2026年1月2日，国内黄金市场迎来开门绿，金价普遍回落。 中国黄金足金999报价1280元/克，投资金条降至1273元/克，较前期高点有明显下降。 国际金 价同步走低，跌破4400美元关口，创下去底以来新低。 这次价格下调为观望已久的消费者提供了新的选购窗口。 2026年1月2日的价格数据显示，中国黄金足金999报价1280元/克，足金9999报价1285元/克，投资类金条报价1273元/克。 与前期高点相比，每克降价幅度 在10-30元之间。 同期黄金回收参考均价为968元/克，与售价保持合理价差。 一线黄金品牌同步调整售价，老凤祥、周大福等品牌最新售价为1363元/克，较上周下跌超过1%。 深圳地区成为价格洼地，足金999价格低至1238元/克， 吸引了不少消费者前往选购。 区域价格差异依然存在，北京地区中国黄金足金999报价1283元/克，上海为1280元/克，广州1282元/克，武汉1281元/克，成都1282元/克。 深圳地区价格 最低，为1235元/克，这与深圳作为全国黄金加工集散地的地位有关。 国际金价在2025年12月31日出现显著下跌，COMEX黄金期货价格大跌1.24%，报收于4332. ...

Group 1 - The Industrial and Commercial Bank of China (ICBC) has suspended its "Ruyi Gold" accumulation business, affecting account openings, accumulation, and physical gold withdrawal applications due to macroeconomic policy impacts [2][9] - Various specifications of physical gold bars were sold out within minutes, with reports of customers only managing to purchase a 200g gold bar valued at 185,000 yuan [2][9] - The market for gold has seen significant price increases, with the price of 999 and 9999 gold rising from 926 yuan and 936 yuan per gram to 985 yuan and 995 yuan per gram, respectively, reflecting a rise of 59 yuan per gram [11][12] Group 2 - The Ministry of Finance and the State Taxation Administration announced new tax policies for gold transactions, exempting value-added tax for certain transactions involving standard gold [7] - Other banks, such as China Construction Bank and Bank of Communications, have also adjusted their gold accumulation rules in response to market changes, with minimum investment amounts now tied to real-time gold prices [11] - The gold jewelry market is experiencing price adjustments, with brands like Chow Tai Fook increasing their prices for both jewelry and investment gold [12]

Core Insights - The Industrial and Commercial Bank of China (ICBC) has suspended its "Ruyi Gold" accumulation business, leading to a rush in purchasing physical gold bars, which sold out within minutes [1][3][6] - The first working day of the new gold tax policy has resulted in significant declines in Hong Kong-listed gold retail brands, with drops exceeding 7% for major players [2][13] Group 1: ICBC's Gold Business - ICBC announced the suspension of new applications for its Ruyi Gold accumulation business effective November 3, 2025, due to macroeconomic policy impacts and risk management requirements [3] - Following the announcement, various specifications of physical gold bars were quickly sold out, with reports of customers only managing to purchase a 200g bar valued at 185,000 yuan [1][6] Group 2: Market Reactions to Gold Tax Policy - The implementation of the new gold tax policy has led to a collective decline in the stock prices of Hong Kong gold retail brands, with notable drops of 7.31% for Lao Pu Gold, 7.69% for Chow Tai Fook, and 8.52% for Luk Fook Holdings [2][13] - Gold prices in the market have seen a significant increase, with local prices for 999 and 9999 gold rising from 926 yuan and 936 yuan per gram to 985 yuan and 995 yuan per gram, respectively, reflecting a rise of 59 yuan per gram [9]