科技—产业—金融"深度融合,良性循环。 2025年3月22日,"汇聚金融活水 共创新质未来——2025未来科学城科创金融大会"在北京未来科学城隆 重举行。本次大会由北京市昌平区人民政府、北京未来科学城管理委员会、北京国有资本运营管理有限 ...