Group 1 - The global political and economic landscape is rapidly evolving since 2025, with increasing trade barriers and deep restructuring of supply chains [1] - China Everbright Bank is committed to serving the country's high-level opening-up with competitive overseas business, focusing on green finance and sustainable development [1] - In the first half of 2025, the bank's overseas institutions embedded ESG principles into the entire process of credit, investment, and risk control, achieving significant milestones in green loans and bonds [1] Group 2 - The bank actively supports high-level opening-up by aligning cross-border financial services with national strategic initiatives, such as the Guangdong-Hong Kong-Macao Greater Bay Area [2] - In the first half of 2025, the Hong Kong branch facilitated a loan of 100 million HKD for infrastructure projects, enhancing regional integration [2] - The establishment of RMB interbank accounts in multiple overseas branches has effectively expanded cross-border RMB financing channels, contributing to the internationalization of the RMB [2] Group 3 - The bank is enhancing cross-border financial service solutions to meet the needs of enterprises going abroad, focusing on key sectors like infrastructure, energy transition, and digital economy [3] - The "Sunshine Easy Exchange" product system has been improved to better cater to the financing needs of enterprises in the Belt and Road Initiative [3] - As of June 2025, the bank provided a cross-border direct loan balance of 16.14 billion CNY, with approximately 4.03 billion CNY in loans to countries along the Belt and Road [3]

Core Viewpoint - China Everbright Bank is committed to enhancing its overseas business to support the country's high-level opening-up, focusing on green finance and cross-border financial services [1][2][3] Group 1: Green Finance Initiatives - The bank plans to integrate ESG principles into its credit, investment, and risk control processes by mid-2025, with 15 green/sustainable development-linked loans amounting to 4.31 billion yuan already issued [1] - It has facilitated the issuance of 19 green bonds with a total issuance scale of 44.4 billion yuan, and has also assisted in issuing 17 sustainable development bonds, 2 climate transition financing bonds, and 1 social responsibility bond totaling 26.5 billion yuan [1] Group 2: Cross-Border Financial Services - The bank is aligning its cross-border financial services with national strategies such as the Guangdong-Hong Kong-Macao Greater Bay Area development and the Belt and Road Initiative, having issued a loan of 10 million HKD for a construction project in Hong Kong [2] - It has been recognized as an "Excellent Investor" in the Bond Connect for five consecutive years, enhancing connectivity between mainland and Hong Kong financial markets [2] - The establishment of RMB interbank accounts in five international branches has facilitated cross-border RMB transactions, with a cumulative transaction amount of 3.787 billion yuan [2] Group 3: Support for Enterprises Going Global - The bank focuses on supporting internationalization in key sectors such as infrastructure, energy transition, high-end manufacturing, and digital economy, with a cross-border direct loan balance of 16.14 billion yuan for enterprises going abroad [3] - It has developed an eight-product system under "Sunshine Easy Exchange" to enhance financing structure design capabilities and provide tailored financing solutions for outbound and export clients [3] - The bank aims to continue aligning with national strategies to solidify high-quality development of its overseas business and improve service efficiency for the real economy [3]

Core Insights - Since 2025, the global political and economic landscape has been rapidly evolving, with increasing trade barriers and a deep restructuring of supply chains. China Everbright Bank is committed to serving the country's high-level opening-up with competitive overseas business focused on financial "five major articles" [1] Group 1: Green Finance Initiatives - In the first half of 2025, Everbright Bank's overseas institutions embedded ESG principles throughout the credit, investment, and risk control processes, achieving 15 green/sustainable development-linked loans totaling 4.31 billion yuan [1] - The Hong Kong branch and Everbright International facilitated the issuance of 19 green bonds, with a total issuance scale of 44.4 billion yuan, covering the entire chain from issuance to certification and listing [1] - Everbright International also assisted in issuing 17 sustainable development bonds, 2 climate transition financing bonds, and 1 social responsibility bond, with a total issuance scale of 26.5 billion yuan, providing long-term patient capital for the green transformation of traditional industries [1] Group 2: Cross-Border Financial Services - Everbright Bank is leveraging its domestic and international synergies to support high-level opening-up, aligning cross-border financial services with national strategic initiatives such as the Guangdong-Hong Kong-Macao Greater Bay Area and the Belt and Road Initiative [2] - In the first half of 2025, the Hong Kong branch provided a loan of 10 million HKD for the construction of the Northern Metropolis and artificial island projects, contributing to the integration of the Greater Bay Area [2] - The Hong Kong branch has been recognized as an "Outstanding Investor" in the Northbound Bond Connect for five consecutive years, enhancing the connectivity between mainland and Hong Kong financial markets [2] Group 3: Support for Enterprises Going Global - Everbright Bank focuses on serving enterprises going abroad, particularly in infrastructure, energy transition, high-end manufacturing, and digital economy sectors, enhancing cross-border financial service solutions [3] - The bank has developed an 8-product system under "Sunshine Easy Exchange" to improve financing structure design capabilities, catering to the long-term financing needs of enterprises in key sectors [3] - As of June 2025, Everbright Bank provided a cross-border direct loan balance of 16.14 billion yuan, with approximately 4.03 billion yuan in loans to countries and regions along the Belt and Road Initiative [3]

Group 1 - The global political and economic landscape is rapidly evolving since 2025, with increasing trade barriers and deep restructuring of supply chains, prompting China Everbright Bank to focus on politically and socially responsible financial practices to support high-level opening-up [1] - In the first half of 2025, the bank's overseas institutions integrated ESG principles into the entire process of credit, investment, and risk control, resulting in 15 green/sustainable development-linked loans totaling 4.31 billion yuan and 19 green bonds issued with a total issuance scale of 44.4 billion yuan [1] - The bank also successfully assisted in issuing 17 sustainable development bonds, 2 climate transition financing bonds, and 1 social responsibility bond, with a total issuance scale of 26.5 billion yuan, providing long-term patient capital for the green transformation of traditional industries [1] Group 2 - The bank actively leverages its domestic and international synergies to support high-level opening-up, aligning cross-border financial services with national strategic initiatives such as the Guangdong-Hong Kong-Macao Greater Bay Area and the Belt and Road Initiative [2] - In the first half of 2025, the Hong Kong branch provided a loan of 100 million HKD for the construction of the Northern Metropolis and artificial island projects, contributing to the integration of the Greater Bay Area [2] - The bank's overseas branches have opened RMB interbank accounts, with a cumulative transaction amount of 3.787 billion yuan, effectively expanding cross-border RMB financing channels and promoting the internationalization of the RMB [2] Group 3 - The bank is enhancing its cross-border financial service offerings to meet the needs of enterprises going abroad, focusing on key sectors such as infrastructure, energy transition, high-end manufacturing, and the digital economy [3] - The bank has developed an 8-product system under "Sunshine Easy Exchange" to improve financing structure design capabilities, catering to the long-term financing needs of enterprises in infrastructure, energy transition, and digital economy [3] - As of the end of June 2025, the bank provided a cross-border direct loan balance of 16.14 billion yuan for "going out" enterprises, with approximately 4.03 billion yuan in loans to Belt and Road partners and regions [3]