Core Insights - The company reported a revenue of HKD 369 million for the six months ending September 30, 2025, representing a year-on-year increase of 36.12%. However, it recorded a loss attributable to shareholders of HKD 14.177 million, compared to a profit of HKD 1.972 million in the same period last year, indicating a shift from profit to loss [1] Group 1: Revenue Contributions - The revenue contribution primarily came from the entity and digital banking business, which saw an increase of approximately HKD 83.3 million to about HKD 90.1 million. This increase was mainly due to the financial statements of Ant Bank (Macau) being consolidated into the group's financials for the entire six-month period, compared to only about one month of consolidation in the previous year [1] - The net interest income generated from the entity and digital banking business during the six-month period was approximately HKD 20 million [1] Group 2: Digital Payment and Related Services - Revenue from digital payment and related services, including local consumer services and payment-related hardware supply, increased by approximately HKD 10.1 million to about HKD 148 million. This growth was driven by an increase in inbound travelers to Macau and promotional activities such as the "2025 Community Consumption Awards" [2] Group 3: Lottery Business - The lottery business experienced a revenue increase of approximately HKD 4.6 million to about HKD 131 million, primarily due to the resumption of instant ticket supply by the Chinese lottery regulatory authority, which boosted revenue from offline lottery sales and other comprehensive services by approximately HKD 7.2 million [2]

Core Insights - The company reported a revenue of HKD 369 million for the six months ending September 30, 2025, representing a year-on-year increase of 36.12% [1] - The company experienced a loss attributable to shareholders of HKD 14.177 million, a shift from a profit of HKD 1.972 million in the same period last year, resulting in a basic loss per share of HKD 0.123 [1] Revenue Contributions - The revenue from the entity and digital banking business increased by approximately HKD 83.3 million to about HKD 90.1 million, primarily due to the consolidation of Ant Bank (Macau) into the group's financial statements for the entire six-month period [1] - Interest income from personal and corporate customer loans, interbank deposits, and financial notes issued by the Monetary Authority of Macau contributed approximately HKD 70.8 million, along with service fees and commission income of about HKD 19.3 million [1] - The net interest income generated from the entity and digital banking business was approximately HKD 20 million during the six-month period [1] Digital Payment and Related Services - Revenue from digital payment and related services, including local consumer services and payment hardware supply, increased by approximately HKD 10.1 million to about HKD 148 million, driven by an increase in inbound travelers to Macau and promotional activities [2] - The growth in marketing technology services in Macau also contributed to the revenue increase during the six-month period [2] Lottery Business - Revenue from the lottery business increased by approximately HKD 4.6 million to about HKD 131 million, mainly due to the resumption of instant ticket supply by the Chinese lottery regulatory authority [2] - This led to an increase of approximately HKD 7.2 million in revenue from offline lottery agency services and other comprehensive services [2]

General Principles - The company establishes a system to regulate its securities investment behavior, aiming to prevent risks, enhance capital operation efficiency, and protect investor rights and company interests [1] - Securities investment includes new stock subscriptions, stock and depositary receipt investments, bond investments, fund investments, and other recognized securities investment activities [1] Investment Principles - The company must comply with national laws and regulations, focus on risk prevention, and ensure that investment scale does not affect normal operations and main business development [1] - The source of funds for securities investment must be the company's own funds, and the use of raised funds for such investments is prohibited [1] Approval Procedures - Securities investments by the company and its subsidiaries must follow strict approval procedures, with specific decision-making authority based on the investment amount relative to the company's audited net assets [2] - The board of directors and shareholders can authorize the chairman to decide on specific securities investment actions within the approved limits [2] Investment Management - The board of directors authorizes the chairman to designate personnel responsible for the operation and management of securities investments, including pre-investment analysis, ongoing management, and post-investment tracking [4] - The finance department must establish accounting methods and maintain complete accounting records for securities investments [4] Risk Control and Supervision - At least two personnel must jointly operate securities investments, ensuring separation of investment operations and fund management for mutual oversight [5] - The audit department is responsible for auditing and supervising the use of funds and the execution of securities investments, reporting findings to the audit committee of the board [5] Information Disclosure - The company must adhere to regulations regarding information management and disclosure related to securities investments, with the securities department responsible for external announcements [6] - All personnel involved in securities investments are obligated to report investment situations to the board secretary and maintain confidentiality before public disclosure [6]

Core Points - The company announced a cash dividend distribution of 0.056 CNY per share (including tax) for the fiscal year 2024, approved at the shareholders' meeting on June 10, 2025 [2][4] - The total cash dividend to be distributed amounts to approximately 318.11 million CNY (including tax), based on a total share capital of 5,680,592,806 shares [4] - A total of 293.33 million CNY (including tax) will be distributed to A-share shareholders, with 5,237,952,806 A-shares eligible for the dividend [4] Distribution Plan - The dividend distribution is applicable to all A-share shareholders registered with China Securities Depository and Clearing Corporation Limited, Shanghai Branch, as of the close of trading on the record date [3] - The distribution method involves the company issuing dividends through the clearing system of China Securities Depository and Clearing Corporation Limited, with specific arrangements for shareholders who have not completed designated trading [5] Taxation Details - For individual shareholders and securities investment funds, dividends are subject to different tax treatments based on the holding period, with a potential tax rate of 20% for holdings of one month or less, and 10% for holdings between one month and one year [7] - For Qualified Foreign Institutional Investors (QFII), a withholding tax of 10% will be applied, resulting in a net cash dividend of 0.0504 CNY per share [8][9] - The same tax treatment applies to Hong Kong investors under the Stock Connect program, with the same net cash dividend of 0.0504 CNY per share after tax [9][10]