8月28日，浦发银行召开2025年半年度业绩说明会。浦发银行行长谢伟携众高管参会，对上半年经营表 现、"数智化"战略转型最新成效等众多热点问题回应。 谢伟强调，浦发银行基本面的持续改善，充分验证了该行战略路径的正确性和发展模式的可持续性。 展望下半年，浦发银行将继续坚持以"数智化"转型为核心发展方向，并将聚焦"超级平台、超级产品、 超级系统"三大建设任务，以技术赋能业务升级。 营收净利实现"双增"，资产负债结构持续优化 上半年，浦发银行实现了营收和净利润的"双增"，经营效益与规模同步提升。财报显示，截至今年6月 末，该行实现营业收入905.59亿元，同比增长2.62%；实现归属于母公司股东的净利润297.37亿元，同 比增长10.19%。 在资产规模方面，截至今年6月末，浦发银行集团资产总额为96457.91亿元，较上年末增长1.94%；其 中，本外币贷款总额（含票据贴现）为56349.31亿元，较上年末增长4.51%。 同时，浦发银行集团负债总额为88445.39亿元，较上年末增长1.46%；其中，本外币存款总额为 55943.08亿元，较上年末增长8.71%。 除去资产规模的稳健提升，结构优化也是其一大" ...

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Sichuan Branch is committed to supporting local economic development and enhancing financial services for small and micro enterprises, agriculture, and rural revitalization, showcasing significant achievements in the first quarter of 2025 [4][5][9]. Group 1: Financial Services for Small and Micro Enterprises - ICBC Sichuan Branch has implemented a "digital + scenario" approach to provide targeted financial services, addressing the financing difficulties faced by small and micro enterprises, resulting in a total inclusive loan balance exceeding 1.4 trillion yuan [4][6]. - The branch has actively engaged in a financing coordination mechanism to facilitate connections between financial services and enterprises, ensuring efficient delivery of services [4]. Group 2: Support for Cross-Border Business - The branch has organized the "Open Chengdu" cooperation sharing event to foster communication between government and enterprises, providing comprehensive services including tax, financial, and legal support for local businesses aiming to expand internationally [5]. - ICBC Sichuan Branch has utilized its international trade financing and cross-border payment services to assist enterprises in managing foreign exchange risks and promoting digital trade [5][6]. Group 3: Empowering the Real Economy - The branch has focused on supporting manufacturing upgrades and major project constructions, injecting over 120 billion yuan in credit for 252 major projects in the Chengdu-Chongqing economic circle [7]. - ICBC Sichuan Branch has been involved in issuing bonds for key provincial enterprises and has increased its support for clean energy and environmental protection industries, with green loan balances reaching nearly 250 billion yuan [7][8]. Group 4: Enhancing Financial Services for the Elderly - The branch has expanded its elderly financial service network by 45 locations, providing tailored services and community activities to enhance the banking experience for senior citizens [8]. - ICBC Sichuan Branch has integrated digital transformation into its service model, ensuring accessibility and convenience for all customers [8]. Group 5: Rural Revitalization Initiatives - The branch has actively participated in rural revitalization efforts, addressing banking access issues for rural artisans, particularly in areas like Ganzi Prefecture [9][10]. - As of the end of the first quarter, the agricultural loan balance of ICBC Sichuan Branch exceeded 230 billion yuan, reflecting its commitment to integrating urban and rural financial services [10].