Core Viewpoint - The company has established a risk management plan to effectively prevent, control, and resolve financial risks associated with its banking activities through Tianjin Tianbao Financial Company, ensuring the safety of its funds [1][2]. Group 1: Risk Management Structure - A risk management leadership group has been formed, led by the company's general manager, with members from various departments responsible for organizing risk prevention and resolution efforts [1]. - The financial management department is tasked with the specific implementation of the risk management plan, while other departments are responsible for coordinating and executing risk prevention measures [1][2]. Group 2: Risk Monitoring and Reporting - Relevant departments must enhance risk monitoring, ensuring timely information from the financial company and assessing its operational status and liquidity [2]. - A risk assessment reporting system has been established, requiring regular and ad-hoc reports to the board of directors, in compliance with legal and regulatory requirements [2][3]. Group 3: Risk Assessment and Evaluation - Before signing financial service agreements, the leadership group must evaluate the financial company's operational qualifications and risk status, submitting a risk assessment report to the board [3]. - Regular risk assessments are mandated, with at least biannual reports to the board to determine the continuation of agreements based on risk evaluations [3]. Group 4: Risk Response Procedures - The company will initiate risk response procedures if the financial company exhibits specific risk indicators, ensuring timely disclosure of relevant information [4][5]. - Upon activation of risk response procedures, the leadership group will gather detailed information from the financial company and assess the adequacy of its response measures [5]. Group 5: Post-Risk Management - After resolving sudden financial risks, the leadership group will enhance supervision of the financial company, requiring it to strengthen its financial capacity and reassess risk levels [6]. - A thorough analysis of the causes and consequences of any financial risks will be conducted to derive lessons learned, with actions taken to withdraw deposits if risks cannot be mitigated [6].

关于新疆众和股份有限公司 存款、贷款等金融业务的 专项说明 新疆众和: 关于新疆众和股份有限公司2024年度涉 及财务公司关联交易的存款、贷款等金融业务的专 项说明 索引 页码 专项说明 1-2 关于新疆众和股份有限公司 专项说明 XYZH/2025URAA3B0053 新疆众和股份有限公司 中国注册会计师： 中国 北京 二○二五年三月二十二日 编制和对外披露汇总表，并确保其真实性、准确性及完整性是新疆众和公司的责任。 我们核对了汇总表所载项目金额与我们审计新疆众和公司2024年度财务报表时新疆众 和公司提供的会计资料和经审计的财务报表的相关内容，在所有重大方面没有发现不一 致。 除对新疆众和公司2024年度财务报表执行审计以及将本专项说明后附的汇总表所 载项目金额与我们审计新疆众和公司2024年度财务报表时新疆众和公司提供的会计资 料和经审计的财务报表的相关内容进行核对外，我们没有对本专项说明后附的汇总表执 行任何附加程序。 为了更好地理解新疆众和公司2024年度涉及财务公司关联交易的存款、贷款等金融 业务情况，汇总表应当与已审计的财务报表一并阅读。 专项说明（续） XYZH/2025URAA3B0053 ...