质量融资增信业务
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天水一案例入选全国质量融资增信典型案例
Sou Hu Cai Jing· 2025-12-23 09:09
本报讯(天水融媒记者 张文都)近日,国家市场监督管理总局发布全国质量融资增信典型案例名单, 天水市推荐的《天水市"绿色金融"助力新材料行业转型升级》案例成功入选。这一成果不仅彰显了兰州 银行天水分行在落实质量融资增信工作中的务实举措,更标志着天水市在推动质量要素与金融资源深度 融合、服务实体经济高质量发展上迈出坚实步伐。 今年以来,天水市市场监管局联合人行天水分行等部门及金融机构,积极探索构建"合作银行+优质企 业+精准授信"联动模式。针对缺乏传统抵押物但质量优势突出的企业,引导合作银行依据企业质量信 用状况,提供低门槛、低成本信贷支持,为企业开辟融资新路径。截至目前,兰州银行天水分行等12家 金融机构已为30家质量效益型企业办理融资增信业务,累计融资近16亿元,增信额度达12亿元,有效激 发市场主体提质增效、创新发展的内生动力。 此次入选的典型案例中,甘肃华建新材料股份有限公司曾面临现金流短缺制约运营、缺乏长期资本支撑 绿色转型升级的双重困境。兰州银行天水分行立足企业质量信用基础,创新融资服务模式,设计出与可 持续发展绩效指标动态挂钩的贷款方案,通过价格调节机制精准匹配企业需求。该笔1000万元贷款在不 到 ...
兴业银行成都分行落地首笔质量融资增信业务
Sou Hu Cai Jing· 2025-10-22 11:42
Group 1 - The core viewpoint of the news is the emphasis on establishing a financing and credit enhancement system that covers quality, standards, brands, and patents to support quality improvement and innovation in small and micro enterprises [1][3] - The Sichuan tea company, recognized as a top 100 enterprise in the tea industry, has achieved significant technological advancements in tea production and quality enhancement, leading to a successful application for a 10 million yuan credit loan [3] - The Chengdu branch of Industrial Bank is actively aligning with national policies to provide financial support for quality innovation, aiming to alleviate challenges such as "difficult, expensive, and slow financing" for enterprises [3] Group 2 - The financing enhancement mechanism is based on the company's 17 patents and various quality certifications, showcasing its strong quality advantages and innovation potential [3] - The initiative aims to transform intangible quality indicators into tangible financial support, thereby injecting strong momentum into the development of enterprises [1][3] - The focus on quality-leading enterprises is seen as crucial for driving technological innovation and economic growth in various industries [3]