集团 21世纪经济报道 "国收+仪 财产品近六月业绩榜 投资周期1-3个月 榜单数据说明：统计对象为理财公司发行的1-3个月（含）投资周期的公募混合类产品，同系列同投资 周期产品保留一只，统计区间为近6月，截至时间为2025年11月24日。理财产品数据来源于南财理财通 （https://newgym.sfccn.com/），股票数据来源于Wind。榜单排名由理财通AI全自动化实时排名，如您 对数据有疑问，请在文末联系助理进一步核实。 南财理财通数据显示，截至2025年11月24日，理财公司合计存续1853只1-3个月（含）期限的公募"固收 +权益"产品，近六月的平均净值涨幅为1.25%，增长排名前十的产品分别来自兴银理财、浦银理财等7 家理财公司，其中兴银理财旗下两款产品"丰利兴动多策略科技成长3个月最短持有增强型固收类理财产 品A"以及"睿利兴成锦鑫三个月持有期5号增强型固收类理财产品A"展现出较强的收益能力。 | Fi 号 | 产品名称 | 净值增 管理人 长座 | 最大回撤 | 年代渡动 湖 | 卡码比率 | | --- | --- | --- | --- | --- | --- | | | 丰利兴动多 ...

Overall Performance - The average net value growth rate of RMB "fixed income + equity" public financial products with a maturity of less than 3 months over the past six months is 1.23%, with an average maximum drawdown of 0.05% [5] - 85.58% of the products recorded positive returns in each natural month over the past six months [5] - The top three products in terms of net value growth over the past six months are: 1. Xingyin Wealth Management's "Fengli Xindong Multi-Strategy Technology Growth" with a growth rate of 7.08% 2. Ningyin Wealth Management's "Qinning Individual Stock Selection Fixed Income Daily Open 1" with a growth rate of 5.27% 3. Minsheng Wealth Management's "Guizhu Fixed Income Incremental Seasonal Earnings 90-Day Holding Period 21" with a growth rate of 4.65% [5] Highlighted Product Analysis - Xingyin Wealth Management's "Fengli Xindong Multi-Strategy Technology Growth" was established in February this year, rated R3 (medium risk), with a performance benchmark of "China Bond - New Comprehensive Full Price (1-3 years) Index Yield × 85% + ChiNext Index Yield × 10% + Current Deposit Rate × 5%" [6] - The product is based on bond assets, supplemented by public funds and cash assets, with an equity investment ratio of 1.85% as of the end of the first half of the year [6] - Ningyin Wealth Management's "Qinning Individual Stock Selection Fixed Income Daily Open 1" is rated PR3 (medium risk) and has a relatively high proportion of public fund holdings, resulting in greater net value volatility, with a maximum drawdown of 2.47% over the past six months [6] - As of the end of the first half of the year, the product's public fund holding ratio is approximately 70%, with an equity investment ratio of 16.4% [6] - The product invests in local government bonds, urban investment bonds, policy financial bond ETFs, as well as convertible bonds and exchangeable bond ETFs, with a total asset net value of less than 20 million yuan as of the end of the first half of the year [6]