突破传统金融服务边界，深化"融资+融智"双轮驱动模式，着力构建开放协同的服务生态。对内，强化 前中后台联动，常态化走访锂电、光伏、节能环保等重点产业集群企业，积极探索"股权增值+浮动利 率"等创新合作模式；对外，深化政银担企合作，与省工信厅、市科技局、普惠担保、产投担保等签署 战略合作协议，共建科技金融服务联盟。在科技赋能自身服务方面，运用大数据技术精准画像辖区内 2.11万户科技企业，推动服务流程数字化、智能化转型。尤为值得一提的是，赣州银行开创性落地全国 首笔工业制造领域数据资产入表大额融资业务，为科技企业以数据资产质押授信2500万元，成功打通数 据要素从资源到资产再到资本的转化通道，荣获省级相关奖项，彰显了在金融科技创新应用领域的领跑 姿态。 截至2025年末，全行科技贷款余额突破314亿元，较年初新增40.9亿元，增速14.96%，显著高于全行各 项贷款平均增速，科技金融正后劲十足。这组数据的背后，正是赣州银行深入推进转型战略、变革激活 金融体系内生动力的生动写照。这一实践不仅体现了服务实体经济的责任担当，也为区域新质生产力的 培育注入了持续可靠的金融活水，逐步构建起具有赣州银行特色的科技金融服务生 ...

Core Insights - The manufacturing quality competitiveness index in Jiangxi Province reached 85.74 during the 14th Five-Year Plan period, with a product quality compliance rate of 93.35% and a public service quality satisfaction score of 80.88 [1] Group 1: Quality Improvement Initiatives - Jiangxi Province has implemented a "Quality Strong Enterprise" initiative, resulting in the appointment of 15,456 chief quality officers to enhance product quality and promote a "quality-first" development strategy [1] - The province has recognized key enterprises such as Jinko Solar and awarded nominations for the China Quality Award to two companies and two individuals [1] - A total of 1,697 enterprises have benefited from innovative financial products like "Gan Quality Loan," securing over 19.2 billion yuan in credit to support quality improvements [1] Group 2: Quality Chain Projects - The Jiangxi market regulatory authority has initiated quality chain projects to strengthen core competitiveness in key industries, aligning with the "1269" action plan for manufacturing modernization [1] - Three projects, including those in copper, electronic information, and modern furniture, have been selected as national quality chain key projects, promoting resource sharing and collaboration [1] - A total of 89 quality chain projects have been implemented, addressing 1,175 quality issues and enhancing the competitiveness of key industries [1] Group 3: Quality County Development - The province is promoting a "Quality Strong County" strategy, with 25 counties implementing tailored quality improvement plans, leading to recognition for outstanding performance [2] - Three counties have been selected as innovative pilot projects for national quality strong county development, focusing on agricultural and industrial quality enhancement [2] - The initiative aims to create regional quality development advantages through unique quality improvement activities [2] Group 4: Quality Infrastructure and Standards - Jiangxi Province has established over 1,700 public measurement standards and developed 10 national standard material specifications, enhancing the quality infrastructure [3] - The province has approved 2,462 national standards and participated in the formulation of 74 international standards, significantly impacting industry development and consumer upgrades [3] - A total of 118 one-stop service stations for quality infrastructure have been established, improving public access to quality technical services [3]

Core Insights - Since 2024, Jiangxi Province's Market Supervision Administration has integrated quality and finance, establishing a financing credit enhancement system covering quality, standards, brands, and patents [1] - As of now, a total of 19.209 billion yuan in quality financing credit enhancement loans have been issued, benefiting 1,697 enterprises, with small and micro enterprises accounting for 91.99% [1] - In October 2025, a joint initiative by four departments will launch the "Gan Quality Loan" financial product, which will create a three-tier financing credit enhancement system based on 43 elements [1] - The product will implement differentiated credit based on enterprise quality credit ratings, with a maximum loan amount of 50 million yuan [1] - Systematic assessments will quantify the quality advantages of enterprises, providing a scientific basis for financial institutions to lend accurately [1]

Core Viewpoint - The successful issuance of a 3 million yuan "Gan Quality Loan" to the award-winning company, Taihe County Huangzhi Tea Oil Development Co., Ltd., marks a significant breakthrough in financing based on quality awards in Ji'an City [1][3]. Group 1: Quality Award and Financing - The "County Mayor Quality Award" is the highest quality honor established in Taihe County, aimed at recognizing enterprises with outstanding achievements in quality management and operational performance [3]. - The implementation of the "Gan Quality Loan" financing business has transformed the "soft honor" of quality management into tangible financial support for enterprises [3][4]. - The loan provided to Taihe County Huangzhi Tea Oil Development Co., Ltd. is a credit loan that does not require physical collateral and offers favorable interest rates, alleviating the company's financial pressure during a critical period of technological upgrades [3][4]. Group 2: Role of Local Government and Financial Institutions - The Taihe County Market Supervision Bureau played a proactive role in facilitating the loan by recommending the company to the local branch of the Industrial and Commercial Bank of China, which expedited the loan approval process [4]. - The successful issuance of this loan serves as a strong demonstration of the effectiveness of the "Gan Quality Loan" policy, encouraging other enterprises to focus on quality and brand development [4][5]. - The collaboration between market supervision and financial institutions aims to replicate this successful model, allowing more enterprises with quality brands and certifications to benefit from financial support [5].

Core Viewpoint - The launch of the "Gan Zhi Dai" product aims to address the financing difficulties faced by small and micro enterprises by enhancing quality financing and credit support, thereby contributing to high-quality economic development [2][5]. Group 1: Product Launch and Strategic Cooperation - The "Gan Zhi Dai" product was officially launched during a signing ceremony in Nanchang, attended by key officials including the Deputy Governor and heads of various financial regulatory bodies [2]. - Strategic cooperation agreements were signed between the provincial market regulatory bureau and several major banks, marking the implementation of a model where quality translates into credit and credit leads to funding [4]. Group 2: Financing Support for SMEs - The "Gan Zhi Dai" product is designed to provide low-cost and efficient financing services to small and micro enterprises that prioritize quality and excellence [5]. - The product offers three tiers of loan amounts based on the quality financing credit enhancement factors of the applying enterprises, with maximum loan limits of 50 million, 30 million, and 10 million yuan respectively [5].