Core Viewpoint - The article highlights the celebration of the fifth anniversary of Huahua Wealth Management, emphasizing its role as a joint venture between European asset management leader Amundi and Bank of China, and its commitment to supporting the real economy and product innovation in China's wealth management sector [1][4][8]. Group 1: Company Development and Strategy - Huahua Wealth Management was established as China's first joint venture wealth management company, leveraging the strengths of both Amundi and Bank of China to create a diversified asset allocation system and robust risk control capabilities [4][7]. - The company has developed a product system called "Global Navigation," which has gained market recognition for its cross-border investment advantages and stable returns [4][8]. - The company aims to double its asset management scale by 2025, focusing on diversification and expanding its product offerings across various asset classes [9]. Group 2: Market Opportunities and Future Outlook - The Chinese market is viewed as one of the most dynamic and promising areas for asset and wealth management, with a growing middle-income group and increasing investment maturity [7][12]. - Huahua Wealth Management is positioned to capitalize on the opportunities presented by Shanghai's development as an international financial center, aiming to be a model for high-level financial openness in China [8][12]. - The company plans to enhance its absolute return investment goals through diversified asset allocation, global investment capabilities, and strong investor engagement [14][15]. Group 3: Industry Trends and Innovations - The article discusses the shift in wealth management strategies from local to global perspectives, emphasizing the importance of cross-asset investment portfolios in response to market volatility [13][15]. - Technological innovation is identified as a key driver for the asset management industry, enabling firms to implement diversified strategies and enhance competitive advantages [15].

p s Rab p water Ma 东方汇理资管全球首席执行官Valérie Baudson指出，设立汇华理财与东方汇理资管在华长期发展的战略高度契合——我们始终将中国视为全球资产与财富管 理领域最具活力、精细度极高且前景最为广阔的市场之一。东方汇理资管始终并将持续全力以赴地深耕中国市场，并将中国作为集团的核心战略市场。中国 拥有卓越的创新能力，出色的数字化应用水平和强大的财富创造力。中国的中等收入群体不断壮大，投资主体日益成熟，政府坚定发展可持续金融，这些力 量都在塑造着行业的未来。在此背景下，无论是现在还是未来，汇华理财都是我们在华业务的关键支柱。我们将持续投入资源支持其发展，为其注入新的投 资能力、创新产品以及全球最佳实践。此外，东方汇理资管正在将其在跨境投资解决方案、养老金管理以及长期储蓄投资解决方案的全球经验引入中国。 风华起五洲，共汇赴山海。"全球视野下的财富管理"主题论坛暨汇华理财五周年庆祝活动在沪隆重举行。汇华理财有限公司是由总部位于巴黎的欧洲第一大 资管公司东方汇理资管集团和中国银行旗下全资子公司中银理财于五年前合资设立，是中国首家合资理财公司。中国银行行长张辉，东方汇理资管全球首席 执行 ...

Core Viewpoint - 汇华理财, as the first joint venture wealth management company in China, has successfully navigated market fluctuations and industry transformations over the past five years, focusing on sustainable growth rather than rapid expansion [1][3][7] Group 1: Company Development - Established in 2020, 汇华理财 quickly gained traction in a favorable market environment, marked by high deposit rates and a booming stock market, leading to a "glorious start" [3] - The company faced a challenging market adjustment period from 2022 to September 2024, characterized by increased stock market volatility and declining interest rates, with the one-year interbank certificate of deposit rate dropping to around 1.6% [3][4] - To adapt to market changes, 汇华理财 implemented a new absolute return investment framework and diversified its product offerings, achieving a "transformation" and doubling its asset management scale by 2025 [4][5] Group 2: Investment Strategy - 汇华理财's core competitive advantage lies in its unique joint venture background and precise positioning, focusing on "global allocation, diversified enhancement, and professional standing" [4][6] - The company has expanded its product offerings from solely RMB to include USD, EUR, and HKD, with notable products like "Time Friend" and "Wealth Lighthouse" achieving significant performance metrics [4][5] - In a low-interest-rate environment, 汇华理财 has successfully enhanced returns and hedged risks through a multi-asset approach, achieving a domestic fixed income annualized return exceeding the index by over 100 basis points and an equity return of 32% [5][6] Group 3: Future Outlook - Looking ahead, 汇华理财 aims to prioritize steady returns and customer reputation, avoiding blind expansion and focusing on conservative strategies during unfavorable market conditions [1][6][7] - The company plans to strengthen its absolute return capabilities, deepen global allocation, and enhance investor engagement, reflecting a commitment to long-term wealth management principles [7] - 汇华理财 is positioned to leverage its international perspective and advanced foreign experiences to drive innovation in investment solutions and comprehensive services, contributing to the development of Shanghai as an international financial center [6][7]