图片来源：网络 本文主要内容编译自20VC对话栏目 在墨尔本40度高温的盛夏，Jack Zhang揉了揉酸涩的眼睛，将最后一箱柠檬搬上卡车。此时的他不会想 到，这个从每天凌晨开始搬运数千个柠檬箱的移民少年，未来会成为全球金融科技领域的颠覆者。 2025 年5月，当 Airwallex 以 62 亿美元估值完成最新一轮F轮融资时，创始人Jack Zhang 坐在全球知名 科技播客20VC伦敦的录音室，与主持人Harry Stebbings回忆起初到澳大利亚的日子。"那时我只有一个 念头，不能让生活永远停留在搬箱子的阶段。"Jack Zhang 的眼神坚毅，语速平稳，仿佛那段苦涩的青 春仍在眼前。 这个少年的逆袭之路，始于一场孤注一掷的异国冒险，却在跨境支付的荒漠中开辟出了一条新航道。今 天，钛媒体创投家首次在国内深入剖析其创始人从生活艰辛的移民少年成长为全球金融科技领军者的心 路历程，以及Airwallex如何在十年间从咖啡馆成长为估值62亿美元的独角兽。 16岁移民少年的生存之战 1985年，Jack Zhang出生在山东沿海小城，父母是银行职员，家境中产。他的直率性格与学校对顺从的 期待格格不入，16岁被送 ...

Core Insights - Airwallex has successfully completed a $300 million Series F funding round led by Square Peg, with participation from DST Global, Lone Pine Capital, Blackbird, Airtree, Salesforce Ventures, and several established pension funds. Visa Ventures also joined as a strategic investor [2]. Company Overview - Airwallex is a leading global payment and financial platform that provides modern enterprises with global payment, financial management, expense control, and embedded financial solutions. The company utilizes its self-built global financial service infrastructure to address various frictions and inconveniences in global payments and financial operations, enabling businesses of all sizes to seize new global opportunities and achieve borderless growth. Its core services include global business accounts, global acquiring, global spend management, and platform APIs, with a technological advantage that allows clients to instantly generate local accounts in over 60 countries and conduct fund transfers in more than 150 countries, significantly surpassing traditional banks in speed and efficiency [3]. Funding Utilization - The funding will assist Airwallex in further expanding its global financial service infrastructure and continuously optimizing its software platform to support businesses in achieving borderless growth. The CEO, Jack Zhang, emphasized that this financing marks a significant step in reshaping the global financial system and empowering businesses of all sizes for globalization. The funds will be used to accelerate business expansion in regions such as the Americas, Europe, the Middle East and Africa, and Latin America, while also enhancing technology and service capabilities to provide more efficient and convenient global financial services [4]. Investment Rationale - Square Peg's founder noted that Airwallex is experiencing rapid business growth, with a compound annual growth rate of over 250% in gross profit in both the Americas and Europe, the Middle East, and Africa. The company has built a robust global financial service infrastructure through direct integration with local clearing systems and card networks, along with one of the most comprehensive licensing arrangements in the fintech sector. There is confidence in Airwallex's team's exceptional execution and innovation capabilities to continue leading transformation in the global payment and financial sector, creating substantial returns for investors [4]. Market Perspective - The recent funding round for Airwallex is viewed as a significant event in the global fintech sector, reflecting the market's high recognition of its business model and technological strength. The urgent demand for digital transformation in the global payment and financial markets, coupled with supportive government policies promoting fintech innovation and development, positions Airwallex to stand out in this trend and set new benchmarks for the industry. For venture capital institutions, investing in Airwallex is not only an acknowledgment of its technological strength and market potential but also a strategic move to capitalize on the global fintech development trend. This funding represents a crucial milestone for Airwallex, providing strong support for further business expansion and competitiveness [5].